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GSGSHD

Goosehead Insurance, Inc

$GSHD·$2.2B·Insurance - Diversified·Financial Services
$68.82+11.0%YTD-15.6%1Y-27.0%
Mentions · last 7 days
2026-07-21: 2 posts2026-07-22: 16 posts2026-07-23: 12 posts2026-07-24: 4 posts2026-07-25: 5 posts2026-07-26: 2 posts2026-07-27: 4 posts46+14%
Price updated 9m ago·X counts updated 23h ago
GSGSHD
$GSHDGoosehead Insurance, Inc
$68.82+11.00%46 posts+14%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Today's AI verdict on what's driving $GSHD, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersAcceleratingAI verdict · as of 2026-07-27

The move is getting stronger, with heavier trading behind it.

Independent-agency insurance model with a strong Q2 — bulls flag valuation, bears flag AI risk.

Goosehead Insurance is a $2.2B independent-agent personal-lines insurance brokerage at $62.21, -20% YTD and -34% over a year, sitting at 42% of the 52-week range with beta 1.40 and today +5.9% on the Q2 print.

The Q2 turn is real:

  • Q2 revenue $113.4M, +20.6% YoY; prior quarter $93.1M, +23.1% YoY.
  • Op margin 32.4% Q2 (from 16.1% Q1) — meaningful step-up.
  • EPS $0.42 (from $0.20).
  • Framed as 'Strong Q2, but valuation leaves little room for error' by one analyst; 'Solid Q2, but longer-term AI risks linger' by another — both defensible.
  • ROIC 24%, gross margin 63%, FCF yield 3.9%.
  • PE 38 — a real premium multiple; negative D/E is a data-quality artifact worth checking against the actual balance sheet.

The tempering:

  • 7/14 8-K on a settlement (Item 1.01) — the excerpt refers to an August 8, 2023 event; worth reading for the resolution details.
  • AI-risk framing (personal-lines could be disintermediated) is a real long-term overhang.

Growing double-digit with margin expansion, priced accordingly, with a real long-term AI-disintermediation debate.

What to watch: Same-store agent productivity, franchise-count trend, and any commentary on AI-tools deployment.

earnings beatpremium valuationai disintermediation risk

Read the AI verdict + X sentiment for $GSHD

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Goosehead Insurance, Inc. functions as the parent entity for Goosehead Financial, LLC, an enterprise dedicated to delivering personal lines insurance brokerage services throughout the United States. Its operational framework is divided into two primary segments: a direct Corporate Channel and an expansive Franchise Channel. The firm offers a comprehensive suite of insurance products, encompassing coverage for homeowners, automobiles, and various dwelling properties. Their specialized policies include protection against floods, wind damage, and earthquakes, alongside excess liability (umbrella) coverage. Additionally, they provide policies for motorcycles, recreational vehicles, general liability, other property types, and life insurance. By December 31, 2021, the company's network boasted a total of 2,151 franchised locations. Established in 2003, Goosehead Insurance, Inc. maintains its corporate headquarters in Westlake, Texas.

Industry overviewAI analysisGenerated by AI from underlying data

Where Insurance - Diversified sits in its cycle right now — and what that implies for $GSHD.

Insurance - Diversified · Financial Services

No material change from last week — diversified reinsurers benefit from sustained rate firming as cat loss frequency keeps new-business pricing elevated and global reinsurance demand strong.

