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FMFMCC

Federal Home Loan Mortgage Corporation

$FMCC·$2.4B·Financial - Mortgages·Financial Services
$3.50+5.1%YTD-69.3%1Y-64.3%
Price updated 6h ago·X counts updated 5d ago
FMFMCC
$FMCCFederal Home Loan Mortgage Corporation
$3.50+5.11%266 posts1×
AI analysisFundamentalsVoices on X
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On X

Top X posts

The complete picture of $FMCC on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

266X posts · last 7 days
Sep 29Oct 11
Chatter Meter
1×
QuietNormal · 1×Loud

How loud $FMCC's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level, louder than 58% of tracked names.

Bullish sentimentAI analysisGenerated by AI from underlying data8 posts analyzed · as of 2026-10-02

The Fannie/Freddie activist crowd is bullish on a release catalyst — holders model $30B+ in annual profits going unlocked, point to Trump's repeated mentions of selling stakes (Jan 8, Jun 4-5-10) and model the $27B warrant exercise as the fair-value overhang. The pitch is that releasing F2 would lower mortgage rates by 1%+ and save households $10K/year. The dominant mood is impatience with the FHFA/Bessent delay, not doubt about the end state.

Read what X is saying about $FMCC

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $FMCC — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Hinges on a big eventSelling offAI verdict · as of 2026-10-03

Falling on heavy selling — points lower unless it turns around.

Freddie Mac at $3.97 with the GSE release trade still alive — but mortgage rates at 7.28% and no release calendar is why it's at a 52-week low.

Federal Home Loan Mortgage Corporation (Freddie Mac) is the US secondary-mortgage GSE sitting in federal conservatorship since 2008. The stock trades on expectations of release from conservatorship, with the bull case tied directly to Trump administration execution.

  • The underlying business is enormous and profitable: Q2 2026 revenue of $34B at +4% YoY on 97% operating margin — Freddie is the second-biggest residential-mortgage insurer in the US and genuinely cash-flow-rich.
  • The release catalyst is a political/administrative act, not a business one: Trump has repeatedly mentioned stake sales (Jan 8, Jun 4-5-10 of 2026) but FHFA/Bessent haven't moved yet, with the $27B warrant exercise as the fair-value overhang bulls price around.
  • Mortgage rates stayed sticky-high: 7.28% as of Oct 1, with the housing market effectively on pause — the operating-income tail of Freddie is secure given its guarantee-fee model, but the share-price catalyst is purely the political release path.

A concrete release-from-conservatorship plan with warrant terms re-rates the stock sharply higher; another quarter of political delay and the breakdown toward $3 continues.

Agrees with X sentimentX is bullish on the release catalyst citing $30B+ annual profits, Trump's repeated stake-sale mentions, and the $27B warrant exercise math — all real and consistent with the underlying business economics. The crowd correctly identifies impatience with the FHFA/Bessent delay as the operative frustration.

What to watch: Any formal FHFA/Treasury announcement on GSE release-from-conservatorship terms, the Treasury's position on exercising its $27B warrant, and Oct 29 Q3 earnings for operating-income trajectory. A release plan re-rates sharply; another delay or an adverse warrant decision and the breakdown continues.

On the calendar: 2026-10-29 — Q3 2026 earnings

Read the AI verdict on $FMCC

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

Government-sponsored enterprise purchasing mortgages to maintain secondary market liquidity and US housing affordability.

Industry overviewAI analysisGenerated by AI from underlying data

Where Financial - Mortgages sits in its cycle right now — and what that implies for $FMCC.

Financial - Mortgages · Financial Services

Mortgage origination volumes remain compressed as 7%+ mortgage rates keep both purchase and refinance activity near multi-decade lows; servicers benefit from high balance MSR valuations while originators are consolidating. Any Fed rate cut path that brings the 30Y mortgage below 6% is the primary positive catalyst; until then, volume recovery is limited.

What this means for $FMCC

Partial — Government-sponsored enterprise purchasing mortgages to maintain secondary market liquidity and US housing affordability.

Top industry ETF

$XLFFinancial Select Sector SPDR
-0.5%YTD
+7.3%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
-1527.0How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
97.3%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
94.7%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
389%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.0Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
17.9%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
100%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
44.0Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 30, 2026$1.19$0.89+34.2%
Q1 2026Apr 30, 2026$1.10$0.91+21.1%
Q4 2025Feb 12, 2026$0.86$0.89-3.0%
Q3 2025Oct 30, 2025$0.86$0.85+0.4%
Next earningsThu, Oct 29·consensus EPS $0.94

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$34.1B+4.1%100%96.8%$-0.00$2.8B
Q1 FY26$33.6B+3.3%100%96.6%$0.01$3.9B
Q4 FY25$33.7B+10.9%100%93.1%$-0.00$2.6B
Q3 FY25$33.6B+5.8%100%92.2%$-0.00$5.1B

Forward consensus

3-year forecast · up to 3 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$24.7B$24.6B – $24.8B$4.17$4.06 – $4.323
FY27$25.6B$25.6B – $25.7B$3.91$3.80 – $4.043
FY28$26.7B$26.3B – $27.0B$0.00$0.00 – $0.002

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.4×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.9%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-26.1%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-42.6%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 650.1M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.7% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.745-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.ListedOTCListed on an over-the-counter market (PNK / OTCQB / OTCQX), not a major exchange. Lower disclosure requirements and thinner liquidity.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsOct 63
3New insider — initial holdingsOct 63
8-KOfficer or director changeOct 28-K — Item 5.02: Officer or director change
8-KPress release / Reg FDMay 48-K — Item 7.01: Press release / Reg FD
+ 33 other (16 ABS-15G/As · 13 ABS-15Gs · 2 earnings 8-Ks · 2 10-Qs) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Mortgage Rates Hold Steady at 7.40%globenewswire.com·2d agoFreddie Mac (OTCMKTS:FMCC) Reaches New 12-Month Low – Should You Sell?defenseworld.net·4d agoFreddie Mac (OTCMKTS:FMCC) Shares Down 11.7% – Should You Sell?defenseworld.net·5d agoFannie Mae, Freddie Mac Stocks Sink on Fading Privatization Hopesbarrons.com·5d agoA Credit-Score Shift at Fannie and Freddie Is Shaking Up the Mortgage Marketwsj.com·5d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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