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HDHDB

HDFC Bank Limited

$HDB·$122B·Banks - Regional·Financial Services
$23.08-3.2%YTD-37.9%1Y-37.0%
Price updated 10h ago·X counts updated 8d ago
HDHDB
$HDBHDFC Bank Limited
$23.08-3.19%77 posts1×
AI analysisFundamentalsVoices on X
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On X

The complete picture of $HDB on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

77X posts · last 7 days
Oct 2Oct 11
Chatter Meter
1×
QuietNormal · 1×Loud

How loud $HDB's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level.

Bearish sentimentAI analysisGenerated by AI from underlying data5 posts analyzed · as of 2026-09-03

HDFC Bank was downgraded by HSBC from Buy to Hold (PT $26.10 from $30.80) and the chart is called horrific / on the verge of a major breakdown. Bulls counter that $23 is way too cheap post-Jagdishan exit, but a $22 'last hope' support line and downgrade headline the tape.

Read what X is saying about $HDB

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $HDB — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersSelling offAI verdict · as of 2026-10-02

Falling on heavy selling — points lower unless it turns around.

HDFC Bank at 7% of 52-week range — HSBC downgrade from Buy to Hold, $22 'last hope' support line.

HDFC Bank is one of India's largest private-sector banks — Retail Banking, Wholesale Banking, Treasury. The stock is down 37% YTD after a 32% TTM decline on specific sell-side downgrade and succession-related overhangs.

  • The P&L is accelerating: revenue grew 72.5% YoY to INR 1.19T last quarter at a 21.5% operating margin and EPS INR 119.94 — the YoY optics reflect merger-accounting effects; the operating-margin profile is stable.
  • The specific overhang is HSBC's downgrade from Buy to Hold (PT $26.10 from $30.80) — plus the chart is called 'horrific/on the verge of major breakdown' and $22 is the 'last hope' support line.
  • Multiple securities class actions (Kaplan Fox) are pending — plus the Sashidhar Jagdishan CEO exit context adds governance drag.

Breaking-down holds unless Oct 17 earnings confirm NIM stability and credit-cost provisions stay controlled. A soft NIM print, or any specific commentary on CEO-succession-related operational disruption, is what seals the de-rating; a strong NIM beat plus a FY27 EPS guide-up is what breaks the tape higher.

Agrees with X sentimentX bears on HSBC's downgrade from Buy to Hold with PT cut to $26.10 from $30.80, the chart as horrific/on-the-verge-of-major-breakdown, and the $22 last-hope support line have the specific setup correctly characterized — this is a legitimate breaking-down tape.

What to watch: Oct 17 earnings — net interest margin (NIM) stability, credit-cost provisions, CEO-succession operational commentary, FY27 EPS guide. A soft NIM print or CEO-succession operational disruption is what seals the breaking-down.

On the calendar: 2026-10-17 — Q2 FY27 earnings

Read the AI verdict on $HDB

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

India's largest private bank providing retail, wholesale, and treasury banking with an extensive digital and branch network.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $HDB.

Banks - Regional · Financial Services

No material change from last week — HDFC Bank securities fraud class action class deadline Sep 20 keeps litigation overhang on the India private banking thesis.

What this means for $HDB

Partial — India's largest private bank providing retail, wholesale, and treasury banking with an extensive digital and branch network.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+6.4%YTD
+14.4%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
16.6How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
1.7%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
21.5%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
0.0%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.6Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
13.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
59.9%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q3 2026Oct 17, 2026$0.40$0.40+0.3%
Q2 2026Jul 18, 2026$0.40$0.38+5.3%
Q1 2026Apr 18, 2026$0.43$0.39+10.3%
Q4 2025Jan 17, 2026$0.43$0.39+10.3%
Next earningsMon, Jan 18·consensus EPS $0.41

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q4 FY26$1.19T+72.5%58.4%23.7%$119.94$1.72T
Q3 FY26$1.28T+14.1%61.0%21.2%$38.58$0
Q2 FY26$1.21T+33.3%57.0%22.5%$39.01$0
Q1 FY26$1.33T+13.6%52.6%15.7%$31.86$0

Forward consensus

5-year forecast · up to 18 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$1.95T$1.94T – $1.95T$146.97$145.09 – $147.9018
FY27$2.00T$1.96T – $2.05T$158.84$154.00 – $160.7816
FY28$2.30T$2.27T – $2.33T$185.19$180.29 – $192.0518
FY29$2.63T$2.41T – $2.89T$215.95$191.86 – $242.7810
FY30$3.08T$2.82T – $3.38T$257.16$228.47 – $289.119

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.3×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.9%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+0.8%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-12.3%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMega float · 1.7B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.8% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.425-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellMay 7N SrinivasanGroup Head - Operations10.0K sh$87KSellApr 28Ashish ParthasarthyGroup Head - Treasury5.6K sh$49K
+ 2 other (2 inthemoneys) in window

See when $HDB insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

No material 8-K / SC 13D / S-3 / 424B5 filings in the last 180 days.

+ 43 other (41 6-Ks · 1 IRANNOTICE · 1 20-F) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

HDFC Bank: Neutral View Is Justified By In-Line Results And Leadership Transitionseekingalpha.com·19h agoHDFC Bank: 3 Key Takeaways for Long-Term Investorsfool.com·2d agoHDFC Bank Limited (HDB) Q2 2027 Earnings Call Transcriptseekingalpha.com·3d agoWhat HDFC Bank (HDB) Said on Its Q2 Earnings Callmarketbeat.com·3d agoKaplan Fox & Kilsheimer LLP Notifies HDFC Bank Limited (HDB) Investors of an Approaching Securities Class Action Deadline on October 13, 2026newsfilecorp.com·6d ago

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Voices on X · last 7 days

No standout posts about $HDB on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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