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KIKINS

Kingstone Companies, Inc.

$KINS·$289M·Insurance - Property & Casualty·Financial Services
$20.38+0.3%YTD+21.3%1Y+28.2%
Mentions · last 7 days
2026-07-30: 68 posts2026-07-31: 104 posts2026-08-01: 48 posts2026-08-02: 180 posts2026-08-03: 68 posts2026-08-04: 99 posts2026-08-05: 53 posts621+14%
Price updated 14h ago·X counts updated 12h ago
KIKINS
$KINSKingstone Companies, Inc.
$20.38+0.34%621 posts+14%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $KINS, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersEvent coming upAI verdict · as of 2026-08-06

A known event soon (earnings, a ruling, etc.) will likely decide the next move.

Kingstone is a tiny coastal-NY P&C insurer trading at 7x earnings and hitting fresh highs — and Q2 earnings drop tomorrow.

Kingstone Companies is a small property and casualty insurer focused on coastal New York homeowners — the kind of niche the big carriers have been quietly withdrawing from as coastal-storm exposure repriced. That vacuum has been Kingstone's opportunity, and the stock has ridden it: up 21% YTD, 28% T12M, at 95% of the 52-week range heading into Wednesday's Q2 print.

The setup into Aug 6-7:

  • Underlying growth is genuinely strong for an insurer: Q1 revenue grew 18% YoY, and the last four quarters have averaged ~24% growth — that's the market-share-take from big-carrier withdrawal actually showing up in the top line.
  • Valuation is genuinely cheap: 7.3x trailing P/E with a 25% ROIC and a 27% FCF yield — those are the numbers of a value stock, not a growth stock, which is what makes the up-move interesting.
  • Recent action is the caution flag: Q1 EPS was -$0.40 versus $0.61 expected (a 35% miss), an unusually bad quarter after four straight beats — the coastal-storm exposure showed up in the underwriting result.
  • Capital-return story is intact: the dividend was raised 20% to $0.06 quarterly on July 23 — the board is signaling confidence in run-rate cash generation despite the Q1 stumble.

Aug 6-7 Q2 earnings decides whether the fresh 52-week high holds — an EPS print near consensus $0.95 with a normalized loss ratio and no adverse coastal-storm development is what keeps the tape working; any repeat of the Q1 loss-ratio blow-up and even a cheap stock at highs breaks fast.

Differs from X sentimentThe X 'sentiment' shown here is entirely about the Kintara / $KINT GameFi memecoin on Solana — nothing to do with Kingstone Companies the coastal-NY P&C insurer. Ignore that block; the actual signals are the dividend raise, Q2 earnings tomorrow, and the Q1 miss to watch for repetition.

What to watch: Aug 6-7 Q2 earnings — an EPS print near consensus $0.95 with a normalized loss ratio and no adverse coastal-storm development keeps the tape working; any repeat of the Q1 loss-ratio blow-up and even a cheap stock at highs breaks fast.

On the calendar: 2026-08-06 — Q2 2026 earnings

sentiment ticker collision

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment104 posts analyzed · as of 2026-08-05

Kintara token chatter is bullish and grind-y, with holders celebrating a recent 100%+ bounce off ~$3M market cap lows, active marketplace sales pumping mounts and gold, and non-stop dev shipping including the Dunes update and new content campaigns. Bulls call it the leading Solana GameFi play and point to whale accumulation after @blknoiz06 flagged the bottom. Some rotation talk to $BRICK and $DOOM as GTA-style competitors emerge, but the core community reads as accumulating.

Read the AI verdict + X sentiment for $KINS

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

New York-focused personal lines P&C insurer writing homeowners, renters, co-ops, and commercial livery vehicle coverage.

Industry overviewAI analysisGenerated by AI from underlying data

Where Insurance - Property & Casualty sits in its cycle right now — and what that implies for $KINS.

Insurance - Property & Casualty · Financial Services

No material change from last week — climate-driven cat events push combined ratios higher across P&C underwriters, keeping reinsurance costs sticky even as rate cycles moderate.

What this means for $KINS

Neutral — New York-focused personal lines P&C insurer writing homeowners, renters, co-ops, and commercial livery vehicle coverage; limited read-through from insurance - property & casualty macro dynamics to this specific revenue mix.

