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HBHBAN

Huntington Bancshares Incorporated

Strong FundamentalsStrong FundamentalsRevenue growing 38% YoY at strong marginsStreet coverage with positive forward estimatesQuiet on X (71 mentions/wk)
$HBAN·$35B·Banks - Regional·Financial Services
$16.76-1.6%YTD-3.6%1Y-5.5%
Price updated 2h ago·X counts updated 2h ago
HBHBAN
$HBANHuntington Bancshares Incorporated
$16.76-1.59%80 posts1.3×
AI analysisFundamentalsVoices on X
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On X

The complete picture of $HBAN on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

80X posts · last 7 days
Aug 26Sep 8
Chatter Meter
1.3×
QuietNormal · 1×Loud

How loud $HBAN's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level, louder than 93% of tracked names.

AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $HBAN — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersAcceleratingAI verdict · as of 2026-09-08

The move is getting stronger, with heavier trading behind it.

Regional bank quietly compounding with revenue accelerating each quarter and a 2027 return-on-tangible-equity target north of 18%.

Huntington Bancshares operates The Huntington National Bank across the Midwest with a full commercial, consumer, and mortgage book.

  • Q2 revenue $4.17B is up 38% year-over-year — that is a serious acceleration from Q3 2025's low-single-digit growth, driven by loan expansion and net-interest-margin recovery.
  • Return on equity 8.6%, price-to-earnings 12.8x, and management publicly targeting an 18-19% return-on-tangible-common-equity by 2027 — the gap between current and target is the whole thesis.
  • Big passive and active buyers on the tape (Bank of New York Mellon $229M, Algebris $38M, Advisors Capital new position) — institutional accumulation is real here.

Down 2% year-to-date leaves the setup: valuation is undemanding, earnings are inflecting, and dividend yield is meaningful. Regional-bank credit is the risk axis if commercial real estate turns worse than expected.

What to watch: Q3 net-interest-margin print on October 22 and any change to the 2027 return-on-tangible-common-equity target — either would move the multiple.

On the calendar: 2026-10-22 — Q3 2026 earnings

Read the AI verdict on $HBAN

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
Free, forever. No credit card.

What it does

Plain-English summary of the business — what they sell and how they make money.

Midwest regional bank offering commercial, consumer, auto, and mortgage banking through a broad branch network.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $HBAN.

Banks - Regional · Financial Services

Regional banks have stabilised after 2023 deposit-crisis concerns; NIM recovery is underway as funding costs peak and loan repricing continues. AI-powered commercial-lending underwriting and digital-banking features are differentiators for mid-size regional banks.

What this means for $HBAN

Partial — Huntington Bancshares Midwest; Great Lakes commercial/consumer banking, NIM recovery, digital investment.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+14.5%YTD
+14.9%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
12.8How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
4.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
20.4%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
6.3%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.4Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
8.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
63.7%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.7Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 23, 2026$0.33$0.36-8.0%
Q1 2026Apr 23, 2026$0.25$0.23+9.6%
Q4 2025Jan 22, 2026$0.31$0.33-6.3%
Q3 2025Oct 17, 2025$0.40$0.37+6.8%
Next earningsThu, Oct 22·consensus EPS $0.40

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$4.2B+37.7%64.9%21.5%$0.38—
Q1 FY26$3.8B+26.3%64.1%17.0%$0.26$400.0M
Q4 FY25$3.2B+5.8%63.2%19.4%$0.31$711.0M
Q3 FY25$3.2B+4.9%62.3%23.7%$0.41$595.0M

Forward consensus

4-year forecast · up to 5 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$11.3B$11.2B – $11.3B$1.38$1.33 – $1.495
FY27$12.3B$12.1B – $12.5B$1.87$1.77 – $2.025
FY28$13.1B$12.9B – $13.3B$2.10$1.72 – $2.274
FY29$8.2B$8.1B – $8.3B$1.73$1.70 – $1.762

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.6×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.47%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-2.8%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+0.3%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMega float · 2.0B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.7% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellAug 3Kendall A KowalskiChief Information Officer28.0K sh$481KSellJun 25Marcy C HingstSEVP and General Counsel10.6K sh$190KSellJun 12James D RollinsDirector223.5K sh$3.9MBuyJun 4James D RollinsDirector4.8K sh$97KBuyJun 3James D RollinsDirector873 sh$14KBuyJun 2James D RollinsDirector11.1K sh$184K
+ 34 other (32 awards · 2 inkinds) in window

See when $HBAN insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KPress release / Reg FDJun 88-K — Item 7.01: Press release / Reg FD
AI summary

HBAN filed an 8-K under Reg FD (Item 7.01), disclosing material non-public information simultaneously to all investors. The disclosure covers: Conference on Tuesday, June 9, 2026. This is typically an investor presentation, conference slides, or press release furnished as an exhibit. Reg FD filings ensure equal access to information for all investors; the substantive data is in the attached exhibit.

8-KPress release / Reg FDMay 278-K — Item 7.01: Press release / Reg FD
AI summary

HBAN filed an 8-K under Reg FD (Item 7.01), disclosing material information simultaneously to all investors. Disclosure: Conference on Thursday, May 28, 2026. This is typically an investor presentation or press release furnished as an exhibit; the substantive data is in the attached exhibit.

8-KShareholder voteApr 248-K — Item 5.07: Shareholder vote
+ 16 other (4 routine 8-Ks · 4 13Gs · 3 earnings 8-Ks · 2 13Fs) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Bank of New York Mellon Corp Invests $229.25 Million in Huntington Bancshares Incorporated $HBANdefenseworld.net·17d agoB. Metzler seel. Sohn & Co. AG Takes $17.04 Million Position in Huntington Bancshares Incorporated $HBANdefenseworld.net·19d agoAdvisors Capital Management LLC Buys New Position in Huntington Bancshares Incorporated $HBANdefenseworld.net·19d agoAlgebris UK Ltd. Invests $38.45 Million in Huntington Bancshares Incorporated $HBANdefenseworld.net·20d agoHere's How Huntington Plans to Achieve Its 18-19% ROTCE Target by 2027zacks.com·29d ago

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Voices on X · last 7 days

No standout posts about $HBAN on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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