Zurich Insurance Group Ltd
$36.37+0.4%1Y+0.3%
Mentions · last 7 days
1
Price updated 19m ago·X counts updated 2d ago
AI verdict & sentimentAI analysisGenerated by AI from underlying data
Today's AI verdict on what's driving $ZURVY, plus how loud the X conversation is and which way it's leaning.
What it does
Plain-English summary of the business — what they sell and how they make money.
Industry overviewAI analysisGenerated by AI from underlying data
Where Insurance - Diversified sits in its cycle right now — and what that implies for $ZURVY.
Insurance - Diversified
No material change from last week — diversified reinsurers benefit from sustained rate firming as cat loss frequency keeps new-business pricing elevated and global reinsurance demand strong.
Top industry ETF
$KIESPDR S&P Insurance ETF
+7.7%YTD
+8.8%1Y
Fundamentals & catalyst
Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.
Key ratios
P/E
10.0How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.ROIC
7.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.Op margin
32.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.FCF yield
30.5%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).P/S
0.8Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.ROE
37.4%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.Gross margin
80.4%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.D/E
0.5Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.Past earnings
QuarterReportedActualEstimateSurprise
Q2 2026Aug 6, 2026$1.14$1.21-5.8%
Q4 2025Feb 19, 2026$1.17$1.08+8.3%
Q2 2025Aug 7, 2025$1.07$1.06+0.9%
Q4 2024Feb 27, 2025$9.57$0.90+966.9%
Next earningsThu, Feb 11·consensus EPS $1.22
Quarterly trend
QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$52.7B+198.2%47.1%10.0%$1.19$16.7B
Q4 FY25$50.6B+203.3%100%10.9%$1.31$14.8B
Q3 FY25$19.4B-11.2%100%94.8%$0.65$824.0M
Q2 FY25$17.2B+10.5%100%94.7%$0.54$1.9B
Forward consensus
FYRevenueRangeEPSRangeAnalysts
FY26$67.9B$65.7B – $71.8B$2.34$2.24 – $2.513
FY27$74.6B$70.0B – $82.1B$2.69$2.57 – $2.896
FY28$81.3B$78.6B – $85.9B$2.90$2.77 – $3.112
FY29$88.5B$85.5B – $93.5B$2.87$2.75 – $3.084
FY30$92.0B$88.9B – $97.2B$2.99$2.86 – $3.213
Setup & momentum
Volume, range, and moving-average position — the technical setup driving short-term moves.
Right now
Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.51%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-1.8%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+0.4%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.
Float & profile
FloatMega float · 2.8B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.0% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.325-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.ListedOTCListed on an over-the-counter market (PNK / OTCQB / OTCQX), not a major exchange. Lower disclosure requirements and thinner liquidity.
Recent news
Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.
More in Insurance - Diversified
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Voices on X · last 7 days
No standout posts about $ZURVY on X in the last 7 days.