Kinsale Capital Group, Inc.
$355.29+6.9%YTD-15.0%1Y-30.7%
Mentions · last 7 days
32
Price updated 14m ago·X counts updated 18h ago
What it does
Plain-English summary of the business — what they sell and how they make money.
Industry overviewAI analysisGenerated by AI from underlying data
Where Insurance - Property & Casualty sits in its cycle right now — and what that implies for $KNSL.
Insurance - Property & Casualty
No material change from last week — climate-driven cat events push combined ratios higher across P&C underwriters, keeping reinsurance costs sticky even as rate cycles moderate.
Top industry ETF
$KIESPDR S&P Insurance ETF
+4.5%YTD
+8.4%1Y
Fundamentals & catalyst
Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.
Key ratios
P/E
13.4How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.ROIC
17.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.Op margin
24.7%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.FCF yield
13.2%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).P/S
3.8Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.ROE
30.3%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.Gross margin
34.1%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.D/E
0.1Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.Past earnings
QuarterReportedActualEstimateSurprise
Q2 2026Jul 23, 2026$5.54$5.11+8.4%
Q1 2026Apr 23, 2026$5.11$4.66+9.7%
Q4 2025Feb 12, 2026$5.81$5.30+9.6%
Q3 2025Oct 23, 2025$5.21$4.79+8.8%
Next earningsThu, Oct 22·consensus EPS $4.88
Quarterly trend
QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$548.5M+16.8%0.0%0.0%$7.73$239.1M
Q1 FY26$466.7M+10.2%39.9%29.9%$4.90$241.3M
Q4 FY25$483.3M+17.3%55.9%36.2%$6.01$230.8M
Q3 FY25$497.5M+19.0%45.2%36.0%$6.12$289.5M
Forward consensus
FYRevenueRangeEPSRangeAnalysts
FY26$1.6B$1.6B – $1.7B$20.79$20.31 – $21.977
FY27$1.7B$1.6B – $1.7B$21.65$20.10 – $23.586
FY28$1.7B$1.5B – $1.8B$22.78$20.99 – $24.753
Setup & momentum
Volume, range, and moving-average position — the technical setup driving short-term moves.
Right now
Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.5×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.20%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+4.2%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-9.3%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.
Float & profile
FloatLow float · 21.8M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today2.2% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.905-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.
Insider activity
Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.
Recent news
Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.
Kinsale Capital Group, Inc. (KNSL) Surpasses Q2 Earnings and Revenue EstimatesCompared to Estimates, Kinsale Capital Group (KNSL) Q2 Earnings: A Look at Key MetricsKinsale Capital Group Reports Second Quarter 2026 ResultsWhy Kinsale Capital Group, Inc. (KNSL) is a Top Value Stock for the Long-TermBreakfast News: The Catch In Alphabet's Results
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Voices on X · last 7 days
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