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CBCB

Chubb Limited

$CB·$135B·Insurance - Property & Casualty·Financial Services
$338.60-0.4%YTD+12.2%1Y+22.3%
Mentions · last 7 days
2026-08-22: 6 posts2026-08-23: 2 posts50-13%
Price updated 7h ago·X counts updated 8d ago
CBCB
$CBChubb Limited
$338.60-0.39%50 posts-13%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $CB, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersCooling offAI verdict · as of 2026-08-31

Catching its breath after a run — could pick back up or fade from here.

Chubb — EPS beat by 7% in Q2, four straight beat quarters, but stock fell on market uptick and X flags Rep. Salazar's $100K position while on the insurance subcommittee.

Chubb is one of the largest global P&C insurers — a Warren Buffett-favorite quality franchise with strong underwriting discipline and global commercial-line exposure. The equity is a compounder trading at reasonable multiples with a specific political-disclosure sidebar.

  • Q2 2026 EPS $7.26 beat $6.77 consensus by 7.2%, and the last four surprises are +7%, +3%, +11%, +21% — the beat cadence is consistent but decelerating, which is what the '3 Insurers as Insurance Pricing Momentum Moderates' article signals about the sector-wide P&C cycle top.
  • Fundamentals are quality-compounder textbook: P/E 11.4, P/S 2.1, EV/EBITDA 11.4, ROIC 32%, ROE 16%, FCF yield 12.6%, debt/equity 0.24, beta 0.39 — cheap-ish for the quality, defensive relative to the market.
  • The Aug 14 political-buy signal is unusual: Rep. Maria Salazar (Housing and Insurance subcommittee) disclosed a ~$100K CB position — X posters flagged the conflict-of-interest optics ('she bought an insurance stock while sitting on the subcommittee that writes insurance policies'); the position itself is small, the signal value is about legislative visibility.
  • Institutional tape is constructive: Beacon Pointe took $29.77M position (Aug 29), Barrow Hanley took $122.65M (Aug 24), Allworth added (Aug 21) — director CONNORS sold 5,500 shares at $345 on Aug 21 for $1.9M, a Rule 10b5-1 sale rather than a signal.
  • Stock is 2% below its 50-day and 5% above its 200-day, sitting at 74% of 52-week range — the tape and fundamentals both reflect a quality franchise in a sector where pricing momentum is topping.

What extends the pullback is a hurricane-season catastrophe loss or continued P&C-pricing deceleration — both compress the beat cadence the multiple partly depends on. What resets it higher is the Oct 27 print topping the $6.34 EPS estimate plus benign catastrophe experience, which ratifies the discipline-through-the-cycle premium.

Agrees with X sentimentThe bullish X take is politically anchored — Rep. Maria Salazar's ~$100K CB disclosure while sitting on the Housing and Insurance subcommittee is treated as a positive signal — even though the fundamental picture is a quality franchise with beat-cadence deceleration; the political-buy read and the underlying franchise story both point the same direction here.

What to watch: Hurricane-season catastrophe loss or continued P&C-pricing deceleration extends the pullback; Oct 27 EPS above $6.34 plus benign catastrophe experience ratifies the discipline-through-the-cycle premium.

On the calendar: 2026-10-27 — Q3 2026 earnings

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment⚠5 posts analyzed · as of 2026-08-14 · top-engagement diverged

Chubb is bullish. Rep. Maria Salazar (Housing and Insurance subcommittee) disclosed a ~$100k position — 'she bought an insurance stock while sitting on the subcommittee that writes insurance policies.' Also crypto CB memecoin promotional posts. The political-buy signal dominates.

Read the AI verdict + X sentiment for $CB

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  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Global property and casualty insurer with operations in 54+ countries offering commercial, personal, and specialty lines under Chubb and ACE brands.

Industry overviewAI analysisGenerated by AI from underlying data

Where Insurance - Property & Casualty sits in its cycle right now — and what that implies for $CB.

Insurance - Property & Casualty · Financial Services

Catastrophe losses remain the primary risk factor; climate-driven severity trends are pushing reinsurance pricing higher, which eventually filters into primary premiums. Rate hardening is allowing combined ratios to recover from loss-elevated troughs.

What this means for $CB

Partial — insurance earnings follow combined ratio and investment income dynamics, partially correlated to industry macro; Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and rei.

Top industry ETF

$KIESPDR S&P Insurance ETF
+7.7%YTD
+7.9%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
11.4How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
32.5%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
18.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
12.6%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.1Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
15.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
35.2%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.2Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 21, 2026$7.26$6.77+7.2%
Q1 2026Apr 21, 2026$6.82$6.60+3.3%
Q4 2025Feb 3, 2026$7.52$6.77+11.1%
Q3 2025Oct 21, 2025$7.49$6.17+21.4%
Next earningsTue, Oct 27·consensus EPS $6.34

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$14.8B+10.3%46.4%0.0%$5.88$3.9B
Q4 FY25$15.3B+7.9%32.4%24.6%$8.10$4.8B
Q3 FY25$16.2B+7.3%32.5%24.0%$7.05$3.6B
Q2 FY25$14.9B+6.8%29.9%25.0%$7.44$3.6B

Forward consensus

3-year forecast · up to 7 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$58.0B$57.6B – $58.3B$27.67$26.24 – $29.677
FY27$60.5B$59.2B – $61.9B$29.14$26.20 – $31.637
FY28$66.8B$65.4B – $68.1B$31.61$29.77 – $36.025

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.6×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.74%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-2.0%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+4.5%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 349.9M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.3% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.395-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellAug 21Michael P ConnorsDirector5.5K sh$1.9MSellJul 28Joseph F WaylandPresident8.5K sh$3.1MSellJun 8Ortega Juan LuisPresident3.9K sh$1.3MSellMay 27John W KeoghCOO23.0K sh$7.4MSellMay 21Michael G AtiehDirector578 sh$190KSellMar 19Olivier SteimerDirector2.0K sh$659KSellMar 6George F. OhsiekChief Accounting Officer770 sh$250K
+ 44 other (20 inkinds · 12 awards · 9 returns · 2 gifts · 1 exempt) in window

See when $CB insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KOfficer or director changeMay 228-K — Item 5.02: Officer or director change · Item 5.03: Charter amendment · Item 5.07: Shareholder vote
AI summary

Chubb Limited (CB) filed an 8-K on May 21, 2026 reporting a personnel change (Item 5.02), a bylaw or articles amendment (Item 5.03), and annual shareholder meeting vote results (Item 5.07). Chubb is a Zurich, Switzerland-based global insurance company listed on the NYSE. The excerpt does not reveal the specific executive change or nature of the bylaw amendment; a governance document change alongside personnel and vote disclosures at an annual meeting is not unusual but the bylaw amendment may warrant review.

8-KCharter amendmentMar 118-K — Item 5.03: Charter amendment
+ 16 other (3 proxys · 2 IRANNOTICEs · 2 10-Qs · 2 earnings 8-Ks) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Financial Analysis: Sun Life Financial (NYSE:SLF) vs. Chubb (NYSE:CB)defenseworld.net·1d agoHead to Head Survey: RSA Insurance Group (OTCMKTS:RSAIF) & Chubb (NYSE:CB)defenseworld.net·1d agoBeacon Pointe Advisors LLC Takes $29.77 Million Position in Chubb Limited $CBdefenseworld.net·3d agoChubb (CB) Stock Falls Amid Market Uptick: What Investors Need to Knowzacks.com·4d ago3 Insurers to Focus on as Insurance Pricing Momentum Moderateszacks.com·7d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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