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NANAVN

Navan, Inc.

$NAVN·$6.2B·Software - Application·Technology
$25.92+1.1%YTD+53.2%1Y+29.6%
Mentions · last 7 days
2026-07-06: 20 posts2026-07-07: 40 posts2026-07-08: 32 posts2026-07-09: 17 posts2026-07-10: 25 posts2026-07-11: 14 posts2026-07-12: 19 posts174+19%
Price updated 3d ago·X counts updated 13h ago
NANAVN
$NAVNNavan, Inc.
$25.92+1.13%174 posts+19%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $NAVN, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Driven by hypeAcceleratingAI verdict · as of 2026-07-12

The move is getting stronger, with heavier trading behind it.

Navan just co-created an industry-first Hilton hotel direct-connect — the post-IPO breakout has real customer proof.

Navan (formerly TripActions) is the AI-powered corporate travel and expense management platform. The stock is up 53% year-to-date on a post-IPO base breakout with real customer momentum.

  • Revenue growth is strong: $178M last quarter grew 35% YoY (up from 30% two quarters earlier), and consensus expects revenue to walk from $687M this fiscal year to $1.13B by FY28 with EPS turning positive at $0.38 — a real inflection profile.
  • The margin structure is respectable: 71% gross margin reflects the SaaS-plus-travel-services business model, and the swing to profitability by FY27 is what the multiple is now pricing.
  • The Hilton hotel-TMC Direct Connect is a real product achievement: co-creating an industry-first hotel-Travel-Management-Company direct connection is a differentiated architecture that reduces friction on hotel bookings — the kind of product moat that compounds customer retention.
  • The Model Context Protocol launch for travel and expense management extends into the AI-agent ecosystem — timing the launch alongside broader Anthropic-MCP adoption is smart positioning.
  • Customer wins are stacking: Cummins selecting Navan to modernize its travel program and Enbridge selecting Navan for AI-powered travel and expense management — real enterprise-account acquisition that supports the FY27 revenue walk.

The August 12 fiscal Q2 earnings print is the near-term test — a beat with continued enterprise-customer additions and any raised full-year guide extends the trajectory. What could break it: a soft take-rate print, a Concur-plus-SAP competitive response, or a small-and-medium-business softness disclosure that reflects broader corporate travel spending weakness.

Agrees with X sentimentX is bullish on the Hilton hotel-TMC direct connect industry-first, the +50% post-IPO base breakout with institutional accumulation above IPO VWAP, and the consumer-discretionary bullish morning-movers scan inclusion — supported by the mechanics (35% revenue growth, credible walk to $1.13B by FY28). The setup is real momentum plus real customer proof.

What to watch: August 12 fiscal Q2 earnings — a beat with continued enterprise-customer additions plus any raised full-year guide extends the trajectory. A soft take-rate print, a Concur-plus-SAP competitive response, or a small-and-medium-business softness disclosure breaks it.

On the calendar: 2026-08-12 — Fiscal Q2 earnings

earnings soonpost ipo breakouthilton direct connectai agent travel

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment7 posts analyzed · as of 2026-07-12

Posts describe Navan (NAVN) as an IPO leader up +50% from initial coverage, with Navan and Hilton announcing plans to launch an industry-first hotel-TMC partnership. Bulls flag NAVN making new highs 'off the PEG/HVE list' with a 100% gain three months after being pitched. New IPO leaders include HNGE/NAVN/PTRN/MDLN breaking out of IPO bases with strong institutional accumulation.

Read the AI verdict + X sentiment for $NAVN

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

AI-powered corporate travel and expense management SaaS platform for enterprise customers.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Application sits in its cycle right now — and what that implies for $NAVN.

Software - Application · Technology

No material change from last week — platforms where agents expand contract value (ServiceNow, Snowflake) are re-rated upward, while tools where agents substitute human users (Adobe Creative..

What this means for $NAVN

Direct beneficiary — AI-powered corporate travel and expense management SaaS platform for enterprise customers; the company is structurally positioned to capture the AI agent bifurcation — contract expansion vs. user substitution.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-13.2%YTD
-15.3%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
-13.3How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
-14.1%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
-28.0%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
0.5%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
7.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
-60.9%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
70.9%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.1Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026Jun 10, 2026$0.08$0.01+1441.4%
Q4 2025Mar 25, 2026$0.02$-0.06+133.3%
Q3 2025Dec 15, 2025$0.14$-0.08+281.8%
Q3 2025Oct 10, 2025$-0.17——
Next earningsWed, Aug 12·consensus EPS $0.04

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q4 FY25$177.9M+34.8%70.7%-50.3%$-0.29$29.7M
Q3 FY25$194.9M+29.0%70.7%-40.6%$-4.58$-11.4M
Q2 FY25$172.0M+29.5%72.0%-7.1%$-0.16$2.3M
Q1 FY25$157.5M+30.2%70.2%-10.1%$-0.25$2.3M

Forward consensus

4-year forecast · up to 11 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$686.5M$686.1M – $686.9M-$0.23-$0.31 – -$0.158
FY27$911.2M$881.1M – $923.7M$0.25$0.21 – $0.2711
FY28$1.1B$1.1B – $1.1B$0.38$0.33 – $0.4310
FY29$1.4B$1.4B – $1.4B$0.58-$0.12 – $1.277

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.7×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.—Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+23.8%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.—Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 43.4M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today8.2% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.195-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KShareholder voteJun 268-K — Item 5.07: Shareholder vote
8-KPress release / Reg FDJun 108-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

Navan, Inc. filed an 8-K on June 10, 2026, reporting financial results for fiscal Q1 (quarter ended April 30, 2026) via press release (Exhibit 99.1) and supplemental investor materials including prepared remarks and slides posted to investors.navan.com. No specific revenue or earnings figures appear in the filing body — all headline metrics are in the furnished exhibit. The information is furnished under Items 2.02 and 7.01 and is not subject to Section 18 liability. Materiality depends on the Q1 results in the press release for this recently-listed corporate travel and expense management platform.

8-KOfficer or director changeApr 178-K — Item 5.02: Officer or director change
AI summary

NAVN (NAVN) filed an 8-K under Item 5.02 disclosing a change in its executive leadership or board composition. The filing reports both a departure and an appointment in Chief Executive Officer. Individuals named in the filing include Its Charter, Other Jurisdiction. Leadership changes at the C-suite and board level are material events requiring 8-K disclosure within four business days, as they can affect company strategy, investor confidence, and operational continuity.

8-KPress release / Reg FDMar 258-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
3New insider — initial holdingsMar 123
8-KOfficer or director changeFeb 118-K — Item 5.02: Officer or director change · Item 7.01: Press release / Reg FD
3New insider — initial holdingsJan 303
8-KOfficer or director changeJan 288-K — Item 5.02: Officer or director change · Item 7.01: Press release / Reg FD
+ 11 other (5 13Gs · 2 proxys · 1 S-8 · 1 10-Q) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Navan and Hilton to Co-Create Hotel-TMC Direct Connectbusinesswire.com·6d agoNavan Launches Model Context Protocol (MCP) for Travel & Expense Managementgurufocus.com·11d agoNavan Launches Model Context Protocol (MCP) for Travel & Expense Managementbusinesswire.com·11d agoCummins Selects Navan to Modernize Travel Programbusinesswire.com·18d agoEnbridge Selects Navan to Drive Reliable, User-Friendly Travel Booking Experience Through AI-Powered Travel and Expense Managementbusinesswire.com·19d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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