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FOFOUR

Shift4 Payments, Inc.

$FOUR·$3.5B·Software - Infrastructure·Technology
$37.08+0.1%YTD-41.4%1Y-53.1%
Price updated 2h ago·X counts updated 2d ago
FOFOUR
$FOURShift4 Payments, Inc.
$37.08+0.14%73 posts0.9×
AI analysisFundamentalsVoices on X
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On X

Top X posts

The complete picture of $FOUR on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

73X posts · last 7 days
Sep 12Sep 27
Chatter Meter
0.9×
QuietNormal · 1×Loud

How loud $FOUR's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level.

Mixed sentimentAI analysisGenerated by AI from underlying data7 posts analyzed · as of 2026-09-29

Shift4 holders are split. Bulls cite the company killing the Up-C structure, aggressive buybacks, and 5x NTM FCF as a valuation setup for margin and multiple expansion. The honest bear voice flags big debt, poor management, hidden acquisition costs and no organic growth, arguing FOUR "screens better than it is" and deserves caution.

Read what X is saying about $FOUR

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $FOUR — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersSelling offAI verdict · as of 2026-09-28

Falling on heavy selling — points lower unless it turns around.

Shift4 down 39% YTD with genuine bull-bear disagreement — 5x FCF multiple meets debt+acquisition-accounting skepticism.

Real bull-bear disagreement in the tape with substantive arguments on both sides.

  • Tape: -39.3% YTD, -51.8% t12m; 7.1% of 52w range, -17.1% vs 50-day, -23.4% vs 200-day.
  • Bull: '5x NTM FCF, imagine not owning it' — real FCF yield 18.7%, four straight beats (last $1.32 vs $1.26).
  • Bear: biggest monthly loser at -17%; big debt (D/E 2.77), poor management, hidden acquisition costs, little organic growth.
  • Q2 EPS $1.32 vs $1.26 (+5%); FY26 est $6.36 → FY27 $7.94 → FY28 $8.15 EPS.
  • 27x TTM but 6x forward — the multiple depends heavily on which framing the market accepts.
  • Bar Rescue/Talisa's promotional stunt + Goldman Communacopia — brand work continues.

Watch 11/5 print for organic vs acquisition-driven-growth split and any commentary on the SumUp integration.

Agrees with X sentimentNeither side is wrong — this is exactly the tape you get when a levered acquisition-driven story hits an accounting-scrutiny window. The 11/5 print is the tiebreaker.

What to watch: 11/5 earnings, organic-growth breakdown, gross-payment-volume trajectory, and any deleveraging/M&A pause commentary.

On the calendar: 2026-11-05

Read the AI verdict on $FOUR

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

Integrated payment processing and POS technology focused on hospitality, food service, and entertainment verticals.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Infrastructure sits in its cycle right now — and what that implies for $FOUR.

Software - Infrastructure · Technology

No material change from last week — AI infrastructure capex bifurcates the cohort — GPU-cloud providers and AI-native security platforms absorbing enterprise spend, while legacy SaaS faces multiple compression. GPU-cloud platforms and AI-native security tools absorb enterprise spend while legacy SaaS faces multiple compression.

What this means for $FOUR

Partial — Integrated payment processing and POS technology focused on hospitality, food service, and entertainment verticals.; AI-generated telemetry volumes are expanding monitoring spend, but competitive consolidation into platform deals compresses standalone tool pricing.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-1.2%YTD
-9.1%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
27.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
4.3%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
8.4%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
18.7%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.8Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
6.4%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
35.1%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
2.8Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 6, 2026$1.32$1.26+4.8%
Q1 2026May 7, 2026$0.97$0.99-2.0%
Q4 2025Feb 26, 2026$1.60$1.57+1.9%
Q3 2025Nov 6, 2025$1.47$1.46+0.7%
Next earningsThu, Nov 5·consensus EPS $1.40

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$1.1B+32.1%35.0%4.5%$-0.01$96.0M
Q4 FY25$1.2B+34.0%37.8%10.8%$0.37$187.0M
Q3 FY25$1.2B+29.4%36.5%9.7%$0.19$272.5M
Q2 FY25$966.2M+16.8%30.3%8.6%$0.35$93.0M

Forward consensus

4-year forecast · up to 14 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$5.0B$4.8B – $5.5B$6.36$4.86 – $9.9914
FY27$5.6B$5.2B – $6.4B$7.94$7.20 – $9.3912
FY28$6.9B$6.2B – $7.7B$8.15$5.47 – $10.9310
FY29$3.4B$3.2B – $3.7B$8.17$7.60 – $9.075

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.5%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-18.6%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-25.3%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 43.3M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today4.2% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.385-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuyMay 12Jared Isaacman10% owner193.0K sh$7.8MBuyMay 11Jared Isaacman10% owner195.5K sh$8.1M
+ 9 other (7 awards · 2 inkinds) in window

See when $FOUR insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KMaterial agreementJul 138-K — Item 1.01: Material agreement · Item 2.03: Material debt obligation
AI summary

Shift4 Payments (FOUR) — 8-K (Items 1.01, 2.03) reporting entry into a material definitive agreement and assumption of a new financial obligation on July 8, 2026. Body excerpt does not specify the counterparty or dollar amount of the obligation. Material — new material contract plus a financing obligation; refer to the full 8-K for contract terms and size of the debt.

8-KShareholder voteJun 178-K — Item 5.07: Shareholder vote
AI summary

Shift4 Payments, Inc. (NYSE: FOUR) reported results of its June 12, 2026 annual shareholder meeting (Item 5.07). The company has Class A common stock and 6.00% Series A Mandatory Convertible Preferred Stock outstanding; vote items likely included director elections, equity plan matters, and possibly preferred share-related proposals. Specific vote tallies are in the exhibit not included in the excerpt. Any equity plan amendments passed at the meeting could have dilutive implications and warrant review of the full exhibit.

+ 15 other (7 13Gs · 2 10-Qs · 2 earnings 8-Ks · 2 proxys) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Shift4 Payments, Inc. $FOUR Stock Sold by NewEdge Advisors LLCdefenseworld.net·5d agoShift4 Payments, Inc. (FOUR) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcriptseekingalpha.com·19d agoShift4 and Bar Rescue's Jon Taffer Name Talisa's on Main Winner of 2026 Rescue Missionbusinesswire.com·35d agoHere Are Tuesday’s Top Wall Street Analyst Research Calls: Advanced Micro Devices, Dynatrace, Five Below, Fortune Brands, Klarna Group, Jersey Mike’s Subs, Moderna, Sherwin-Williams, and More247wallst.com·36d agoShift4 CEO Taylor Lauber on Its AI Data Advantage, Global Expansion & Luxury Spendingyoutube.com·37d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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