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AGAGBK

AGI Inc

$AGBK·$1.1B·Banks - Regional·Financial Services
$7.34+0.8%1Y-31.7%
Price updated 5h ago·X counts updated 5d ago
AGAGBK
$AGBKAGI Inc
$7.34+0.82%34 posts1×
AI analysisFundamentalsVoices on X
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On X

The complete picture of $AGBK on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

34X posts · last 7 days
Oct 4Oct 11
Chatter Meter
1×
QuietNormal · 1×Loud

How loud $AGBK's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level.

What it does

Plain-English summary of the business — what they sell and how they make money.

AGI Inc. stands as a leading provider of innovative, technology-centric financial solutions operating across Brazil. The company primarily facilitates social security and severance benefits, along with public and private sector payroll management, often structured around secure lending instruments. These core offerings are enhanced by a comprehensive suite of complementary banking, credit, and insurance products. Delivering its services through a robust digital infrastructure, AGI Inc. utilizes sophisticated cloud-based platforms, intelligent AI-driven automation, and intuitive mobile applications. The firm was founded in 1999 and maintains its corporate headquarters in Campinas, Brazil.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $AGBK.

Banks - Regional · Financial Services

No material change from last week — HDFC Bank securities fraud class action class deadline Sep 20 keeps litigation overhang on the India private banking thesis.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+6.4%YTD
+20.1%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
8.2How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
2.5%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
6.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
-22.7%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.5Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
20.5%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
36.6%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.3Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 5, 2026$0.28$0.25+10.8%
Q1 2026May 5, 2026$0.26$0.25+4.0%
Q4 2025Mar 23, 2026$0.05$0.27-81.5%
Q3 2025Dec 3, 2025$0.28——
Next earningsWed, Nov 11·consensus EPS $0.29

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$3.2B+49.2%27.5%3.6%$1.40$-1.6B
Q1 FY26$3.0B—29.0%7.2%$1.39$-60.4M
Q4 FY25$3.0B—36.9%8.0%$1.34$62.3M
Q3 FY25$2.8B—54.8%7.9%$0.00$394.6M

Forward consensus

3-year forecast · up to 7 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$1.2B$1.1B – $1.2B$1.18$1.06 – $1.296
FY27$1.6B$1.6B – $1.8B$1.77$1.76 – $2.006
FY28$10.4B$8.7B – $12.5B$11.46$10.50 – $12.557

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.—Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+15.9%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.—Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 28.5M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.6% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.635-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellAug 31Aloe Vinicius BirkelandCTO256.8K sh$3.1M

See when $AGBK insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

No material 8-K / SC 13D / S-3 / 424B5 filings in the last 180 days.

+ 22 other (16 6-Ks · 3 13Gs · 2 S-8s · 1 20-F) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Agibank Named Official Lead Sponsor for Legendary Brazilian Club Santos FCgurufocus.com·12h agoAgibank Named Official Lead Sponsor for Legendary Brazilian Club Santos FCbusinesswire.com·12h agoFinancial Contrast: AGI (NYSE:AGBK) vs. Fannie Mae (OTCMKTS:FNMA)defenseworld.net·5d agoAGI (NYSE:AGBK) Reaches New 12-Month Low – Time to Sell?defenseworld.net·12d agoAgibank Concludes Third FIDC Issuance, Totaling R$ 2.1 Billionbusinesswire.com·15d ago

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Voices on X · last 7 days

No standout posts about $AGBK on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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