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RKRKT

Rocket Companies, Inc.

Strong FundamentalsStrong FundamentalsRevenue growing 149% YoY at strong marginsStreet coverage with positive forward estimatesConsistent chatter on X (222/wk), no spike
$RKT·$40B·Financial - Mortgages·Financial Services
$13.81-1.8%YTD-29.2%1Y-32.6%
Price updated 9h ago·X counts updated 9h ago
RKRKT
$RKTRocket Companies, Inc.
$13.81-1.78%207 posts1.1×
AI analysisFundamentalsVoices on X
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On X

Top X posts

The complete picture of $RKT on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

207X posts · last 7 days
Aug 26Sep 8
Chatter Meter
1.1×
QuietNormal · 1×Loud

How loud $RKT's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level, louder than 68% of tracked names.

Bullish sentimentAI analysisGenerated by AI from underlying data26 posts analyzed · as of 2026-09-08

Rocket Companies delivered Q2 2026 revenue of $2.78B (+92% YoY), $766M adjusted EBITDA versus $172M LY, record purchase and refi shares, and a $2T servicing book. Chartists cite a weekly close above $15 as the trigger and bond-proxy positioning ahead of Bessent's rate-cut goal reinforces the setup.

Read what X is saying about $RKT

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $RKT — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Comeback attemptWinding up for a moveAI verdict · as of 2026-09-09

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Rocket Companies quietly built a mortgage-plus-real-estate super-app through Redfin and Mr. Cooper — coiling on the rate-cut setup.

Rocket Companies is the largest US mortgage originator, and after acquiring Redfin and Mr. Cooper it now runs an end-to-end real-estate stack — search, brokerage, mortgage, and servicing under one platform. The stock is down 29% YTD but has real Q2 growth showing the integration is working.

  • Q2 revenue grew 149% YoY to $2.74B on the Redfin/Mr. Cooper integration, with $766M in adjusted EBITDA versus $172M a year ago and a $2T servicing book — this is real operational scale, and the record purchase and refi share numbers back it up.
  • Bessent (Treasury) rate-cut goal and general fall-2026 rate-cut positioning is the specific macro setup that drives Rocket's mortgage-origination volume — a 100 bps rate-cut cycle materially rerates the origination P&L.
  • Position at 13% of the 52-week range and 14% below the 200-day moving average — this is a coiled setup near lows, and the tape is waiting for either rate-cut confirmation or clean integration data before making its move.

The Oct 29 Q3 print at $0.16 estimated EPS is the direct test — a beat with firm integration commentary and rising purchase share breaks the coil higher on any rate-cut acceleration; a print that shows integration friction or margin compression keeps this range-bound at multiyear lows.

Agrees with X sentimentAgree with the setup framing — 92% revenue growth on integration, record purchase and refi share, and the Bessent rate-cut positioning are all real. The 'weekly close above $15 as the trigger' is a legitimate technical mark, and the bond-proxy angle makes sense given the $2T servicing book.

What to watch: The Oct 29 Q3 print at $0.16 estimated EPS plus any Fed rate-cut announcement or Bessent policy detail. A beat plus rate-cut acceleration breaks the coil; integration friction or higher-for-longer confirms range-bound.

On the calendar: 2026-10-29 — Q3 2026 earnings

Read the AI verdict on $RKT

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

Operates Rocket Mortgage, the largest US retail mortgage originator, leveraging technology for fast digital origination and refinancing.

Industry overviewAI analysisGenerated by AI from underlying data

Where Financial - Mortgages sits in its cycle right now — and what that implies for $RKT.

Financial - Mortgages · Financial Services

Mortgage origination volumes remain rate-suppressed; any Fed rate cut cycle would catalyse a sharp refinancing wave. AI-automated underwriting and digital mortgage platforms position tech-first lenders for the eventual volume recovery.

What this means for $RKT

Partial — Rocket Companies digital mortgage; highest-margin originator, AI underwriting platform, rate-sensitive volume recovery.

