TickerTalks
Browse all tickers →
TickerTalks›$DLO
DLDLO

Dlocal Limited

$DLO·$4.5B·Software - Application·Technology
$14.57-2.2%YTD+4.4%1Y+35.7%
Mentions · last 7 days
2026-07-08: 17 posts2026-07-09: 6 posts2026-07-10: 13 posts2026-07-11: 3 posts2026-07-12: 5 posts2026-07-13: 11 posts2026-07-14: 6 posts61-68%
Price updated 6m ago·X counts updated 2d ago
DLDLO
$DLODlocal Limited
$14.58-2.18%61 posts-68%
AI analysisFundamentalsVoices on X
Loading…

AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $DLO, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Driven by hypeWinding up for a moveAI verdict · as of 2026-07-15

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Dlocal is +55% Q1 revenue growth as the LATAM payment-processor pure-play — but director Kanovich sold $14.6M on 7/1 in a single block, Q2 on 8/13.

Dlocal is a $4.46B Uruguay-based cross-border payments name serving emerging markets (LATAM/Africa/Asia). Shares at $14.84, up 4.0% YTD and 34.5% over twelve months, sitting 0.72 through the 52-week range, 16% above the 50-day and 11% above the 200-day.

  • Q1 delivered $336M revenue (+55% yoy, -0.6% qoq), 35% gross margin, 16% op margin, EPS $0.14 (nearly in-line, 0.3% beat). Four-quarter revenue growth: 55%, 65%, 52%, 50% — decisive persistent 50%+ growth. Four-quarter EPS surprises: 0.3%, 22%, 2.8%, 7.7% — the beat pattern is modest but consistent.
  • FY26 consensus $1.53B revenue and $0.82 EPS growing to $1.98B/$1.08 in 2027, $2.39B/$1.34 in 2028. FCF Q1 was $83M positive — genuine profitable growth.
  • Insider distribution is the load-bearing counterweight: 7/1 Sebastian Kanovich (director, former CEO) executed C-Conversion 2M shares + S-Sale 1,000,000 shares at $14.63 = $14.63M — massive single-day distribution. Then 7/7 additional C-Conversion 51,400 + S-Sale 25,700 at $15.50 ($398K). Total: ~$15M director distribution in a week.
  • 6/26 news: added to Russell 2000 index (passive-fund inclusion supporting share demand).
  • Structural: mid float (114M), beta 0.94, volume 0.32x 30-day norm (light), position 0.72 in 52w range.
  • X sentiment is bullish: up 24% in the past month including $0.19 dividend (1.34% yield), reclaimed above 200-week MA and bouncing off 61.8 fib from 2025 lows, described as one of the most asymmetric risk-reward stocks in the market, consensus 2027-2028 estimates likely too low.

Next dated read is Q2 on 8/13 with consensus EPS $0.20. Continued 50%+ growth + updated FY guide + explicit multi-region traction is what breaks the range higher; the $15M Kanovich distribution at $14.63 is the honest ceiling call.

Agrees with X sentimentThe bullish X read (24% month move, 200-week reclaim, asymmetric risk-reward, 2027-2028 estimates too low) matches the operational cadence and Russell 2000 inclusion. The $15M Kanovich director distribution at $14.63-$15.50 is the honest counterweight — that's who's on the other side.

What to watch: Q2 print 8/13: EPS vs $0.20, revenue growth (must stay >40%), Take-Rate trends, LATAM/Africa/Asia regional mix, and any follow-on Kanovich sales above $14.63.

On the calendar: 2026-08-13 — Q2 2026 earnings (consensus EPS $0.20)

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment5 posts analyzed · as of 2026-07-12

Posts describe dLocal up 24% in the past month (including a $0.19 dividend yielding 1.34%) after breaking back above the 200 weekly MA and bouncing off the 61.8 fib from 2025 lows. Bulls call it one of the most asymmetric risk-reward stocks in the market and one of the more underrated names heading into a strong year, with consensus 2027-2028 estimates likely too low.

Read the AI verdict + X sentiment for $DLO

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
Free, forever. No credit card.

What it does

Plain-English summary of the business — what they sell and how they make money.

Payments platform connecting global merchants to consumers in 40+ emerging markets, processing local payment methods across LatAm, Africa, and Asia.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Application sits in its cycle right now — and what that implies for $DLO.

Software - Application · Technology

No material change from last week — platforms where agents expand contract value (ServiceNow, Snowflake) are re-rated upward, while tools where agents substitute human users (Adobe Creative..

