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KIKINS

Kingstone Companies, Inc.

$KINS·$277M·Insurance - Property & Casualty·Financial Services
$19.11-4.2%YTD+19.0%1Y+39.2%
Price updated 16h ago·X counts updated 6d ago
KIKINS
$KINSKingstone Companies, Inc.
$19.11-4.16%546 posts0.6×
AI analysisFundamentalsVoices on X
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On X

The complete picture of $KINS on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

546X posts · last 7 days
Sep 2Sep 14
Chatter Meter
0.6×
QuietNormal · 1×Loud

How loud $KINS's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's quieter than usual.

Bullish sentimentAI analysisGenerated by AI from underlying data7 posts analyzed · as of 2026-09-16

$KINS chatter is about the Kintara gaming-token, not Kingstone Financial. Traders call it deserving an 8-figure market cap floor, cheer a $1,200 in-game item marketplace sale (~640K $KINS), and pitch that the team is "insane" and headed for a comeback. There is no dissenting voice in the small sample.

Read what X is saying about $KINS

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $KINS — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersCooling offAI verdict · as of 2026-09-19

Catching its breath after a run — could pick back up or fade from here.

Tiny New York-focused P&C insurer trading at value multiples with quiet compounding.

Kingstone Companies writes personal-lines property & casualty insurance almost entirely in New York — homeowners, renters, condo, personal umbrella. Micro-cap, thinly followed, and quietly earning at rates the small-cap-insurer group hasn't seen in years.

  • The valuation is extreme for what the returns look like: 7x TTM earnings and a 27% free-cash-flow yield on a business generating 28% ROE and 25% ROIC — this is what a right-priced regional insurer looks like when almost no one is paying attention.
  • The operating trajectory is real but bumpy: last quarter's $1.04 EPS beat by 9%, but the Q4 print swung to a $0.35 loss (-35% surprise) on winter weather claims — this is what earnings look like for a NY-only book, so the smoothing has to come from a year, not a quarter.
  • The auditor swap and structural housekeeping are visible: replacing CBIZ with Deloitte in August and cleaning up director-level administrative filings is the kind of small-cap grown-up work that precedes either a strategic action or a listing move, not a failure signal.

The Nov 5 Q3 print is the read on whether the earnings pattern is normalizing away from the weather-quarter volatility that has kept the multiple compressed. A clean beat with reserve development moving the right way could re-rate this from 7x to 10x quickly; a catastrophe-loss miss and the tape gives back the 39% t12m gain. Watch $17 as support.

What to watch: Nov 5 Q3 earnings — earned-premium growth, combined ratio, and reserve development are the three lines that matter. Watch $17 as support; a break there breaks the small-cap uptrend.

On the calendar: 2026-11-05 — Q3 earnings

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Read the AI verdict on $KINS

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

New York-focused personal lines P&C insurer writing homeowners, renters, co-ops, and commercial livery vehicle coverage.

Industry overviewAI analysisGenerated by AI from underlying data

Where Insurance - Property & Casualty sits in its cycle right now — and what that implies for $KINS.

Insurance - Property & Casualty · Financial Services

Hard P&C pricing cycle — premium rates still outpacing loss cost inflation after elevated catastrophe losses — and elevated investment yields are the twin earnings drivers; early signs of personal auto competition softening hint the hard cycle may be entering its later stages, with ALL analysts flagging profits likely peaking.

What this means for $KINS

Direct beneficiary — Kingstone's New York personal lines niche (homeowners, co-ops, livery vehicles) benefits from hardened rates in a market with limited regional competition; elevated investment yields supplement underwriting income.

Top industry ETF

$KIESPDR S&P Insurance ETF
+3.9%YTD
+5.6%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
7.3How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
25.1%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
18.7%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
27.2%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
1.1Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
28.3%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
55.2%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 6, 2026$1.04$0.95+9.5%
Q1 2026May 7, 2026$-0.35$-0.26-34.6%
Q4 2025Mar 5, 2026$1.08$1.05+2.9%
Q3 2025Nov 6, 2025$0.73$0.71+2.8%
Next earningsThu, Nov 5·consensus EPS $0.87

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$59.8M+18.4%23.7%-12.4%$-0.40$7.9M
Q4 FY25$40.7M-3.2%130%45.3%$1.04$22.1M
Q3 FY25$55.7M+36.5%43.3%24.6%$0.77$25.3M
Q2 FY25$52.3M+43.3%45.4%27.1%$0.81$8.7M

Forward consensus

2-year forecast · up to 1 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$328.0M$328.0M – $328.0M$2.65$2.65 – $2.651
FY27$381.2M$381.2M – $381.2M$2.90$2.90 – $2.901