Top industry ETF

$KIESPDR S&P Insurance ETF
+7.7%YTD
+14.7%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
7.3How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
25.1%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
18.7%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
27.2%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
1.1Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
28.3%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
55.2%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026May 7, 2026$-0.35$-0.26-34.6%
Q4 2025Mar 5, 2026$1.08$1.05+2.9%
Q3 2025Nov 6, 2025$0.73$0.71+2.8%
Q2 2025Aug 7, 2025$0.75$0.55+36.4%
Next earningsThu, Aug 6·consensus EPS $0.95

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$59.8M+18.4%23.7%-12.4%$-0.40$7.9M
Q4 FY25$40.7M-3.2%130%45.3%$1.04$22.1M
Q3 FY25$55.7M+36.5%43.3%24.6%$0.77$25.3M
Q2 FY25$52.3M+43.3%45.4%27.1%$0.81$8.7M

Forward consensus

2-year forecast · up to 1 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$328.9M$328.9M – $328.9M$2.60$2.60 – $2.601
FY27$394.1M$394.1M – $394.1M$3.00$3.00 – $3.001

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.4×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.95%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+12.4%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+25.1%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 11.6M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.5% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.435-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuyMay 29Thomas NewgardenDirector8.0K sh$120KBuyMay 28Thomas NewgardenDirector6.0K sh$93KBuyMay 13Thomas NewgardenDirector15.2K sh$218KBuyMay 12Thomas NewgardenDirector15.3K sh$222KSellApr 16William L YankusDirector13.5K sh$243K
+ 11 other (6 inkinds · 4 awards · 1 exempt) in window

See when $KINS insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KPress release / Reg FDJul 238-K — Item 7.01: Press release / Reg FD
AI summary

KINS filed an 8-K under Reg FD (Item 7.01), disclosing material non-public information simultaneously to all investors. The disclosure covers: announcing that the Company’s Board of Directors has declared a quarterly cash dividend of $0. This is typically an investor presentation, conference slides, or press release furnished as an exhibit. Reg FD filings ensure equal access to information for all investors; the substantive data is in the attached exhibit.

8-KPress release / Reg FDJul 168-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

Kingstone Companies announced it will host a Q2 2026 earnings call on August 7, 2026. The specialty property insurer focused on coastal New York's Q2 results will reflect underwriting performance and loss ratios for the spring and early-summer period. Standard investor relations announcement.

8-KPress release / Reg FDMay 208-K — Item 7.01: Press release / Reg FD
AI summary

Delaware 0-1665 36-2476480 furnished a Reg FD disclosure covering: s provided pursuant to Section 13(a) of the Exchange Act. □ Item 7.01 Regulation FD Disclosure . On May 19, 2026, Kingstone Companies, Inc. (the “Company”) issued a press release (the “Press Release”) announcing that the Company’s Board of Directors has authorized a share repurchase program under which the Company may repurchase up to 1,000,000 shares of its outstanding common stock over the next .

8-KPress release / Reg FDMay 78-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

Delaware 000-01665 36-2476480 reported financial results for the period March 31, 2026 (the “Press Release”). Press release attached; detailed financials in the exhibit. Delaware 000-01665 36-2476480 furnished a Reg FD disclosure covering: Company”) issued a press release announcing its financial results for the quarter ended March 31, 2026 (the “Press Release”). The Press Release also announced that the Company will hold a conference call for analysts and investors on May 8, 2026 at 8:30 A.M. ET. (the “Conference Call”), as previously announced on April 16, 2026, and that the Company has prepared an investor presentation (the “Pres.

8-KPress release / Reg FDApr 278-K — Item 7.01: Press release / Reg FD
AI summary

Delaware 0-1665 36-2476480 furnished a Reg FD disclosure covering: ndards provided pursuant to Section 13(a) of the Exchange Act. □ Item 7.01 Regulation FD Disclosure . On April 27, 2026, Kingstone Companies, Inc. (the “Company”) issued a press release (the “Press Release”) announcing that the Company’s Board of Directors has declared a quarterly cash dividend of $0.05 per share payable on May 26, 2026 to stockholders of record at the close of business on May 11,.

8-KOfficer or director changeApr 208-K — Item 5.02: Officer or director change · Item 7.01: Press release / Reg FD
8-KPress release / Reg FDApr 178-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
8-KPress release / Reg FDApr 28-K — Item 7.01: Press release / Reg FD
+ 6 other (1 proxy · 1 10-Q · 1 3 · 1 10-K) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Kingstone Increases Regular Quarterly Cash Dividend by 20% to $0.06 Per Shareglobenewswire.com·14d agoKingstone Schedules Second Quarter 2026 Earnings Release and Conference Callglobenewswire.com·21d agoIs Kingstone Companies (KINS) Stock Undervalued Right Now?zacks.com·24d agoTom Gardner's Five Stocks for the Long Term: Big Diversification, AI Research, and Cautionfool.com·29d agoKingstone Companies, Inc (KINS) is a Great Momentum Stock: Should You Buy?zacks.com·30d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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