What this means for $DLO

Neutral — Payments platform connecting global merchants to consumers in 40+ emerging markets, processing local payment methods across LatAm, Africa, and Asia; this business's revenue is largely decoupled from the AI agent bifurcation — contract expansion vs. user substitution.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-11.8%YTD
-13.8%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
17.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
33.7%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
18.9%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
12.1%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.7Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
37.0%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
36.0%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026May 14, 2026$0.17$0.17+0.3%
Q4 2025Mar 18, 2026$0.22$0.18+22.2%
Q3 2025Nov 12, 2025$0.17$0.17+2.8%
Q2 2025Aug 13, 2025$0.14$0.13+7.7%
Next earningsThu, Aug 13·consensus EPS $0.20

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$335.9M+54.9%35.3%15.9%$0.14$83.0M
Q4 FY25$337.9M+65.2%34.3%18.7%$0.19$105.5M
Q3 FY25$282.5M+52.1%36.5%19.7%$0.18$95.0M
Q2 FY25$256.5M+49.7%38.6%22.3%$0.15$116.0M

Forward consensus

5-year forecast · up to 7 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$1.5B$1.5B – $1.5B$0.82$0.79 – $0.846
FY27$2.0B$1.9B – $2.0B$1.08$1.04 – $1.167
FY28$2.4B$2.3B – $2.4B$1.34$1.30 – $1.405
FY29$2.9B$2.8B – $3.0B$0.00$0.00 – $0.002
FY30$3.4B$3.3B – $3.5B$0.00$0.00 – $0.002

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.4×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.73%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+16.1%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+11.4%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMid float · 113.9M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.1% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.945-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellJul 7Sebastian KanovichDirector25.7K sh$398KSellJul 1Sebastian KanovichDirector1.0M sh$14.6MBuyMay 29Pruett William RodneyDirector20.0K sh$237K
+ 5 other (2 conversions · 2 awards · 1 gift) in window

See when $DLO insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3/ANew insider — initial holdingsMar 203/A
AI summary

Form filed by More than One Reporting Person Table I - Non-De filed a Form 3/A (amended) for DLO on 2026-03-20, initiating required Section 16 reporting. Role: of Reporting Person. Form 3 is a mandatory administrative filing upon first becoming an insider or 10%+ holder; it does not reflect a purchase or sale event.

3New insider — initial holdingsMar 193
AI summary

Form filed by More than One Reporting Person Table I - Non-De filed a Form 3 (initial ownership statement) for DLO on 2026-03-19, initiating required Section 16 reporting. Role: of Reporting Person. Form 3 is a mandatory administrative filing upon first becoming an insider or 10%+ holder; it does not reflect a purchase or sale event.

3New insider — initial holdingsMar 183
AI summary

Form filed by More than One Reporting Person Table I - Non-De filed a Form 3 (initial ownership statement) for DLO on 2026-03-18, initiating required Section 16 reporting. Role: of Reporting Person. Form 3 is a mandatory administrative filing upon first becoming an insider or 10%+ holder; it does not reflect a purchase or sale event.

3New insider — initial holdingsMar 183
AI summary

Form filed by More than One Reporting Person Table I - Non-De filed a Form 3 (initial ownership statement) for DLO on 2026-03-18, initiating required Section 16 reporting. Role: of Reporting Person. Form 3 is a mandatory administrative filing upon first becoming an insider or 10%+ holder; it does not reflect a purchase or sale event.

3New insider — initial holdingsMar 183
AI summary

Form filed by More than One Reporting Person Table I - Non-De filed a Form 3 (initial ownership statement) for DLO on 2026-03-18, initiating required Section 16 reporting. Role: of Reporting Person. Form 3 is a mandatory administrative filing upon first becoming an insider or 10%+ holder; it does not reflect a purchase or sale event.

3New insider — initial holdingsMar 183
AI summary

Form filed by More than One Reporting Person Table I - Non-De filed a Form 3 (initial ownership statement) for DLO on 2026-03-18, initiating required Section 16 reporting. Role: of Reporting Person. Form 3 is a mandatory administrative filing upon first becoming an insider or 10%+ holder; it does not reflect a purchase or sale event.

3New insider — initial holdingsMar 183
AI summary

Form filed by More than One Reporting Person Table I - Non-De filed a Form 3 (initial ownership statement) for DLO on 2026-03-18, initiating required Section 16 reporting. Role: of Reporting Person. Form 3 is a mandatory administrative filing upon first becoming an insider or 10%+ holder; it does not reflect a purchase or sale event.

3New insider — initial holdingsMar 183
AI summary

Form filed by More than One Reporting Person Table I - Non-De filed a Form 3 (initial ownership statement) for DLO on 2026-03-18, initiating required Section 16 reporting. Role: of Reporting Person. Form 3 is a mandatory administrative filing upon first becoming an insider or 10%+ holder; it does not reflect a purchase or sale event.

+ 12 other (7 3s · 3 6-Ks · 1 13G · 1 20-F) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Inflation Optimism Helps Restore Stock Market Sentimentschaeffersresearch.com·1d agoDLocal Director Sebastian Kanovich Sells 25,700 Shares for $398,350 -- Is the Stock a Sell Too?fool.com·2d agoDLocal: Wall Street Is Turning More Bullishseekingalpha.com·13d agoDLocal (DLO) Moves 12.9% Higher: Will This Strength Last?zacks.com·14d agodLocal added to membership of US small-cap Russell 2000® Indexglobenewswire.com·20d ago

In themes

Explore the broader themes this ticker is being talked about under.

Trending on X

More in Software - Application

Peers in the same group — one click to compare setups, fundamentals, and chatter.

$ZETA$MSTR$BULL$CRM$NOW$UBER$SNOW$SOUN
Voices on X · top 1 · last 7 days

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

PrivacyTermsSupport