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TOTOST

Toast, Inc.

Strong FundamentalsStrong FundamentalsRevenue growing 22% YoYStreet coverage with positive forward estimatesConsistent chatter on X (153/wk), no spike
$TOST·$20B·Software - Infrastructure·Technology
$34.41-2.1%YTD-5.5%1Y-21.8%
Mentions · last 7 days
2026-08-21: 44 posts2026-08-22: 14 posts153+10%
Price updated 4m ago·X counts updated 9d ago
TOTOST
$TOSTToast, Inc.
$34.42-2.09%153 posts+10%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $TOST, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersWinding up for a moveAI verdict · as of 2026-08-30

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Cloud POS for restaurants breaking out from a flag — the runway is still long.

Toast is the cloud point-of-sale software platform for restaurants, and its stock has quietly built a base while the software cohort re-rated around it. The stock is -5% YTD and -22% TTM at $35, and the technical setup is now loaded.

  • Revenue and EPS are compounding: quarterly revenue ran $1.55B / $1.63B / $1.63B / $1.63B at a 26% gross margin, quarterly EPS moved from $0.14 to $0.21 — analysts model $7.39B and $1.33 EPS for the full year, so at $35 the stock is at roughly 26x forward, defensible for a business at this cadence.
  • The operating leverage is the specific bull argument: room for operating margin expansion to 20% implies a ~26% net-income CAGR, and average revenue-per-employee of roughly $1M — that's the shape of a business that scales earnings on a much steeper slope than revenue over the next several years.
  • The technical setup is real: TOST broke out of a flag with $37 as the first meaningful resistance, and Rep. Kean's July 8 purchase +28.25% since (vs SPY +2.73%) is a specific piece of political-disclosure evidence the crowd cites — that combination pulls trend-following capital in.

A Nov 3 Q3 print that shows margin trajectory holding and location count growing extends the coil into a real breakout; a soft take-rate print, a competitive Square-for-Restaurants pricing move, or a fresh Chief Revenue Officer share sale is what invalidates the setup.

Agrees with X sentimentX's bullish framing tracks the mechanics — the Kean-purchase signal, the flag breakout, and the operating-margin expansion math are all real; the CRO 14K-share sale is a mild flag but not enough to override the fundamental setup.

What to watch: The Nov 3 Q3 print — locations count, take rate, operating margin, and any commentary on international expansion. A Square-for-Restaurants pricing move is what invalidates the setup.

On the calendar: 2026-11-03 — Q3 earnings

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment10 posts analyzed · as of 2026-08-30

The mood on Toast is decisively bullish — bulls anchor on a densely growing live-locations chart driven by dense local sales teams selling hardware at cost, framing the flywheel as "the best restaurants running Toast on their operating system." TOST pushed higher last week while most software pulled back to rising MAs, is +25% since a breakout with the next test at $37, and options tape shows 5,000 call buys into 10/16 for $800K. A congressional trade by Rep. Kean's July $28.57 entry is now +28.25% and drawing attention.

Read the AI verdict + X sentiment for $TOST

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Cloud-based restaurant POS and management platform bundling hardware, payments, and SaaS tools for US restaurants.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Infrastructure sits in its cycle right now — and what that implies for $TOST.

Software - Infrastructure · Technology

SaaS multiples remain compressed as rate-sensitive valuations weigh on pure-play software; customers are lengthening deal cycles outside of AI-native workloads. AI co-pilot upsell is the only clear near-term catalyst — companies without it are treading water.

What this means for $TOST

Direct beneficiary — AI-native product or platform captures spend from the same capex cycle driving the industry; Cloud-based restaurant POS and management platform bundling hardware, payments, and SaaS tools for US restaurants.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-4.2%YTD
+0.4%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
35.1How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
17.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
5.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
4.6%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
20.7%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
26.2%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 4, 2026$0.34$0.32+5.5%
Q1 2026May 7, 2026$0.29$0.27+6.2%
Q4 2025Feb 12, 2026$0.23$0.24-3.8%
Q3 2025Nov 4, 2025$0.25$0.24+4.4%
Next earningsTue, Nov 3·consensus EPS $0.37

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$1.6B+21.9%27.4%6.7%$0.21$115.0M
Q4 FY25$1.6B+22.0%25.7%5.5%$0.17$178.0M
Q3 FY25$1.6B+25.1%26.5%5.1%$0.18$153.0M
Q2 FY25$1.6B+24.8%25.3%5.2%$0.14$208.0M

Forward consensus

4-year forecast · up to 21 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$7.4B$7.3B – $7.4B$1.33$1.28 – $1.3721
FY27$8.7B$8.5B – $8.9B$1.67$1.61 – $1.7821
FY28$10.2B$9.4B – $10.9B$2.18$1.60 – $2.6813
FY29$12.4B$11.8B – $12.8B$2.90$2.73 – $3.0312

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.0×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.55%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+11.7%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+16.5%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 484.7M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today2.0% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.735-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellAug 21Jonathan VassilChief Revenue Officer85.3K sh$3.1MSellAug 19Jonathan VassilChief Revenue Officer13.9K sh$502KSellAug 11Jonathan VassilChief Revenue Officer13.8K sh$497KSellAug 10Elena GomezCFO5.8K sh$204KSellAug 10Aman NarangCEO119.8K sh$4.2MSellAug 7Aman NarangCEO42.1K sh$1.5MSellAug 7Elena GomezCFO2.2K sh$76KSellAug 6Elena GomezCFO900 sh$32KSellAug 6Aman NarangCEO13.5K sh$473KSellAug 5Jonathan VassilChief Revenue Officer4.7K sh$169K
1–10 of 29
+ 38 other (26 exempts · 10 awards · 1 gift · 1 conversion) in window

See when $TOST insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KShareholder voteJun 158-K — Item 5.07: Shareholder vote
AI summary

Toast, Inc. (TOST) reported annual meeting vote results (Item 5.07) in an 8-K filed June 15, 2026. Body unavailable — excerpt cuts off before specific vote tallies are disclosed.

3New insider — initial holdingsMar 123
+ 14 other (5 13Gs · 2 10-Qs · 2 earnings 8-Ks · 2 proxys) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Here's Why Toast (TOST) is a Strong Growth Stockzacks.com·3d agoIs Toast a Good Buy Right Now?fool.com·4d agoToast Announces Participation at Goldman Sachs Communacopia & Technology Conferencebusinesswire.com·5d agoToast's Chief Revenue Officer Sells Nearly 14,000 Shares as the Stock Rises Over 50% in the Past 3 Monthsfool.com·7d agoAmazon.com (NASDAQ:AMZN) Stock Bought Rep. Thomas H. Kean, Jr.defenseworld.net·9d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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