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WAWAL

Western Alliance Bancorporation

$WAL·$9.0B·Banks - Regional·Financial Services
$81.54-2.3%YTD-0.8%1Y+3.0%
Mentions · last 7 days
2026-06-25: 26 posts2026-06-26: 22 posts2026-06-27: 22 posts2026-06-28: 11 posts2026-06-29: 1 posts2026-06-30: 12 posts2026-07-01: 8 posts102
Price updated 33m ago·X counts updated 23h ago
WAWAL
$WALWestern Alliance Bancorporation
$81.54-2.34%102 posts
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $WAL, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersStalledAI verdict · as of 2026-07-01

The move has stalled — likely just drifts unless something new shows up.

Western Alliance is a specialty regional bank at 9.5x earnings — quiet compounder waiting for the multiple to notice.

Western Alliance is a specialty commercial bank headquartered in Phoenix — deposits, commercial real estate, and specialty lending across the Western US. It's the specific regional bank where the trailing-12 story has genuinely improved but the tape has largely ignored it.

  • Fundamentals are strong: Q1 revenue was $1.44B, up 19% year-over-year at a 60% gross margin and 22% operating margin. FY26 EPS consensus is $8.60 versus $82 stock — 9.5x forward earnings, which is deep-value territory for a growing regional bank.
  • The specific 2026 operational milestones: named #1 Best Bank in Arizona on the Forbes 2026 list, expanded institutional commercial-real-estate team with a senior Phoenix hire, and the Lyons Den honoree recognition. Small individual events, but the composite reads as institutional-quality operations.
  • Insider signal is mostly routine option-related activity — Vecchione, Boothe, Gibbons — no open-market officer buys or sells of size. That's neutral, but the absence of officer distribution on a name at 9.5x P/E is a mildly positive tell.
  • There is no next-earnings date in the bundle, meaning the Q2 print is the next specific catalyst but not disclosed here. The regional-bank cohort has generally been stalled through 2026 as the credit-cycle debate continues.
  • No X sentiment data is available in the bundle — a common data gap for mid-cap regional banks.

The stock is at the 52nd percentile of its 52-week range, 3% above the 50-day and roughly flat versus the 200-day — the honest stall. The tape needs a specific catalyst: a Q2 net-interest-margin (NIM) expansion, deposit-growth acceleration, or a credit-quality improvement disclosure. Watch also for CRE-loan-book direction — commercial real estate is where regional-bank pain lives. This is a quality regional bank at value-multiple territory — a patient-holder setup, not a trader's.

What to watch: Q2 earnings (date not disclosed in bundle). Net-interest-margin trajectory, deposit-growth acceleration, and CRE-loan-book direction. A specific NIM expansion plus improving credit metrics is what would break the stall.

no sentiment datavalue setup regional bankcre exposurestall pattern

Read the AI verdict + X sentiment for $WAL

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Commercial bank serving Arizona, California, and Nevada businesses with specialization in tech sector, HOA banking, and mortgage warehouse lending.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $WAL.

Banks - Regional · Financial Services

Brazilian digital banking and mature-market rate normalization are pulling this small group in opposite directions — Inter's super-app model captures LatAm's under-penetrated credit market while Lloyds and Citizens navigate a NIM cycle that peaks as central banks begin cutting. The structural growth thesis sits with the LatAm digital entrant.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+17.4%YTD
+24.0%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
9.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
6.1%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
21.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
-18.4%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
1.6Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
12.9%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
60.0%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.9Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026Apr 21, 2026$1.68$1.62+3.7%
Q4 2025Jan 27, 2026$2.59$2.40+7.9%
Q3 2025Oct 21, 2025$2.28$2.08+9.6%
Q2 2025Jul 17, 2025$2.07$2.02+2.5%
Next earningsThu, Jul 16·consensus EPS $2.39

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$1.4B+19.4%55.9%16.1%$1.68$-531.4M
Q4 FY25$1.4B+9.0%62.7%25.3%$2.61$-118.2M
Q3 FY25$1.4B+7.0%60.3%22.4%$2.30$-625.6M
Q2 FY25$1.3B+2.9%61.3%22.7%$2.07$-378.8M

Forward consensus

3-year forecast · up to 8 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$4.0B$4.0B – $4.1B$9.55$8.91 – $9.968
FY27$4.3B$4.3B – $4.4B$11.55$10.77 – $11.848
FY28$4.7B$4.6B – $4.7B$13.65$13.14 – $14.395

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.1×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.56%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+4.6%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+2.3%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMid float · 102.0M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.1% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.345-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

No open-market buys or sells in the last 180 days.

+ 15 other (8 exempts · 7 returns) in window

See when $WAL insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KShareholder voteJun 118-K — Item 5.07: Shareholder vote
8-KOfficer or director changeMay 128-K — Item 5.02: Officer or director change
8-KPress release / Reg FDMay 128-K — Item 7.01: Press release / Reg FD
8-KMaterial impairmentMar 68-K — Item 2.06: Material impairment · Item 7.01: Press release / Reg FD
+ 14 other (4 13Gs · 3 routine 8-Ks · 2 proxys · 2 earnings 8-Ks) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Western Alliance Bank Named #1 Best Bank in Arizona on Forbes 2026 Best-In-State Banks Listgurufocus.com·2d agoWestern Alliance Bank Named #1 Best Bank in Arizona on Forbes 2026 Best-In-State Banks Listbusinesswire.com·2d agoWestern Alliance Bank Named a Lyons Den Honoree by Arizona Bar Foundationbusinesswire.com·7d agoWestern Alliance Bank Grows Institutional Commercial Real Estate Team with Phoenix-Based Senior Hirebusinesswire.com·10d agoWestern Alliance Bank's Melanie Krinsky Named 2026 Entertainment Business Visionary for Advancing Film, TV and Music Financinggurufocus.com·15d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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