Top industry ETF

$KIESPDR S&P Insurance ETF
+7.7%YTD
+13.5%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
37.7How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
23.7%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
25.8%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
3.9%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
5.0Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
-38.9%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
62.9%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
-3.3Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 22, 2026$0.64$0.47+35.0%
Q1 2026Apr 22, 2026$0.30$0.20+50.0%
Q4 2025Feb 17, 2026$0.64$0.54+18.5%
Q3 2025Oct 22, 2025$0.46$0.47-2.1%
Next earningsWed, Oct 28·consensus EPS $0.59

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$113.4M+20.6%57.4%32.4%$0.42$11.5M
Q1 FY26$93.1M+23.1%96.5%16.1%$0.20$21.2M
Q4 FY25$105.3M+12.1%53.5%29.4%$0.50$23.0M
Q3 FY25$90.4M+15.9%46.1%23.5%$0.31$23.7M

Forward consensus

4-year forecast · up to 7 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$422.3M$420.1M – $426.0M$2.15$2.06 – $2.236
FY27$491.7M$484.9M – $497.4M$2.72$2.70 – $2.777
FY28$585.4M$533.4M – $659.2M$3.43$2.62 – $4.345
FY29$427.3M$414.0M – $447.8M$5.60$5.37 – $5.952

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.0×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.47%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+39.0%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+11.1%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 21.7M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today2.9% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.405-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuyMay 29Langston Patrick RyanMember of 10% owner group2.8K sh$100KBuyMay 28Martin John ArthurCFO5.0K sh$174KSellMay 27Mark & Robyn Jones Descendants Trust 2014Member of 10% owner group9.6K sh$391KSellMay 26Mark & Robyn Jones Descendants Trust 2014Member of 10% owner group45.6K sh$1.8MSellMay 22Mark & Robyn Jones Descendants Trust 2014Member of 10% owner group82.7K sh$3.5MSellMay 21Mark & Robyn Jones Descendants Trust 2014Member of 10% owner group70.8K sh$2.9MBuyMay 18Thornthwaite Martin EllisGeneral Counsel5.0K sh$208KBuyMay 15Mark E. JonesCOO2.6K sh$99KBuyMay 14Mark MillerCEO5.0K sh$184KSellMay 1Mark & Robyn Jones Descendants Trust 2014Member of 10% owner group5.1K sh$231K
1–10 of 13
+ 17 other (10 awards · 7 conversions) in window

See when $GSHD insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KOfficer or director changeJul 228-K — Item 2.02: Earnings release · Item 5.02: Officer or director change
AI summary

GSHD filed an 8-K disclosing financial results for quarter ended June 30, 2026 under Item 2.02. press release announcing its financial results for the quarter ended June 30, 2026. This is a routine earnings disclosure; investors should review the accompanying press release (Exhibit 99.1) for revenue, earnings, and guidance details.

8-KMaterial agreementJul 148-K — Item 1.01: Material agreement
AI summary

GSHD entered into a material definitive agreement with Settlement, disclosed under 8-K Item 1.01. Closed, on august 8, 2023, goosehead insurance, inc.. Investors should review the full agreement filed as an exhibit for definitive terms, conditions, and any material obligations.

8-KShareholder voteMay 48-K — Item 5.07: Shareholder vote
3New insider — initial holdingsApr 223
8-KOfficer or director changeApr 228-K — Item 2.02: Earnings release · Item 5.02: Officer or director change · Item 8.01: Other event
8-K/AOfficer or director change (amended)Apr 88-K/A — Item 5.02: Officer or director change
3New insider — initial holdingsApr 73
8-KOfficer or director changeMar 318-K — Item 5.02: Officer or director change · Item 8.01: Other event
+ 22 other (12 13Gs · 2 10-Qs · 2 proxys · 1 ARS) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Goosehead Insurance: Strong Q2, But The Valuation Leaves Little Room For Errorseekingalpha.com·4d agoGoosehead Insurance: Solid Q2, But Longer-Term AI Risks Lingerseekingalpha.com·5d agoGoosehead Insurance, Inc. (GSHD) Q2 2026 Earnings Call Transcriptseekingalpha.com·6d agoGoosehead (GSHD) Q2 Earnings: How Key Metrics Compare to Wall Street Estimateszacks.com·6d agoGoosehead Insurance (GSHD) Q2 Earnings and Revenues Beat Estimateszacks.com·6d ago

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