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SCSCHW

The Charles Schwab Corporation

$SCHW·$190B·Financial - Capital Markets·Financial Services
$106.54-0.3%YTD+7.1%1Y+14.4%
Price updated 5m ago·X counts updated 22h ago
SCSCHW
$SCHWThe Charles Schwab Corporation
$106.54-0.31%132 posts1×
AI analysisFundamentalsVoices on X
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On X

Top X posts

The complete picture of $SCHW on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

132X posts · last 7 days
Aug 26Sep 8
Chatter Meter
1×
QuietNormal · 1×Loud

How loud $SCHW's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level, louder than 68% of tracked names.

Bullish sentimentAI analysisGenerated by AI from underlying data6 posts analyzed · as of 2026-09-03

Charles Schwab is adding Solana, Avalanche and Chainlink to its Crypto Platform for direct spot ownership (BTC/ETH already live), broadening its digital-asset offering. One post flags a $4.5M January $110 put LEAP purchase as a bear tell, but crypto-expansion posts and traditional-broker share-take dominate.

Read what X is saying about $SCHW

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $SCHW — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersAcceleratingAI verdict · as of 2026-09-09

The move is getting stronger, with heavier trading behind it.

Schwab quietly compounding at 19x earnings as it adds Solana, Avalanche, and Chainlink to its crypto platform — real business, real growth.

Charles Schwab is the largest US retail broker plus banking, custody, and asset management — an integrated financial-services platform. It's up 14% over 12 months on real earnings power and the diversification pitch is finally showing up: crypto expansion, product breadth, and share gains from smaller brokers.

  • Q2 revenue grew 9.8% YoY to $7.30B with 44% operating margins and $7.20B in Q2 free cash flow — the earnings power is elite for a broker, and 19x TTM P/E is reasonable for this growth rate and the scale.
  • Adding Solana, Avalanche, and Chainlink to the Crypto Platform (BTC/ETH already live) is a real strategic move — Schwab bringing retail investors direct spot ownership on established coins is a Coinbase-competitive positioning that broadens the digital-asset revenue line.
  • Former CEO Walter Bettinger exercised and sold $8.25M net on Aug 28 (with $6.96M option cost) — a genuine top-of-house monetization but through routine option exercise; the $8.25M sale is size, though not the same directional signal as an open-market disposition.

The Oct 15 Q3 print at $1.67 estimated EPS is the near-term test — a beat with continued net-new-asset growth and firm client trading activity sustains the compound; a slowdown in net new assets or a rate-cut compression signal is what turns this into a first cooling.

Agrees with X sentimentAgree with the traditional-broker-share-take framing — Schwab is genuinely broadening its digital-asset offering while pressing its cost-of-capital advantage against smaller peers. The $4.5M January $110 put LEAP the crowd flagged is a real bear tell but relatively small in size against the setup.

What to watch: The Oct 15 Q3 print at $1.67 estimated EPS — specifically net new assets, trading revenue, and the crypto-platform expansion pace. A beat with firm NNA growth sustains the compound; a slowdown or rate-cut compression signal is what turns it into cooling.

On the calendar: 2026-10-15 — Q3 2026 earnings

Read the AI verdict on $SCHW

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

Full-service retail brokerage and banking platform serving individual investors and RIAs with trading, advisory, custody, and banking products.

Industry overviewAI analysisGenerated by AI from underlying data

Where Financial - Capital Markets sits in its cycle right now — and what that implies for $SCHW.

Financial - Capital Markets · Financial Services

No material change from last week — equity market strength keeps the IPO backlog open and sponsor exits accelerating, lifting advisory and trading revenue across traditional brokers (GS, MS, SCHW). The digital-asset cohort rides crypto volume as a concurrent but separate amplifier.

What this means for $SCHW

Direct beneficiary — rising trading volumes increase Schwab's transaction revenue while improved market confidence drives net new asset gathering across its retail and RIA custodian platform.

Top industry ETF

$IAIiShares U.S. Broker-Dealers & Securities Exchanges ETF
+7.4%YTD
+11.2%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
19.2How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
1.9%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
43.0%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
5.8%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
6.0Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
19.1%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
87.6%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.7Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 21, 2026$1.62$1.56+3.8%
Q1 2026Apr 16, 2026$1.43$1.40+2.1%
Q4 2025Jan 21, 2026$1.39$1.36+2.2%
Q3 2025Oct 16, 2025$1.31$1.25+4.8%
Next earningsThu, Oct 15·consensus EPS $1.67

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$7.3B+9.8%88.8%43.7%$1.37$7.2B
Q4 FY25$7.2B+7.8%88.4%44.4%$1.34$-921.0M
Q3 FY25$7.0B+7.4%87.1%42.9%$1.26$393.0M
Q2 FY25$6.8B+7.4%85.8%41.1%$1.09$3.0B

Forward consensus

5-year forecast · up to 14 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$28.2B$28.1B – $28.5B$6.50$6.21 – $6.6513
FY27$31.9B$29.5B – $33.4B$7.88$6.92 – $8.5214
FY28$34.8B$33.4B – $37.3B$9.16$8.10 – $9.7510
FY29$36.1B$34.1B – $37.4B$9.60$8.94 – $10.085
FY30$38.4B$36.4B – $39.9B$10.25$9.54 – $10.755

