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ININTU

Intuit Inc.

$INTU·$89B·Software - Application·Technology
$359.30+0.3%YTD-51.0%1Y-45.7%
Mentions · last 7 days
2026-08-21: 96 posts2026-08-22: 54 posts412+15%
Price updated 2h ago·X counts updated 9d ago
ININTU
$INTUIntuit Inc.
$359.30+0.35%412 posts+15%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $INTU, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersSelling offAI verdict · as of 2026-08-29

Falling on heavy selling — points lower unless it turns around.

Intuit sold off 10-17% AH on an FY27 guide well below consensus — quality compounder repriced overnight, class actions piling on.

Intuit is the parent of TurboTax, QuickBooks, Credit Karma, and Mailchimp — the dominant US small-business software franchise. The setup this week is a quality name that just delivered a genuinely disappointing guide.

  • The FY27 guide is the load-bearing negative: management guided FY27 revenue to $23.28-23.51B (9-10% growth) versus $23.72B consensus, and adjusted EPS to $22.88-23.12 vs $27.32 consensus — a ~15% EPS haircut relative to the sell side, and the stock dropped 10-17% after hours despite a Q4 beat ($4.03 EPS vs $3.58 consensus).
  • The class-action noise is real and imminent: Bragar Eagel & Squire's September 8 lead-plaintiff deadline plus at least two other law-firm class actions (Glancy Prongay Murray, Bronstein Gewirtz Grossman) all reference the guide-cut as securities-fraud grounds — a real short-term cap on the tape until the deadlines resolve.
  • The underlying business is still a quality compounder: gross margin 81%, operating margin 27.5%, ROIC 16%, and free-cash-flow yield 9.5% — Intuit still generates real cash and pays a rising dividend ($1.38 quarterly), and the 17.9x trailing P/E is now cheap relative to its own history and to peers, provided you believe FY27 guide is a floor rather than a ceiling.

The setup is a real-business quality name breaking down on a specific FY27 guide — the November 19 fiscal Q1 print is the referee, and the market needs a clean beat with FY27 guide reiterated (or ideally raised). A clean beat plus a lifted FY27 guide breaks the break-down back into a real bid; another guide-cut with soft TurboTax or Mailchimp commentary confirms it and takes the stock back toward the 52-week low near $300.

Agrees with X sentimentThe bearish X read on the FY27 revenue guide of $23.28-23.51B (9-10% growth) below the $23.72B consensus, the adj EPS guide $22.88-23.12 vs $27.32 est, and the 10-17% AH drop despite Q4 beat is factually consistent with the reported filings — the crowd correctly named the trigger. The bulls' "guide is flat under old accounting" reframe is a real technical point but the tape isn't waiting for it. Multiple analyst PT cuts confirm the market is pricing the guide as a real cut.

What to watch: The November 19 fiscal Q1 print — need a clean beat with FY27 guide reiterated or ideally raised, and updated TurboTax and Mailchimp segment revenue disclosure. Continued Mailchimp weakness or a soft TurboTax color extends the break-down toward the 52-week low near $300; a clean beat plus a lifted FY27 guide reverses it into a real bid.

On the calendar: 2026-11-19 — Q1 FY27 earnings

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Mixed sentiment89 posts analyzed · as of 2026-08-30

The conversation is genuinely split. Bears seize on Intuit's guidance shock: FY27 revenue growth decelerating to 9-10% with TurboTax growing just 2-3%, Mailchimp flat to down, and management admitting price is now the number one reason customers leave, which brought a wave of analyst price-target cuts and a roughly 10% drop. Bulls counter that the quarter beat, note a 15% dividend hike and $5.5B in FY26 buybacks, and argue the accounting change hides a real beat under the old EPS format.

Read the AI verdict + X sentiment for $INTU

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  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Operates TurboTax, QuickBooks, and Credit Karma serving consumers and small businesses with tax, accounting, and personal finance tools.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Application sits in its cycle right now — and what that implies for $INTU.

Software - Application · Technology

SaaS multiples remain compressed as rate-sensitive valuations weigh on pure-play software; customers are lengthening deal cycles outside of AI-native workloads. AI co-pilot upsell is the only clear near-term catalyst — companies without it are treading water.

What this means for $INTU

Partial — insurance earnings follow combined ratio and investment income dynamics, partially correlated to industry macro; Intuit Inc.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-4.2%YTD
+2.5%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
17.9How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
16.2%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
27.5%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
9.5%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
3.9Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
23.3%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
81.0%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.3Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 25, 2026$4.03$3.58+12.6%
Q1 2026May 20, 2026$12.80$12.57+1.8%
Q4 2025Feb 26, 2026$4.15$3.68+12.8%
Q3 2025Nov 20, 2025$3.34$3.09+8.1%
Next earningsThu, Nov 19·consensus EPS $2.85

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q3 FY26$8.6B+10.4%84.4%47.0%$11.10$5.2B
Q2 FY26$4.7B+17.4%78.9%18.4%$2.49$1.5B
Q1 FY26$3.9B+18.3%78.8%13.7%$1.60$599.0M
Q4 FY25$3.8B+20.3%78.2%8.8%$1.36$356.0M

Forward consensus

5-year forecast · up to 24 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$21.4B$21.4B – $21.4B$23.83$23.77 – $23.9724
FY27$23.8B$23.4B – $24.3B$27.38$26.40 – $29.0324
FY28$26.4B$24.2B – $29.1B$30.86$28.85 – $33.6423
FY29$30.7B$29.1B – $31.9B$35.67$34.06 – $37.045
FY30$35.0B$33.5B – $36.9B$40.43$38.10 – $43.282

