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HDHDB

HDFC Bank Limited

$HDB·$120B·Banks - Regional·Financial Services
$22.58-1.4%YTD-38.4%1Y-35.6%
Price updated 13h ago·X counts updated 3d ago
HDHDB
$HDBHDFC Bank Limited
$22.58-1.35%82 posts1.1×
AI analysisFundamentalsVoices on X
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On X

Top X posts

The complete picture of $HDB on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

82X posts · last 7 days
Aug 31Sep 13
Chatter Meter
1.1×
QuietNormal · 1×Loud

How loud $HDB's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level, louder than 51% of tracked names.

Bearish sentimentAI analysisGenerated by AI from underlying data5 posts analyzed · as of 2026-09-03

HDFC Bank was downgraded by HSBC from Buy to Hold (PT $26.10 from $30.80) and the chart is called horrific / on the verge of a major breakdown. Bulls counter that $23 is way too cheap post-Jagdishan exit, but a $22 'last hope' support line and downgrade headline the tape.

Read what X is saying about $HDB

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $HDB — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Broken storySelling offAI verdict · as of 2026-09-16

Falling on heavy selling — points lower unless it turns around.

Downgrade, lawsuits, and a 'horrific' chart converge with the stock at 7% of its 52-week range.

The India-bank ADR is under attack from multiple angles at once, and the tape is losing the argument. HSBC pulled its buy rating and cut the price target, a wave of securities class-action deadline notices dropped this week, and chart-watchers on X are calling the setup a major breakdown with $22 as the last line before it fails.

  • YTD is down about 38% and t12m about 36%, while position in the 52-week range sits at only 7% — the stock has spent all year finding new lows, not consolidating.
  • Operating trends are still solid on paper (revenue up 72% YoY in the March-quarter, four-in-a-row EPS beats), but ROE of 13.6% and ROIC of 1.7% flag that the market is repricing the franchise, not the print.
  • The Jagdishan-succession overhang plus a legal-alert cluster arriving days apart mean supply is being generated by both bears and forced sellers into thin liquidity.

Bulls will argue a 16x TTM P/E and a household India franchise get cheap eventually, but the technical break and legal drumbeat control the near-term narrative.

Agrees with X sentimentX captures both the fundamental critique and the technical fear, and both are visible in the tape.

What to watch: Whether the $22 area holds into the October 16 print; any progress or expansion in the class-action headlines; RBI or leadership updates that could reset the narrative.

On the calendar: Earnings 2026-10-16

Read the AI verdict on $HDB

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

India's largest private bank providing retail, wholesale, and treasury banking with an extensive digital and branch network.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $HDB.

Banks - Regional · Financial Services

Regional bank NIM expansion continues as funding costs peak and loan repricing proceeds; KRE is up 14% YTD. LatAm digital banks (NU) are structurally taking share from incumbents with no-fee fintech products, while HDFC Bank faces a securities fraud class action over alleged deceptive interest payment disclosure.

What this means for $HDB

Headwind — HDFC Bank's securities fraud class action over deceptive interest payment disclosures (Oct 13 lead plaintiff deadline) is a material near-term overhang; India's largest private bank has strong fundamentals but legal risk is real.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+14.1%YTD
+15.1%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
16.6How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
1.7%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
21.5%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
0.0%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.6Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
13.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
59.9%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 18, 2026$0.40$0.38+5.3%
Q1 2026Apr 18, 2026$0.43$0.39+10.3%
Q4 2025Jan 17, 2026$0.43$0.39+10.3%
Q3 2025Oct 18, 2025$0.44$0.36+22.2%
Next earningsFri, Oct 16·consensus EPS $0.40

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q4 FY26$1.19T+72.5%58.4%23.7%$119.94$1.72T
Q3 FY26$1.28T+14.1%61.0%21.2%$38.58$0
Q2 FY26$1.21T+33.3%57.0%22.5%$39.01$0
Q1 FY26$1.33T+13.6%52.6%15.7%$31.86$0

Forward consensus

5-year forecast · up to 19 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$1.95T$1.94T – $1.95T$146.97$145.09 – $147.9018
FY27$1.99T$1.94T – $2.03T$158.18$96.53 – $193.0718
FY28$2.28T$2.25T – $2.32T$184.15$113.94 – $225.5819
FY29$2.61T$2.61T – $2.61T$214.40$214.37 – $214.439
FY30$3.05T$3.05T – $3.05T$254.50$254.46 – $254.549

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.7%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-4.4%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-18.2%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMega float · 1.7B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.5% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.425-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellMay 7N SrinivasanGroup Head - Operations10.0K sh$87KSellApr 28Ashish ParthasarthyGroup Head - Treasury5.6K sh$49KSellApr 21Ashish ParthasarthyGroup Head - Treasury6.0K sh$54KSellMar 23N SrinivasanGroup Head - Operations10.0K sh$82K
+ 8 other (8 inthemoneys) in window

See when $HDB insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsApr 83
3New insider — initial holdingsApr 73
3New insider — initial holdingsApr 73
3New insider — initial holdingsApr 63
3New insider — initial holdingsMar 303
3New insider — initial holdingsMar 233
+ 47 other (45 6-Ks · 1 IRANNOTICE · 1 20-F) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

HDFC BANK LAWSUIT ALERT: Bragar Eagel & Squire, P.C. Announces that a Class Action Lawsuit Has Been Filed Against HDFC Bank Limited and Encourages Investors to Contact the Firmglobenewswire.com·18h agoINVESTOR ALERT: Pomerantz Law Firm Reminds Investors with Losses on their Investment in HDFC Bank Limited of Class Action Lawsuit and Upcoming Deadlines – HDBglobenewswire.com·18h agoHDC Deadline: HDB Investors Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuitprnewswire.com·19h agoHDB IMPORTANT DEADLINE: ROSEN, A GLOBALLY RESPECTED LAW FIRM, Encourages HDFC Bank Limited Investors to Secure Counsel Before Important Deadline in Securities Class Action - HDBglobenewswire.com·20h agoHDB Deadline Alert: SueWallSt Reminds HDFC Bank Limited (HDB) Investors of Securities Class Action Deadline on October 13, 2026globenewswire.com·1d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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