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RERELY

Remitly Global, Inc.

$RELY·$4.6B·Software - Infrastructure·Technology
$21.93+0.9%YTD+56.9%1Y+26.7%
Price updated 52m ago·X counts updated 6d ago
RERELY
$RELYRemitly Global, Inc.
$21.93+0.92%42 posts0.9×
AI analysisFundamentalsVoices on X
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On X

The complete picture of $RELY on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

42X posts · last 7 days
Sep 2Sep 13
Chatter Meter
0.9×
QuietNormal · 1×Loud

How loud $RELY's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level.

Bullish sentimentAI analysisGenerated by AI from underlying data5 posts analyzed · as of 2026-09-07

Remitly is on watchlists as money rotates out of AI stocks. Bulls watch for a close over $26.80 to add on the long side, and fintech names like RELY/CHYM starting to turn up along with PAYS on the 21-day. Setup framed as breakout finally beginning — 'time to smash resistance.'

Read what X is saying about $RELY

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $RELY — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Driven by hypeAcceleratingAI verdict · as of 2026-09-19

The move is getting stronger, with heavier trading behind it.

Remittance fintech up 57% YTD with a Q2 EPS beat so large it broke the consensus model

Remitly is executing at a pace analysts couldn't model.

  • Q2 EPS $0.93 vs $0.12 estimate — 651% surprise, plus 20% revenue growth and margin expansion (Q1 op-margin 14.4%, Q2 13.5%).
  • Insider selling is broad-based but modest (~$3M across five names) — dilution-style secondary distribution rather than urgent tape.
  • Fintech-rotation flow (RELY/CHYM/PAYS turning up on the 21-day) plus the $26.80 breakout level watched by momentum accounts sets up a Q3 catalyst tape.

At 22x forward PE and 2.8x sales for a founder-run remittance leader, valuation is stretched but the earnings trajectory carries it.

Agrees with X sentimentX flags RELY as a top fintech rotation name breaking out of resistance as money leaves AI. That aligns with the Q2 blowout, the momentum-stocks Zacks add, and the Goldman Communacopia presentation traction.

What to watch: Whether the $26.80 breakout level clears on volume, and the Nov 4 print for send-volume growth persistence and any consensus reset above the current $0.15 EPS anchor.

On the calendar: 2026-11-04 — Q3 earnings

Read the AI verdict on $RELY

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

Digital international money transfer app serving immigrant senders in 30+ origin countries, delivering funds to 150+ receive countries.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Infrastructure sits in its cycle right now — and what that implies for $RELY.

Software - Infrastructure · Technology

NBIS-PLTR sovereign AI partnership formalises a new infrastructure tier pairing GPU-dense compute with enterprise operating layers, pulling a valuation premium over legacy SaaS. Oracle's Ellison cancelling $7.5B in planned stock sales despite a 50% pullback signals insider conviction in OCI's cloud infrastructure growth trajectory; AI-native security and zero-trust platforms continue to outpace the broader software cohort.

What this means for $RELY

Neutral — digital remittances to 150+ countries for immigrant senders; fintech payments revenue unrelated to AI infrastructure or enterprise software demand.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-0.7%YTD
-9.6%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
16.6How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
14.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
9.5%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
7.2%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.8Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
33.0%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
28.2%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 5, 2026$0.93$0.12+651.2%
Q1 2026May 6, 2026$0.23$0.12+91.7%
Q4 2025Feb 18, 2026$0.19$0.16+20.6%
Q3 2025Nov 5, 2025$0.04$0.18-77.4%
Next earningsWed, Nov 4·consensus EPS $0.15

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$495.2M+20.2%-54.3%13.5%$0.98$136.6M
Q1 FY26$452.8M+25.2%59.3%14.4%$0.23$72.7M
Q4 FY25$442.2M+25.7%59.6%8.8%$0.20$152.6M
Q3 FY25$419.5M+24.7%58.7%2.8%$0.04$1.5M

Forward consensus

5-year forecast · up to 7 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$2.0B$2.0B – $2.0B$1.39$1.37 – $1.417
FY27$2.4B$2.4B – $2.4B$1.07$1.05 – $1.087
FY28$2.8B$2.8B – $2.9B$1.32$1.21 – $1.405
FY29$3.3B$3.2B – $3.3B$1.46$1.44 – $1.482
FY30$3.7B$3.7B – $3.8B$1.91$1.88 – $1.942

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.1×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.63%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-10.9%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+13.8%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMid float · 185.7M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today2.3% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.365-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellSep 9Joshua HugDirector5.5K sh$134KSellSep 8Joshua HugDirector5.5K sh$138KSellSep 2Nigel W MorrisDirector6.3K sh$170KSellAug 28Pankaj SharmaChief Business Officer21.0K sh$554KSellAug 25Vikas D MehtaCFO25.0K sh$654KSellAug 24Nigel W MorrisDirector16.8K sh$445KSellAug 18Nigel W MorrisDirector3.2K sh$86KSellAug 17Nigel W MorrisDirector20.0K sh$525KSellAug 14Nigel W MorrisDirector20.0K sh$524KSellAug 13Nigel W MorrisDirector11.0K sh$281K
1–10 of 35
+ 24 other (12 awards · 8 inkinds · 4 exempts) in window

See when $RELY insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KPress release / Reg FDAug 58-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

RELY filed an 8-K (Item 2.02) reporting its financial results, filed 2026-08-05. The actual financial figures are in the attached press release (Exhibit 99.1), not reproduced in the body excerpt. This is a material disclosure; investors should review the press release for beat/miss details and guidance.

8-KShareholder voteJun 118-K — Item 5.07: Shareholder vote
AI summary

RELY filed an 8-K (Item 5.07) disclosing the results of stockholder voting at its annual or special meeting. Vote disclosures are routine governance filings; contested results (e.g., failed say-on-pay) would be the indicator of significance.

8-KOfficer or director changeJun 88-K — Item 5.02: Officer or director change
AI summary

RELY filed an 8-K (Item 5.02) reporting a director or officer change. not to u is involved in the change. The role noted: Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory . This is primarily an administrative disclosure; materiality depends on the seniority of the role and whether it reflects a strategic shift.

8-KPress release / Reg FDMay 68-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
3New insider — initial holdingsApr 143
8-KOfficer or director changeApr 108-K — Item 5.02: Officer or director change
3New insider — initial holdingsApr 33
+ 11 other (6 13Gs · 2 10-Qs · 2 proxys · 1 ARS) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Best Momentum Stocks to Buy for September 18thzacks.com·2d agoBest Momentum Stocks to Buy for September 15thzacks.com·5d agoNew Strong Buy Stocks for September 15thzacks.com·5d agoFrom OK grades to Dartmouth Hall of Fame: Remitly's Matt Oppenheimer on his ‘strengths and shadows'geekwire.com·9d agoRemitly Global, Inc. (RELY) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcriptseekingalpha.com·10d ago

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Voices on X · last 7 days

No standout posts about $RELY on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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