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.0×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.23%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+16.6%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-17.7%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 267.3M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.5% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.FilingActive offeringA shelf registration (S-3 / S-3ASR / S-1) or prospectus supplement (424B*) was filed in the last 90 days — the company is registered to (or actively) issuing new shares. Dilution risk.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellAug 27Lauren D HotzSVP, Chief Accounting Officer907 sh$314KSellJun 23Richard L DalzellDirector284 sh$74KSellJun 16Richard L DalzellDirector284 sh$80KSellJun 11Richard L DalzellDirector338 sh$95KSellJun 10Richard L DalzellDirector333 sh$96KSellJun 9Richard L DalzellDirector333 sh$99KBuyMay 26Vasant M PrabhuDirector500 sh$155KBuyMay 22Vasant M PrabhuDirector1.3K sh$387K
+ 55 other (22 awards · 20 exempts · 13 inkinds) in window

See when $INTU insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsAug 73
AI summary

A new 10%+ beneficial owner filed a Form 3 initial statement of ownership for INTU (INTU) dated 2026-08-07. The filing reports initial beneficial ownership of shares, representing approximately a 10%+ stake of outstanding shares. Form 3 is required within 10 days of crossing the 10% ownership threshold and is an administrative disclosure. This indicates significant insider or institutional accumulation and may precede further Schedule 13D/G activity.

3New insider — initial holdingsAug 53
AI summary

A new 10%+ beneficial owner filed a Form 3 initial statement of ownership for INTU (INTU) dated 2026-08-05. The filing reports initial beneficial ownership of shares, representing approximately a 10%+ stake of outstanding shares. Form 3 is required within 10 days of crossing the 10% ownership threshold and is an administrative disclosure. This indicates significant insider or institutional accumulation and may precede further Schedule 13D/G activity.

3New insider — initial holdingsAug 53
AI summary

A new 10%+ beneficial owner filed a Form 3 initial statement of ownership for INTU (INTU) dated 2026-08-05. The filing reports initial beneficial ownership of shares, representing approximately a 10%+ stake of outstanding shares. Form 3 is required within 10 days of crossing the 10% ownership threshold and is an administrative disclosure. This indicates significant insider or institutional accumulation and may precede further Schedule 13D/G activity.

424B5Prospectus supplement (offering)Jun 10424B5
AI summary

Intuit Inc. offered $750 million of 4.950% senior unsecured notes due June 15, 2031 and $1,000 million of 5.500% notes due June 15, 2036, for total proceeds of $1.739 billion before expenses, settling on June 11, 2026. The notes are non-listed, investment-grade, and rank equally with Intuit's existing senior unsecured debt; interest is paid semi-annually beginning December 15, 2026. This is a standard investment-grade debt raise — non-dilutive to equity, likely for general corporate purposes or refinancing.

424B5Prospectus supplement (offering)Jun 8424B5
AI summary

The Depository Trust Company (INTU) filed a 424B5 prospectus supplement for an offering of senior notes. The offering size is $2,000 at 20 %. Proceeds are intended for general corporate purposes, which may include debt repayment, capital expenditures, or working capital. The 424B5 is a prospectus supplement filed under an existing shelf registration, allowing the company to offer securities on an accelerated timeline without a standalone registration statement.

8-KRestructuring / exit costsMay 208-K — Item 2.02: Earnings release · Item 2.05: Restructuring / exit costs · Item 7.01: Press release / Reg FD · Item 8.01: Other event
AI summary

Intuit Inc. (INTU) filed an 8-K on May 20, 2026 disclosing quarterly financial results (Item 2.02), costs associated with exit or disposal activities — i.e., restructuring charges or layoffs (Item 2.05) — a Regulation FD investor presentation (Item 7.01), and an other-event disclosure (Item 8.01). Intuit is a Mountain View, California-based financial software company (TurboTax, QuickBooks, Credit Karma). The combination of earnings with a restructuring item is material; Intuit appears to be reporting results alongside a workforce or operational restructuring announcement.

8-KOfficer or director changeApr 288-K — Item 5.02: Officer or director change
AI summary

INTU disclosed a personnel change (8-K Item 5.02, dated 2026-04-28). An executive departure and a new appointment are both reported. President and General Manager, Small Business Group. Personnel changes are generally administrative; materiality depends on seniority and circumstances.

8-KPress release / Reg FDMar 168-K — Item 7.01: Press release / Reg FD
+ 6 other (2 13Gs · 1 8-K · 1 routine 8-K · 1 SD) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

INTU CLASS ACTION NOTICE: Faruqi & Faruqi, LLP Reminds Intuit (INTU) Investors of Securities Class Action Lawsuit Deadline on September 8, 2026newsfilecorp.com·1d agoINTU FINAL DEADLINE: ROSEN, RECOGNIZED INVESTOR COUNSEL, Encourages Intuit Inc. Investors to Secure Counsel Before Important September 8 Deadline in Securities Class Action Filed by the Firm- INTUnewsfilecorp.com·1d agoC3.ai vs. Intuit: Which Software Stock Is a Better Investment in 2026 as Both Hover Near 52-Week Lows?fool.com·1d agoAn Intuit Executive Sells Over a Third of Their Direct Holdings Amid a Share Price Declinefool.com·1d agoINTU FINAL DEADLINE: ROSEN, SKILLED INVESTOR COUNSEL, Encourages Intuit Inc. Investors to Secure Counsel Before Important September 8 Deadline in Securities Class Action Filed by the Firm - INTUglobenewswire.com·2d ago

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