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TickerTalks›$BBD
BBBBD

Banco Bradesco S.A.

Strong FundamentalsStrong FundamentalsRevenue growing 26% YoY21 insiders bought $27.0M in 30 daysConsistent chatter on X (153/wk), no spike
$BBD·$36B·Banks - Regional·Financial Services
$3.35-1.7%YTD-0.9%1Y0.0%
Price updated 6h ago·X counts updated 1d ago
BBBBD
$BBDBanco Bradesco S.A.
$3.35-1.73%153 posts0.9×
AI analysisFundamentalsVoices on X
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On X

Top X posts

The complete picture of $BBD on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

153X posts · last 7 days
Sep 11Sep 27
Chatter Meter
0.9×
QuietNormal · 1×Loud

How loud $BBD's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level.

AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $BBD — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersWinding up for a moveAI verdict · as of 2026-09-27

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Banco Bradesco is an 8x-earnings Brazilian bank with three C-suite insider buys totaling $4.4M — a rare emerging-markets bank tell.

Banco Bradesco is one of the largest Brazilian banks — commercial banking, insurance, and asset management. The equity has been flat through 2026 as the Brazilian macro-cycle transition works through.

  • The base business is holding: revenue grew 26% YoY last quarter to $88.7B BRL and Q2 hit $7.36B USD with EPS in-line — a scaled Brazilian bank running steady economics with 31% gross margin and 6% operating margin.
  • The valuation is inexpensive: 8x earnings and 0.53x sales on a business with 13% ROE and a 110% free-cash-flow yield (a metric distorted by banking accounting, but signaling real cash generation) — priced like a distressed EM bank despite the operating story holding.
  • The insider signal is a rare pattern: Carlos Pedras bought $1M, Juliano Marcilio bought $1.1M, and Denise Alvarez bought $2.3M — combined $4.4M of C-suite open-market purchases in one week is a substantive institutional tell in an EM banking name.

The Oct 22 print is the arbiter: any raise on 2027 net-interest-margin plus commentary on Selic-cut impact restarts the coil; a soft loan-book number or a hint of credit-cycle weakness is where the setup fails. Insider buys of this scale are what the crowd should be watching, not the flat tape.

What to watch: Oct 22 earnings — 2027 net-interest-margin guide, Selic-cut impact commentary, loan-book growth, credit-cycle color, and follow-on insider Form 4s. NIM raise plus continued insider buys restarts the coil; a credit-cycle deterioration is the invalidation.

On the calendar: 2026-10-22 — Q3 earnings

beta missing

Read the AI verdict on $BBD

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

Major Brazilian bank providing retail, corporate, and investment banking alongside insurance domestically and internationally.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $BBD.

Banks - Regional · Financial Services

No material change from last week — HDFC Bank securities fraud class action class deadline Sep 20 keeps litigation overhang on the India private banking thesis.

What this means for $BBD

Partial — Major Brazilian bank providing retail, corporate, and investment banking alongside insurance domestically and internationally.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+8.7%YTD
+11.0%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
8.0How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
0.9%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
6.3%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
110%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.5Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
13.1%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
31.5%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
4.7Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 5, 2026$0.13$0.130.0%
Q1 2026May 6, 2026$0.12$0.120.0%
Q4 2025Feb 5, 2026$0.11$0.110.0%
Q3 2025Oct 29, 2025$0.09$0.11-18.2%
Next earningsThu, Oct 22·consensus EPS $0.13

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$88.7B+26.3%28.6%8.8%$0.48$83.3B
Q4 FY25$114.8B+73.3%45.3%-16.6%$0.57$-151.4B
Q3 FY25$80.7B+29.7%26.1%6.0%$0.52$-1.2B
Q2 FY25$76.5B+27.0%29.5%5.7%$0.57$36.9B

Forward consensus

4-year forecast · up to 6 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$150.5B$138.8B – $162.1B$2.67$2.41 – $2.786
FY27$163.0B$147.6B – $178.2B$2.96$2.42 – $3.176
FY28$175.8B$163.2B – $181.2B$3.28$2.97 – $3.412
FY29$653.0B$606.3B – $673.1B$3.50$3.17 – $3.644

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.0×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.28%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-1.7%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-7.1%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMega float · 7.5B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.4% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.235-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Cluster buy21 insiders bought shares in the last 30 days.

Recent transactions

BuySep 18Roberto De ParisExecutive Officer96.7K sh$1.7MBuySep 18Mantarro Renata GeiserExecutive Officer54.8K sh$985KBuySep 18Marcilio Juliano RibeiroExecutive Officer60.8K sh$1.1MBuySep 18Alvarez Denise AguiarDirector130.6K sh$2.3MBuySep 18Machado Silvana RosaExecutive Officer62.0K sh$1.1MBuySep 18Caffarelli Paulo RogerioDirector31.3K sh$562KBuySep 18Favarao Vinicius UriasExecutive Officer60.5K sh$1.1MBuySep 18De Oliveira Tulio XavierExecutive Officer55.4K sh$997KBuySep 18Fernando FreibergerExecutive Officer49.5K sh$891KBuySep 18Ramalho Miranda Jose AugustoExecutive Officer63.7K sh$1.1M
1–10 of 32
+ 1 other (1 other) in window

See when $BBD insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsMay 273
AI summary

Paulo Rogerio Caffarelli filed a Form 3 as a newly appointed Independent Board Director of Banco Bradesco S.A. (BBD) on May 27, 2026, triggered by his appointment on May 18, 2026. Caffarelli is based in Sao Paulo. The filing discloses no securities beneficially owned. Routine director Form 3 for a new independent board member at this major Brazilian bank.

3New insider — initial holdingsMay 273
AI summary

Regina Helena Jorge Nunes filed a Form 3 as a newly appointed Independent Board Director of Banco Bradesco S.A. (BBD) on May 27, 2026, triggered by her appointment on May 18, 2026. Nunes is based in Osasco, Sao Paulo, Brazil (the bank's headquarters area). The filing discloses no securities beneficially owned. Routine director Form 3 for a new independent board member at Brazil's second-largest private bank.

3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 153
+ 44 other (22 6-Ks · 20 3s · 2 6-K/As) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Banco Bradesco Executive Mantarro Buys $1 Million of Shares. Does This Mean the Brazilian Bank Is on the Rebound?fool.com·3d agoBanco Bradesco Director Alvarez Buys $2.3 Million Shares. Is the Brazilian Bank Now a Buy?fool.com·3d agoBanco Bradesco Executive Machado Buys $1.1 Million Stock. Is This a Buy Signal?fool.com·4d agoBradesco: A Turnaround That Is Working, And Still Cheap Enough To Buyseekingalpha.com·5d agoBanco Bradesco Executive Buys 79,782 Shares for $1.4 Million. Is the Brazilian Bank a Buy?fool.com·6d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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