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TickerTalks›$DB
DBDB

Deutsche Bank AG

$DB·$69B·Banks - Regional·Financial Services
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Mentions · last 7 days
2026-06-28: 3 posts2026-06-29: 2 posts2026-06-30: 6 posts2026-07-01: 1 posts2026-07-02: 9 posts2026-07-03: 12 posts2026-07-04: 2 posts35
X counts updated 14h ago
DBDB
$DBDeutsche Bank AG
——35 posts
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $DB, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersWinding up for a moveAI verdict · as of 2026-07-05

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Deutsche Bank is a $69B European bank at 11x PE — real 17% operating margin and coiling above the 200-day into Q2 earnings.

Deutsche Bank is one of Germany's largest banks and a major European investment bank — retail-and-commercial banking in Germany plus a large global markets business. It's a large-cap European bank name that continues to compound quietly, and the tape is coiling above the 200-day into earnings.

  • The core earnings power is genuinely strong: Q1 revenue was €15.3B (declining 6.6% YoY reflecting FX plus market volatility comparisons) with a 17% operating margin and an 11x P/E — those are healthy bank numbers, and the Q2 EPS consensus of $0.91 shows continued momentum from the $0.84 print.
  • The valuation reflects European-bank discount: at ~10.6x trailing earnings for a business with 17% operating margins and stable revenue, DB is priced at a substantial discount to US money-center peers — the tape at 63% of the 52-week range with +10% above the 50-day and +3% above the 200-day shows the market gradually re-rating European banks upward.
  • The insider tape and filings are quiet: no reported open-market insider transactions and no recent SEC filings in the current window — the large-cap European bank's disclosure cadence is different from US-listed peers, but the quiet insider tape is consistent with a name where the operating story is doing the work.

The July 29 Q2 earnings print is where the compounder story has to keep printing — a beat with investment-banking revenue growth above ~5% and any concrete cost-programme progress commentary extends the coiling into a real base; a soft investment-bank print or specific European loan-loss provisioning issue is what would let today's tape drift back toward the 50-day-below zone before the next re-rate leg.

What to watch: July 29 Q2 earnings — a beat with investment-banking revenue growth above ~5% and cost-programme progress commentary extends the coiling into a real base; a soft investment-bank print or specific European loan-loss provisioning issue is what would let today's tape drift back toward the 50-day-below zone.

On the calendar: 2026-07-29 — Q2 earnings

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What it does

Plain-English summary of the business — what they sell and how they make money.

Deutsche Bank AG operates as a global financial institution, delivering a wide spectrum of investment, financial, and related services to private individuals, corporate entities, and institutional clients worldwide. Its Corporate Bank division offers key services including cash management, trade finance and lending, trust and agency functions, foreign exchange, and securities services, alongside specialized risk management solutions. The company's Investment Bank segment provides expert merger and acquisition (M&A) and equity advisory services. This unit also engages in financing, general advisory, fixed income products, advanced risk management, sales and trading operations, and currency-related activities. For its Private Bank segment, the bank supplies payment and account services, various credit and deposit products, and personalized investment advice, notably featuring environmental, social, and governance (ESG) products. This segment further extends its offerings to wealth management, postal and parcel services, and a range of digital solutions. Deutsche Bank's Asset Management segment develops comprehensive investment solutions. These include alternative investments such as real estate, infrastructure, private equity, liquid real assets, and sustainable investments, as well as passive investment strategies. Additionally, this division provides services like insurance and pension solutions, asset liability management, portfolio management, asset allocation advisory, structuring, and overlay strategies to institutions, governments, corporations, foundations, and individual investors. As of December 31, 2021, the company maintained a substantial operational footprint with 1,709 branches across 58 countries. Deutsche Bank was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $DB.

Banks - Regional · Financial Services

Brazilian digital banking and mature-market rate normalization are pulling this small group in opposite directions — Inter's super-app model captures LatAm's under-penetrated credit market while Lloyds and Citizens navigate a NIM cycle that peaks as central banks begin cutting. The structural growth thesis sits with the LatAm digital entrant.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+15.6%YTD
+18.6%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
10.6How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
1.2%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
16.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
0.0%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
1.0Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
9.1%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
51.1%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.8Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026Apr 29, 2026$1.24$1.15+7.8%
Q4 2025Jan 29, 2026$0.88$0.72+22.2%
Q3 2025Oct 29, 2025$0.97$0.85+14.5%
Q2 2025Jul 24, 2025$0.54$0.78-30.8%
Next earningsWed, Jul 29·consensus EPS $0.91

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$15.3B-6.6%53.3%19.9%$0.84—
Q4 FY25$7.7B-49.4%94.9%26.2%$0.67$0
Q3 FY25$15.1B-9.1%50.5%16.2%$0.80$0
Q2 FY25$15.0B-12.8%49.2%16.1%$1.00$0

Forward consensus

4-year forecast · up to 8 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$32.6B$32.5B – $32.8B$3.28$3.14 – $3.538
FY27$33.8B$33.3B – $34.2B$3.75$3.48 – $4.418
FY28$35.2B$34.8B – $35.7B$4.27$4.20 – $4.346
FY29$35.9B$35.5B – $36.4B$4.84$4.76 – $4.927

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.1×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.63%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+10.1%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+3.5%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMega float · 1.8B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.2% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.005-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsMar 173
+ 11 other (7 6-Ks · 1 IRANNOTICE · 1 20-F · 1 F-N) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Deutsche Bank and unions reach pay agreement for Postbank employeesreuters.com·3d agoDB to Offload India Retail Unit to Kotak Amid Global Hausbank Pushzacks.com·4d agoFed may adopt leaner communications strategy under Warsh, says Deutsche Bankproactiveinvestors.com·4d agoNYSE Content Update: Easterly Launches Easterly Snow All Cap Value Fundprnewswire.com·6d agoAll Banks Crushed the Fed's Stress Tests This Year, and Some Truly Excelledfool.com·10d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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