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TOTOST

Toast, Inc.

$TOST·$17B·Software - Infrastructure·Technology
$30.39+1.3%YTD-15.0%1Y-31.5%
Mentions · last 7 days
2026-07-08: 3 posts2026-07-09: 46 posts2026-07-10: 67 posts2026-07-11: 24 posts2026-07-12: 46 posts2026-07-13: 150 posts2026-07-14: 136 posts712+65%
Price updated 59m ago·X counts updated 36m ago
TOTOST
$TOSTToast, Inc.
$30.39+1.30%712 posts+65%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $TOST, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersEvent coming upAI verdict · as of 2026-07-15

A known event soon (earnings, a ruling, etc.) will likely decide the next move.

Restaurant POS platform still growing 22% at scale — Goldman upgrade to Buy at $36 and Aug 4 is the specific gate.

Toast provides the cloud-based point-of-sale, payments, and management platform for restaurants — the go-to system for a growing share of independent and mid-market restaurant operators. It's a durable 20%+ grower that's had a rough tape year.

Where the case sits:

  • Growth is durable and roughly consistent: Q1 revenue grew 22% year-over-year to $1.63B with 26% gross margin and 7% operating margin — the last four quarters averaged 22-25% growth, and the operating margin trajectory has been steadily improving.
  • The valuation reset is now attractive: 35x trailing PE for a 20%+ grower with margins expanding is at a real discount to Toast's 2023 highs, and Goldman's upgrade to Buy at a $36 target implies 20% upside from current levels.
  • The Starbucks reference is a real signal: fool.com flagged that Starbucks wants to cut $400M in software costs, which specifically favors low-cost horizontal platforms like Toast over the bespoke enterprise SaaS incumbents — a structural tailwind bulls are underweighting.

Aug 4 earnings decides direction: another 20%+ revenue quarter combined with any specific enterprise customer commentary and continued gross-margin expansion would push shares through the $30.47 breakout level toward $36, while a growth deceleration below 18% or a soft take-rate quarter would confirm the recent range-bound tape and keep the multiple compressed.

Agrees with X sentimentAgree with the bullish framing — the six-month Stage 1 base setup at $30.47, Goldman's upgrade to Buy at $36, and the 27x FCF / 22x EV/FCF valuation reset on 20%+ growth are all consistent with the fundamentals. Verdict lines up.

What to watch: Aug 4 earnings: revenue growth vs 20% base, gross margin expansion, enterprise customer color, and take-rate trend. Growth below 18% or a take-rate miss keeps the multiple compressed.

On the calendar: 2026-08-04 — Q2 2026 earnings

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment7 posts analyzed · as of 2026-07-14

Toast chatter frames the stock as building one of the cleanest six-month Stage 1 bases with a break over $30.47 targeting $32, $36 and higher, alongside Goldman Sachs upgrading from Neutral to Buy with a $36 12-month price target implying 26% upside. Fundamentals are re-set at 27x FCF and ~22x EV/FCF on 20%+ growth with margins expanding, with commentators describing a beautiful EPS inflection amid flat price action.

Read the AI verdict + X sentiment for $TOST

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Cloud-based restaurant POS and management platform bundling hardware, payments, and SaaS tools for US restaurants.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Infrastructure sits in its cycle right now — and what that implies for $TOST.

Software - Infrastructure · Technology

No material change from last week — Enterprise software infrastructure is in a multiple compression phase (-16.

What this means for $TOST

Neutral — Cloud-based restaurant POS and management platform bundling hardware, payments, and SaaS tools for US restaurants; limited exposure means the cloud-native adoption and AI security spend despite multiple compression is not a near-term catalyst or headwind.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-11.8%YTD
-13.8%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
35.1How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
17.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
5.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
4.6%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
20.7%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
26.2%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026May 7, 2026$0.29$0.27+6.2%
Q4 2025Feb 12, 2026$0.23$0.24-3.8%
Q3 2025Nov 4, 2025$0.25$0.24+4.4%
Q2 2025Aug 5, 2025$0.24$0.23+6.6%
Next earningsTue, Aug 4·consensus EPS $0.32

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$1.6B+21.9%27.4%6.7%$0.21$115.0M
Q4 FY25$1.6B+22.0%25.7%5.5%$0.17$178.0M
Q3 FY25$1.6B+25.1%26.5%5.1%$0.18$153.0M
Q2 FY25$1.6B+24.8%25.3%5.2%$0.14$208.0M

Forward consensus

4-year forecast · up to 21 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$7.4B$7.3B – $7.4B$1.33$1.28 – $1.3721
FY27$8.7B$8.5B – $8.9B$1.67$1.61 – $1.7821
FY28$10.2B$10.2B – $10.2B$2.18$1.60 – $2.6813
FY29$12.4B$11.9B – $12.6B$2.90$2.77 – $2.9912

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.6×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.28%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+15.6%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-2.5%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 484.7M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.6% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.745-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellJul 7Jonathan VassilChief Revenue Officer3.1K sh$95KSellJul 2Jonathan VassilChief Revenue Officer6.6K sh$192KSellJul 2Aman NarangCEO14.4K sh$414KSellJul 2Brian R ElworthyGeneral Counsel6.4K sh$183KSellJul 2Stephen FredettePresident9.1K sh$264KSellJul 2Elena GomezCFO11.6K sh$335KSellMay 29Brian R ElworthyGeneral Counsel108.0K sh$2.8MSellApr 2Elena GomezCFO8.9K sh$234KSellApr 2Aman NarangCEO13.5K sh$353KSellApr 2Brian R ElworthyGeneral Counsel3.7K sh$96K
1–10 of 13
+ 30 other (18 exempts · 10 awards · 1 gift · 1 conversion) in window

See when $TOST insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KShareholder voteJun 158-K — Item 5.07: Shareholder vote
AI summary

Toast, Inc. (TOST) reported annual meeting vote results (Item 5.07) in an 8-K filed June 15, 2026. Body unavailable — excerpt cuts off before specific vote tallies are disclosed.

3New insider — initial holdingsMar 123
+ 14 other (5 13Gs · 2 proxys · 1 SD · 1 S-8) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Village Farms Unveils Super Toast Bites, a New Line of Cannabis-Infused Gummiesglobenewswire.com·2d agoStarbucks Wants to Cut $400 Million in Software Costs. Toast Investors Should Pay Attention.fool.com·3d ago5 Stock Setups Where Wall Street Sees the Most Upside Right Now247wallst.com·3d agoGoldman Sachs Just Made 4 Bold Calls: 2 Sells, 1 Buy, and a $2,159 Price Target On This Popular Stock247wallst.com·5d agoCan Toast Keep Serving Gains? Buy, Sell or Hold TOST Stock Now?zacks.com·5d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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