Suruga Bank Ltd.
$80.020.0%1Y0.0%
Mentions · last 7 days
0
Price updated 1d ago·X counts updated 1d ago
AI verdict & sentimentAI analysisGenerated by AI from underlying data
Today's AI verdict on what's driving $SUGBY, plus how loud the X conversation is and which way it's leaning.
What it does
Plain-English summary of the business — what they sell and how they make money.
Industry overviewAI analysisGenerated by AI from underlying data
Where Banks - Regional sits in its cycle right now — and what that implies for $SUGBY.
Banks - Regional
No material change from last week — Inter's super-app model captures LatAm's under-penetrated credit market while Lloyds and Citizens navigate a NIM cycle that peaks as central banks begin cutting.
Top industry ETF
$KRESPDR S&P Regional Banking ETF
+19.9%YTD
+24.5%1Y
Fundamentals & catalyst
Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.
Key ratios
P/E
13.9How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.ROIC
1.0%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.Op margin
38.3%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.FCF yield
0.0%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).P/S
5.1Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.ROE
11.3%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.Gross margin
91.6%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.D/E
0.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.Past earnings
QuarterReportedActualEstimateSurprise
Q2 2026Aug 10, 2026$5.22$2.76+89.1%
Q1 2026May 14, 2026$4.00$1.17+241.9%
Q4 2025Feb 12, 2026$3.08$2.66+15.8%
Q3 2025Nov 13, 2025$4.04$3.03+33.3%
Next earningsFri, Nov 6·consensus EPS $3.92
Quarterly trend
QuarterRevenueYoYGrossOpEPSFCF
Q4 FY26$18.2B+44.3%86.5%50.6%$642.30$0
Q3 FY26$26.3B-1.9%92.3%37.6%$478.40$0
Q2 FY26$24.0B+43.0%92.5%36.0%$597.10$0
Q1 FY26$24.5B+8.5%100%60.4%$298.80$0
Forward consensus
FYRevenueRangeEPSRangeAnalysts
FY26$91.9B$88.6B – $95.2B$1669.51$1394.32 – $1944.712
FY27$99.6B$86.9B – $112.2B$2094.99$1749.67 – $2440.322
FY28$106.0B$76.2B – $135.7B$2359.55$1970.62 – $2748.493
FY29$109.6B$95.7B – $123.5B$2415.95$2017.72 – $2814.181
FY30$124.0B$108.2B – $139.7B$2538.80$2120.32 – $2957.282
Setup & momentum
Volume, range, and moving-average position — the technical setup driving short-term moves.
Right now
Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.—Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.—Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.0.0%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-0.0%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.
More in Banks - Regional
Peers in the same group — one click to compare setups, fundamentals, and chatter.
Voices on X · last 7 days
No standout posts about $SUGBY on X in the last 7 days.