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NANAVN

Navan, Inc.

$NAVN·$5.7B·Software - Application·Technology
$25.20+5.0%YTD+41.3%1Y+26.0%
Price updated 5h ago·X counts updated 4d ago
NANAVN
$NAVNNavan, Inc.
$25.20+5.00%71 posts1.1×
AI analysisFundamentalsVoices on X
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On X

The complete picture of $NAVN on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

71X posts · last 7 days
Sep 28Oct 11
Chatter Meter
1.1×
QuietNormal · 1×Loud

How loud $NAVN's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level, louder than 83% of tracked names.

Bearish sentimentAI analysisGenerated by AI from underlying data7 posts analyzed · as of 2026-09-14

Navan printed a clean beat-and-raise — Q2 revenue $232.8M vs $220.5M est, adj. EPS $0.05 vs $0.04, and FY27 revenue guide raised to $927-933M — yet the stock dumped -15-16.5% on the print. The tape reads as another 'growth-SaaS blame AI disruption' de-rate. Bulls are quiet; the sample tone is that of confused capitulation.

Read what X is saying about $NAVN

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $NAVN — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersSelling offAI verdict · as of 2026-10-02

Falling on heavy selling — points lower unless it turns around.

Navan beat and raised with FY27 guide at $927-933M — the stock dumped 15% anyway on the SaaSpocalypse AI narrative.

Navan is the enterprise travel-and-expense SaaS platform — the post-COVID subscription grower whose recent print was clean operationally but ugly on the tape.

  • The business is still growing: Q1 revenue +35% YoY at a -28% operating margin — top-line is strong but profitability is weak, with Q2 reportedly beating ($232.8M vs $220.5M consensus, adj EPS $0.05 vs $0.04) and FY27 guide raised to $927-933M.
  • The tape is the problem: stock dumped -15 to -16.5% on the print, re-opening the 'growth-SaaS blame AI disruption' de-rate narrative that just hit TTAN and BRZE too.
  • 52-week range position is 59% with volume at 71% of average — mid-range on quiet volume, which is confused-capitulation territory where the bulls aren't buying the beat and the bears aren't convinced on the breakdown.

Dec 15 Q3 is the gate — any evidence that AI-agent travel doesn't displace Navan plus continued ARR growth extends the move. Another SaaS-AI de-rate print across the group and the stock keeps breaking down.

Agrees with X sentimentThe bearish thread captures the honest tension — specific Q2 beat-and-raise numbers (revenue $232.8M vs $220.5M, adj EPS $0.05 vs $0.04, FY27 raised to $927-933M) crushed by a -15-16.5% tape driven by the SaaSpocalypse AI-disruption framing — the confused-capitulation posture is right.

What to watch: Dec 15 Q3 — ARR growth, AI-agent travel commentary, operating-margin trajectory, and FY27 guide. Another SaaS-AI de-rate print is the clear invalidator.

On the calendar: 2026-12-15 — Q3 earnings

Read the AI verdict on $NAVN

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

AI-powered corporate travel and expense management SaaS platform for enterprise customers.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Application sits in its cycle right now — and what that implies for $NAVN.

Software - Application · Technology

No material change from last week — Adobe Q3 lifted guidance with triple-digit AI-first ARR, validating the AI upsell bifurcation: vendors embedding AI agents into core workflows (NOW, CRM, SAP, WDAY, TEAM, ADBE) are re-accelerating whi.

What this means for $NAVN

Partial — AI-powered corporate travel and expense management SaaS platform for enterprise customers.; AI feature integration is the primary renewal variable in enterprise SaaS; execution on AI roadmap determines re-rating potential.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
+4.2%YTD
-3.3%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
-13.3How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
-14.1%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
-28.0%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
0.5%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
7.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
-60.9%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
70.9%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.1Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Sep 30, 2026$-0.11$0.04-368.1%
Q2 2026Sep 9, 2026$0.05$0.04+21.9%
Q4 2025Mar 25, 2026$0.02$-0.06+133.3%
Q3 2025Dec 15, 2025$0.14$-0.08+281.8%
Next earningsTue, Dec 15·consensus EPS $0.12

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q4 FY25$177.9M+34.8%70.7%-50.3%$-0.29$29.7M
Q3 FY25$194.9M+29.0%70.7%-40.6%$-4.58$-11.4M
Q2 FY25$172.0M+29.5%72.0%-7.1%$-0.16$2.3M
Q1 FY25$157.5M+30.2%70.2%-10.1%$-0.25$2.3M

Forward consensus

4-year forecast · up to 11 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$686.5M$686.1M – $686.9M-$0.23-$0.31 – -$0.158
FY27$931.1M$930.3M – $932.8M$0.26$0.22 – $0.3111
FY28$1.2B$1.1B – $1.2B$0.40$0.39 – $0.4110
FY29$1.4B$1.4B – $1.4B$0.59-$0.12 – $1.317

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.7×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.70%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-4.3%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+26.9%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 44.5M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today6.2% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.105-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellSep 21Sindicich Michael EricPresident9.0K sh$191KSellSep 21Twig Ilan EzraCTO36.0K sh$767KSellSep 21Ariel M. CohenCEO50.6K sh$1.1MSellAug 27Ariel M. CohenCEO243.4K sh$7.3MSellJul 8Lightspeed Venture Partners Select Ii, L.p.10% owner9.0K sh$228KSellJul 8Lightspeed Venture Partners X, L.p.10% owner9.0K sh$228KSellJul 1Lightspeed Venture Partners Select Ii, L.p.10% owner10.6K sh$261KSellJul 1Lightspeed Venture Partners X, L.p.10% owner10.6K sh$261K
+ 18 other (13 awards · 4 others · 1 conversion) in window

See when $NAVN insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KMaterial agreementOct 98-K — Item 1.01: Material agreement · Item 2.03: Material debt obligation
8-KPress release / Reg FDSep 98-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

Navan Inc. (NAVN) reported fiscal Q2 2026 results for the quarter ended July 31, 2026, with investor materials posted to its website. Navan is a travel and expense management platform, and quarterly results capture corporate travel demand and software revenue trends.

8-KShareholder voteJun 268-K — Item 5.07: Shareholder vote
8-KPress release / Reg FDJun 108-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

Navan, Inc. filed an 8-K on June 10, 2026, reporting financial results for fiscal Q1 (quarter ended April 30, 2026) via press release (Exhibit 99.1) and supplemental investor materials including prepared remarks and slides posted to investors.navan.com. No specific revenue or earnings figures appear in the filing body — all headline metrics are in the furnished exhibit. The information is furnished under Items 2.02 and 7.01 and is not subject to Section 18 liability. Materiality depends on the Q1 results in the press release for this recently-listed corporate travel and expense management platform.

+ 8 other (2 10-Qs · 2 13Gs · 2 proxys · 1 S-8) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Wall Street Analysts See a 27.5% Upside in Navan (NAVN): Can the Stock Really Move This High?zacks.com·4d agoNavan Selected by Investec to Modernize Global Travel Programgurufocus.com·4d agoNavan Selected by Investec to Modernize Global Travel Programbusinesswire.com·4d agoNavan Investigation Initiated: Kahn Swick & Foti, LLC Investigates the Officers and Directors of Navan, Inc. - NAVNbusinesswire.com·11d agoLong-Term Shareholders of Navan, Inc. (NAVN) Are Encouraged to Contact Johnson Fistel Regarding Potential Claimsglobenewswire.com·17d ago

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Voices on X · last 7 days

No standout posts about $NAVN on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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