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.4×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.76%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-3.5%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+12.1%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 11.6M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.2% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.455-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuyMay 29Thomas NewgardenDirector8.0K sh$120KBuyMay 28Thomas NewgardenDirector6.0K sh$93KBuyMay 13Thomas NewgardenDirector15.2K sh$218KBuyMay 12Thomas NewgardenDirector15.3K sh$222KSellApr 16William L YankusDirector13.5K sh$243K
+ 3 other (3 inkinds) in window

See when $KINS insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KMaterial eventAug 248-K — Item 4.01
AI summary

Kingstone Companies dismissed CBIZ CPAs P.C. as its independent auditor on August 18, 2026, and the Audit Committee approved Deloitte & Touche LLP as its new auditor for fiscal year 2026 (ending December 31, 2026), citing Deloitte's dedicated insurance practice. This is the second auditor change in roughly 16 months: Marcum LLP resigned in April 2025, CBIZ CPAs followed, and now Deloitte takes over. Repeated auditor transitions warrant monitoring, though the upgrade to Deloitte from smaller firms is consistent with growing insurance company audit needs.

8-KShareholder voteAug 78-K — Item 5.07: Shareholder vote
AI summary

KINS (KINS) reported shareholder vote results (Item 5.07) from its annual or special meeting on 2026-08-07. Key outcome: Vote of Security Holders. Shareholder vote disclosures are routine unless a major contested matter was on the ballot. Investors should review whether say-on-pay passed comfortably and whether any dissident nominees were elected.

8-KPress release / Reg FDAug 68-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

KINGSTONE COMPANIES, INC. (KINS) reported Q2 2026 financial results on 2026-08-06, reporting financial results details in attached press release. The press release notes: mission and other public announcements that the Company may. Additional items: Item 7.01. Quarterly earnings are a material disclosure; investors should review the full press release for segment details and management commentary.

8-KPress release / Reg FDJul 238-K — Item 7.01: Press release / Reg FD
AI summary

KINS filed an 8-K under Reg FD (Item 7.01), disclosing material non-public information simultaneously to all investors. The disclosure covers: announcing that the Company’s Board of Directors has declared a quarterly cash dividend of $0. This is typically an investor presentation, conference slides, or press release furnished as an exhibit. Reg FD filings ensure equal access to information for all investors; the substantive data is in the attached exhibit.

8-KPress release / Reg FDJul 168-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

Kingstone Companies announced it will host a Q2 2026 earnings call on August 7, 2026. The specialty property insurer focused on coastal New York's Q2 results will reflect underwriting performance and loss ratios for the spring and early-summer period. Standard investor relations announcement.

8-KPress release / Reg FDMay 208-K — Item 7.01: Press release / Reg FD
AI summary

Delaware 0-1665 36-2476480 furnished a Reg FD disclosure covering: s provided pursuant to Section 13(a) of the Exchange Act. □ Item 7.01 Regulation FD Disclosure . On May 19, 2026, Kingstone Companies, Inc. (the “Company”) issued a press release (the “Press Release”) announcing that the Company’s Board of Directors has authorized a share repurchase program under which the Company may repurchase up to 1,000,000 shares of its outstanding common stock over the next .

8-KPress release / Reg FDMay 78-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

Delaware 000-01665 36-2476480 reported financial results for the period March 31, 2026 (the “Press Release”). Press release attached; detailed financials in the exhibit. Delaware 000-01665 36-2476480 furnished a Reg FD disclosure covering: Company”) issued a press release announcing its financial results for the quarter ended March 31, 2026 (the “Press Release”). The Press Release also announced that the Company will hold a conference call for analysts and investors on May 8, 2026 at 8:30 A.M. ET. (the “Conference Call”), as previously announced on April 16, 2026, and that the Company has prepared an investor presentation (the “Pres.

8-KPress release / Reg FDApr 278-K — Item 7.01: Press release / Reg FD
AI summary

Delaware 0-1665 36-2476480 furnished a Reg FD disclosure covering: ndards provided pursuant to Section 13(a) of the Exchange Act. □ Item 7.01 Regulation FD Disclosure . On April 27, 2026, Kingstone Companies, Inc. (the “Company”) issued a press release (the “Press Release”) announcing that the Company’s Board of Directors has declared a quarterly cash dividend of $0.05 per share payable on May 26, 2026 to stockholders of record at the close of business on May 11,.

+ 6 other (3 8-Ks · 2 10-Qs · 1 proxy) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

BlackRock Inc. Invests $15.80 Million in Kingstone Companies, Inc $KINSdefenseworld.net·17d agoKingstone Companies, Inc. (KINS) Q2 2026 Earnings Call Transcriptseekingalpha.com·44d agoKingstone Companies Q2 Earnings Call Highlightsmarketbeat.com·44d agoKingstone Companies, Inc (KINS) Q2 Earnings Top Estimateszacks.com·45d agoKingstone Reports Second Quarter 2026 Resultsglobenewswire.com·45d ago

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Voices on X · last 7 days

No standout posts about $KINS on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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