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BBBBD

Banco Bradesco S.A.

$BBD·$36B·Banks - Regional·Financial Services
$3.09-1.9%YTD+3.3%1Y+6.0%
Mentions · last 7 days
2026-08-06: 46 posts2026-08-07: 42 posts2026-08-08: 23 posts2026-08-09: 30 posts2026-08-10: 29 posts2026-08-11: 9 posts2026-08-12: 2 posts184+2%
Price updated 15m ago·X counts updated 2d ago
BBBBD
$BBDBanco Bradesco S.A.
$3.09-1.90%184 posts+2%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $BBD, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersStalledAI verdict · as of 2026-08-14

The move has stalled — likely just drifts unless something new shows up.

Brazilian bank at 8x earnings and 21% of 52w range — cheap on the Q1 acceleration, but Brazilian macro is the near-term overhang.

Banco Bradesco is Brazil's second-largest private-sector bank and a proxy for Brazilian consumer credit, small-and-mid business lending, and BCB-cycle sensitivity. The stock is flat YTD but sitting at 21% of the 52-week range, with no X sentiment coverage this window.

  • The Q1 print showed genuine top-line acceleration: revenue of BRL 88.7B grew 26% year-over-year with a 29% gross margin — the specific pace that suggests Brazil's monetary-easing cycle is starting to translate into loan-volume expansion.
  • The valuation is genuinely cheap: at 8.0x trailing earnings and 0.53x sales, Bradesco trades at a meaningful discount to global bank peers — a discount that reflects Brazilian-country risk more than fundamental deterioration.
  • The Brazilian macro backdrop matters most: BCB rate cuts translate slowly into credit growth, and Bradesco's stock direction historically tracks the shape of the credit-cycle inflection rather than any specific company execution.
  • The chart is at the bottom of the range: shares sit at 21% of the 52-week range, 9% below the 50-day and 13% below the 200-day moving averages — a technical picture that reflects the market's near-term skepticism about Brazilian macro even as the operating pace has improved.

Coming into Nov 4 earnings, the tape needs credit-loss provisions to stabilize and net-interest-margin commentary that confirms the BCB rate cycle is landing as expected. A clean beat plus reaffirmed loan-book growth extends the trend off the lows; any credit-quality deterioration or Brazilian political headline is what keeps the stock in the range.

What to watch: Nov 4 Q3 earnings — credit-loss provisions stabilizing and net-interest-margin commentary confirming the BCB rate cycle is landing. Any credit-quality deterioration or Brazilian political headline keeps the stock in the range; a clean beat extends the trend off the lows.

On the calendar: 2026-11-04 — Q3 earnings

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What it does

Plain-English summary of the business — what they sell and how they make money.

Major Brazilian bank providing retail, corporate, and investment banking alongside insurance domestically and internationally.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $BBD.

Banks - Regional · Financial Services

No material change from last week — Inter's super-app model captures LatAm's under-penetrated credit market while Lloyds and Citizens navigate a NIM cycle that peaks as central banks begin cutting.

What this means for $BBD

Partial — Major Brazilian bank providing retail, corporate, and investment banking alongside insurance domestically and internationally; partial earnings exposure to banks - regional demand dynamics through its product portfolio.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+19.9%YTD
+24.1%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
8.0How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
0.9%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
6.3%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
110%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.5Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
13.1%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
31.5%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
4.7Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 5, 2026$0.13$0.130.0%
Q1 2026May 6, 2026$0.12$0.120.0%
Q4 2025Feb 5, 2026$0.11$0.110.0%
Q3 2025Oct 29, 2025$0.09$0.11-18.2%
Next earningsWed, Nov 4·consensus EPS $0.13

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$88.7B+26.3%28.6%8.8%$0.48$83.3B
Q4 FY25$114.8B+73.3%45.3%-16.6%$0.57$-151.4B
Q3 FY25$80.7B+29.7%26.1%6.0%$0.52$-1.2B
Q2 FY25$76.5B+27.0%29.5%5.7%$0.57$36.9B

Forward consensus

4-year forecast · up to 6 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$152.5B$142.8B – $162.1B$2.74$2.30 – $2.966
FY27$165.3B$153.8B – $176.9B$3.12$2.52 – $3.506
FY28$177.2B$166.4B – $183.4B$3.36$3.09 – $3.512
FY29$792.9B$744.6B – $820.9B$3.85$3.54 – $4.035

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.1×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.21%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-9.2%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-13.3%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMega float · 7.5B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.5% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.235-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuyJul 1Bueno Julio CesarCLO and Executive Officer110.4K sh$2.0MBuyJun 24Neto Jose Ramos RochaPresident57 sh$1KSellJun 1De Minas Mauricio MachadoBoard Member29.8K sh$523KSellMay 28Camara Rogerio PedroDirector146.3K sh$2.6MSellMay 27Ramalho Miranda Jose AugustoDirector10.3K sh$185K
+ 1 other (1 other) in window

See when $BBD insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsMay 273
AI summary

Paulo Rogerio Caffarelli filed a Form 3 as a newly appointed Independent Board Director of Banco Bradesco S.A. (BBD) on May 27, 2026, triggered by his appointment on May 18, 2026. Caffarelli is based in Sao Paulo. The filing discloses no securities beneficially owned. Routine director Form 3 for a new independent board member at this major Brazilian bank.

3New insider — initial holdingsMay 273
AI summary

Regina Helena Jorge Nunes filed a Form 3 as a newly appointed Independent Board Director of Banco Bradesco S.A. (BBD) on May 27, 2026, triggered by her appointment on May 18, 2026. Nunes is based in Osasco, Sao Paulo, Brazil (the bank's headquarters area). The filing discloses no securities beneficially owned. Routine director Form 3 for a new independent board member at Brazil's second-largest private bank.

3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 173
3New insider — initial holdingsApr 153
+ 64 other (37 6-Ks · 23 3s · 3 6-K/As · 1 20-F) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Banco Bradesco S.A. (BBD) Q2 2026 Press Conference Call Transcriptseekingalpha.com·6d agoBanco Bradesco Q2 Earnings Call Highlightsmarketbeat.com·7d agoArrowstreet Capital Limited Partnership Has $290.20 Million Stock Position in Banco Bradesco SA $BBDdefenseworld.net·21d agoAgri Bank China (OTCMKTS:ACGBY) versus Banco Bradesco (NYSE:BBD) Financial Comparisondefenseworld.net·29d agoBBD vs. UOVEY: Which Stock Is the Better Value Option?zacks.com·43d ago

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