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.75%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+1.4%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+9.6%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMega float · 1.6B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.4% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.755-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.FilingActive offeringA shelf registration (S-3 / S-3ASR / S-1) or prospectus supplement (424B*) was filed in the last 90 days — the company is registered to (or actively) issuing new shares. Dilution risk.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellSep 1Neesha HathiMD, Head Wealth Adv, Bnk, Tst3.2K sh$346KSellAug 28Walter W BettingerChair74.4K sh$8.3MSellAug 28Neesha HathiMD, Head Wealth Adv, Bnk, Tst3.2K sh$343KSellAug 26Carolyn Schwab-pomerantzDirector9.2K sh$1.0MSellAug 24Charles R. SchwabChair117.0K sh$13.2MSellAug 24Walter W BettingerChair176.2K sh$20.0MSellAug 17Jonathan S BeattyMD, Head of Advisor Services1.0K sh$111KSellAug 14Jonathan M. CraigMD, Head of Retail Investing21.9K sh$2.4MSellAug 13Dennis HowardMD, Chief Tech, OPS & Data Off2.2K sh$242KSellAug 12Charles R. SchwabChair46.4K sh$5.0M
1–10 of 49
+ 46 other (20 exempts · 14 awards · 9 gifts · 3 inkinds) in window

See when $SCHW insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

424B5Prospectus supplement (offering)Aug 12424B5
AI summary

Charles Schwab (SCHW) filed a 424B5 prospectus supplement on August 13, 2026, pricing two tranches of senior notes: $1.25 billion of 5.108% Fixed-to-Floating Rate Senior Notes due 2032, and $1.35 billion of 5.655% Fixed-to-Floating Rate Senior Notes due 2037, for combined gross proceeds of approximately $2.6 billion. The floating-rate resets are tied to SOFR plus 0.950% after the respective reset dates. The notes are senior unsecured obligations; proceeds will be used for general corporate purposes, including potential bank deposits and capital management. Charles Schwab is the largest U.S. retail brokerage and custodian bank.

424B5Prospectus supplement (offering)Aug 10424B5
AI summary

Charles Schwab (SCHW) filed a prospectus supplement for fixed/floating rate senior notes due 2037. The notes pay a fixed rate during an initial fixed rate period, then transition to floating rate quarterly payments from a 2036 reset date through 2037 maturity. Specific coupon rates and spread over the reference rate are in the full prospectus supplement.

3New insider — initial holdingsJul 103
AI summary

Charles Schwab (SCHW) — Form 3 initial ownership for Tyler A. Woulfe (Managing Director, Chief Banking Officer). Woulfe holds 4,018 direct shares plus 9,666 stock options at a strike price of $95.49. Administrative — routine officer onboarding disclosure; standard equity compensation package for a managing director.

3New insider — initial holdingsJul 103
AI summary

Charles Schwab (SCHW) — Form 3 initial ownership for Neesha Hathi (Managing Director, Head of Wealth, Banking & Trust). Hathi holds 5,770 shares through a trust plus multiple stock option tranches at various strike prices. Administrative — routine MD-level onboarding disclosure; trust-held equity is common for executives at this level.

424B5Prospectus supplement (offering)Jun 26424B5
AI summary

Charles Schwab final prospectus supplement for the $1B 4.603% Fixed-to-Floating Rate Senior Notes due 2029; fixed rate through July 27, 2028, then quarterly floating; first coupon payment July 27, 2026. Confirms the SCHW note terms announced in the concurrent 8-K.

424B5Prospectus supplement (offering)Jun 25424B5
AI summary

Charles Schwab preliminary prospectus (June 25) for Fixed-to-Floating Rate Senior Notes due 2029 with all financial terms blank. Preliminary filing preceding the final $1B 4.603% issuance.

8-KCharter amendmentJun 18-K — Item 5.03: Charter amendment
AI summary

Charles Schwab filed an 8-K for Item 5.03 (amendments to articles of incorporation or bylaws) on June 1, 2026; details are not visible in the excerpt. Corporate charter or bylaw amendment details not visible in excerpt.

8-KShareholder voteMay 228-K — Item 5.07: Shareholder vote
AI summary

Charles Schwab's 2026 Annual Meeting on May 21, 2026 elected all director nominees, ratified Deloitte as auditor, and approved the advisory NEO compensation vote; a proposal to declassify the Board (requiring 80% affirmative of all outstanding shares) was NOT approved. Annual meeting with notable rejection of board declassification proposal despite management recommendation.

+ 20 other (4 424B5s · 3 routine 8-Ks · 3 proxys · 2 10-Qs) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Charles Schwab: Hold For Existing Holders; A Buy For New Money On A Pullbackseekingalpha.com·1d agoCritical Analysis: Charles Schwab (NYSE:SCHW) & Sonim Technologies (NASDAQ:SONM)defenseworld.net·2d agoCharles Schwab, Robinhood In Or Near Buy Zones But Interactive Brokers Triggers A Sell Signalinvestors.com·5d agoIs Schwab a Buy as Product Diversification Unlocks Next Growth Phase?zacks.com·7d ago‘Anyone Can Become a Millionaire’ for $100 a Month, Ramsey’s Own Show Just Priced It at $2,275247wallst.com·8d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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