Allianz SE
$511.63+0.4%1Y+18.5%
Mentions · last 7 days
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Price updated 16h ago·X counts updated 14h ago
AI verdict & sentimentAI analysisGenerated by AI from underlying data
Today's AI verdict on what's driving $ALIZF, plus how loud the X conversation is and which way it's leaning.
What it does
Plain-English summary of the business — what they sell and how they make money.
Industry overviewAI analysisGenerated by AI from underlying data
Where Insurance - Diversified sits in its cycle right now — and what that implies for $ALIZF.
Insurance - Diversified
No material change from last week — diversified reinsurers benefit from sustained rate firming as cat loss frequency keeps new-business pricing elevated and global reinsurance demand strong.
Top industry ETF
$KIESPDR S&P Insurance ETF
+7.7%YTD
+9.8%1Y
Fundamentals & catalyst
Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.
Key ratios
P/E
13.9How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.ROIC
1.2%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.Op margin
12.0%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.FCF yield
11.7%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).P/S
1.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.ROE
19.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.Gross margin
83.4%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.D/E
0.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.Past earnings
QuarterReportedActualEstimateSurprise
Q2 2026Aug 7, 2026$18.71$6.96+168.8%
Q1 2026May 13, 2026$11.16$6.37+75.2%
Q4 2025Feb 26, 2026$8.20$6.50+26.2%
Q3 2025Nov 14, 2025$8.74$8.46+3.3%
Next earningsWed, Feb 24·consensus EPS $6.10
Quarterly trend
QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$31.1B+15.4%79.9%16.5%$9.70$0
Q4 FY25$96.0B+167.2%116%-12.1%$6.98$0
Q3 FY25$39.8B+12.4%84.2%10.1%$7.40$0
Q2 FY25$24.1B+6.6%88.2%17.0%$7.00$0
Forward consensus
FYRevenueRangeEPSRangeAnalysts
FY26$190.7B$172.8B – $206.2B$35.48$30.79 – $39.365
FY27$199.7B$177.9B – $217.1B$37.94$32.93 – $42.105
FY28$211.2B$189.8B – $229.0B$40.92$35.52 – $45.401
FY29$206.9B$185.9B – $224.3B$42.34$36.75 – $46.972
FY30$215.1B$193.3B – $233.3B$44.86$38.93 – $49.772
Setup & momentum
Volume, range, and moving-average position — the technical setup driving short-term moves.
Right now
Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.4.7×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.90%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+8.1%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+15.0%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.
Float & profile
FloatHigh float · 379.2M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.0% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.675-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.ListedOTCListed on an over-the-counter market (PNK / OTCQB / OTCQX), not a major exchange. Lower disclosure requirements and thinner liquidity.
Recent news
Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.
Allianz Operating Profit Hits Record High on Asset Management GrowthAllianz Delivers Record Result and Is Well on Track to Achieve Its TargetsAllianz' Mohamed El-Erian: There was no reason for Fed to hike at this meetingHSBC sells Singapore life business to AllianzAllianz to buy HSBC's Singapore insurance unit for $2.09 billion
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Voices on X · last 7 days
No standout posts about $ALIZF on X in the last 7 days.