Top industry ETF

$XLFFinancial Select Sector SPDR
+4.5%YTD
+7.9%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
149.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
1.5%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
15.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
-3.9%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
4.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
1.5%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
90.2%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.4Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 6, 2026$0.16$0.16-2.6%
Q1 2026May 7, 2026$0.15$0.12+30.4%
Q4 2025Feb 26, 2026$0.11$0.09+22.8%
Q3 2025Oct 30, 2025$0.07$0.04+55.8%
Next earningsThu, Oct 29·consensus EPS $0.16

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$2.7B+148.6%89.3%27.4%$0.11$1.8B
Q4 FY25$2.5B+36.0%87.4%20.2%$0.02$-1.3B
Q3 FY25$1.8B+139.1%95.6%2.4%$-0.06$-71.8M
Q2 FY25$1.5B+5.0%89.8%1.7%$-0.01$-1.9B

Forward consensus

3-year forecast · up to 8 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$11.0B$10.7B – $11.3B$0.62$0.58 – $0.697
FY27$12.0B$11.4B – $12.6B$0.88$0.80 – $1.008
FY28$13.0B$12.3B – $13.9B$1.04$0.85 – $1.234

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.13%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-2.3%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-14.4%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 507.2M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today4.8% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β2.215-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

No open-market buys or sells in the last 180 days.

+ 15 other (8 inkinds · 5 awards · 1 exempt · 1 other) in window

See when $RKT insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsAug 173
8-KOfficer or director changeAug 178-K — Item 5.02: Officer or director change · Item 7.01: Press release / Reg FD
8-KPress release / Reg FDAug 68-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

Rocket Companies, Inc. (RKT) reported Q2 2026 financial results on 2026-08-06, reporting financial results details in attached press release. The press release notes: above to this Form 8-K is incorporated by reference in this. Additional items: Item 7.01. Quarterly earnings are a material disclosure; investors should review the full press release for segment details and management commentary.

8-KAgreement terminatedJul 168-K — Item 1.01: Material agreement · Item 1.02: Agreement terminated · Item 2.03: Material debt obligation
AI summary

Rocket Companies entered into a new $2.5 billion unsecured revolving credit facility with JPMorgan Chase as administrative agent, maturing July 2029, replacing prior credit arrangements. The unsecured structure reflects lenders' confidence in Rocket's cash flow generation and provides substantial liquidity for mortgage origination operations during periods of elevated volume.

8-KMaterial agreementJun 168-K — Item 1.01: Material agreement
AI summary

Rocket Companies, Inc. (RKT) entered into a material definitive agreement (Item 1.01) per an 8-K filed June 16, 2026. Body unavailable — excerpt cuts off before the specific agreement counterparty, terms, or financial details are disclosed.

8-KShareholder voteJun 108-K — Item 5.07: Shareholder vote
AI summary

Rocket Companies held its 2026 Annual Meeting on June 10, 2026. Three Class III directors (Varun Krishna, Matthew Rizik, Suzanne Shank) were elected for terms until the 2029 annual meeting; Rizik received the most withhold votes (~497M withheld vs. ~1.82B for). Ernst & Young LLP was ratified as independent auditor for fiscal year ending December 31, 2026. Stockholders also approved an amendment to the 2020 Team Member Stock Purchase Plan (TMSPP) to increase authorized shares. The TMSPP share increase is the most consequential outcome — it expands employee equity access — while Rizik's elevated withhold count is a governance signal worth noting.

8-KPress release / Reg FDMay 78-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

RKT reported first quarter ended March 31, 2026. A copy of the pre financial results (8-K Item 2.02). Investors should review the full earnings press release and any management guidance for forward outlook.

+ 13 other (5 13Gs · 2 10-Qs · 2 routine 8-Ks · 2 proxys) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

3 Stocks Built for Higher Rates—And 2 That Could Breakmarketbeat.com·20h agoRocket Companies: Market Share Gains And Synergies Support My Buyseekingalpha.com·4d agoRocket Companies: Redfin And Mr. Cooper Are Starting To Pay Offseekingalpha.com·6d agoRedfin Report: Florida's Luxury Market Pulls Away From the Pack, With Miami and Tampa Posting Double-Digit Price Increasesprnewswire.com·6d agoRedfin Reports Homebuyers Have More Fresh Options Than They've Had in 4 Yearsprnewswire.com·6d ago

In themes

Explore the broader themes this ticker is being talked about under.

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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