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RKRKT

Rocket Companies, Inc.

Strong FundamentalsStrong FundamentalsRevenue growing 149% YoY at strong marginsStreet coverage with positive forward estimatesConsistent chatter on X (913/wk), no spike
$RKT·$41B·Financial - Mortgages·Financial Services
$14.88+1.9%YTD-25.3%1Y+9.7%
Mentions · last 7 days
2026-07-08: 152 posts2026-07-09: 195 posts2026-07-10: 159 posts2026-07-11: 58 posts2026-07-12: 57 posts2026-07-13: 164 posts2026-07-14: 121 posts913+17%
Price updated 8m ago·X counts updated 2d ago
RKRKT
$RKTRocket Companies, Inc.
$14.88+1.90%913 posts+17%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $RKT, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Comeback attemptWinding up for a moveAI verdict · as of 2026-07-15

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Rocket Companies just doubled revenue on the Redfin acquisition — down 25% YTD but coiling near lows into a July 30 print.

Rocket Companies is the largest US direct-to-consumer mortgage originator plus a growing home-and-personal-loan-services stack, and the recently-acquired Redfin adds a real-estate-brokerage and lead-generation flywheel to the mortgage engine. The stock is down 25% year-to-date and coiling at just the 17th percentile of its 52-week range going into the July 30 print.

Where the mechanics actually stand:

  • Growth is dramatic on the topline: Q1 revenue jumped 149% year-on-year to $2.74B on 89% gross margin — the Redfin consolidation is the whole delta, and the FCF swing to +$1.81B in Q1 reflects real integration synergies rather than one-time accounting.
  • The trailing four EPS beats have averaged 39% above consensus, and forward estimates model $0.71 FY26 EPS growing to $1.05 in FY27 — the business is finally earning cash again after two years of drought.
  • The balance sheet just got termed out: $1.5B of new senior notes at 6.125% and 6.500% (2031/2034 maturities) closed June 16 to redeem the 2026 and 2028 notes — the coupon step-up is real, but extending maturities takes near-term refinancing risk off the table.
  • The chart is coiled but weak: shares 1% above the 50-day and 15% below the 200-day, with a fresh Item 1.01 material agreement disclosed June 16 (nature not visible in excerpt) that could add another catalyst.

The July 30 earnings is the coil-release event — a beat with Redfin integration synergies quantified plus mortgage-origination margin trajectory intact is what breaks the range higher toward $18, while any hint that mortgage rates are pressuring origination volume or that Redfin integration costs are running hot is what would extend the coiling into a re-test of the 52-week low.

Note: the X sentiment sample is dominated by the 'Roaring Kitty' $RKT memecoin on Robinhood Chain, not Rocket Companies — no clean equity read.

What to watch: The July 30 Q2 print — Redfin integration synergies, mortgage-origination margin, and full-year FCF guidance. A beat with quantified synergies breaks the coil higher toward $18; hot integration costs or origination margin pressure extends the coiling into a re-test of the low.

On the calendar: 2026-07-30 — Q2 2026 earnings

float missingx sentiment mismatch

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment24 posts analyzed · as of 2026-07-15

$RKT is a Robinhood Chain memecoin themed around Roaring Kitty (WSB legend, GME saga hero), not the mortgage equity. Community is heavily bullish with organic lore comparisons to $CashCat as the 'best meme on RH Chain.' On-chain flow shows $1.09M traded in under 2 minutes on a single spike and $1.2M call-buyer for 8/7 expiration. Bulls set $2M as the next target after $400k+ dip-buyers. Trader comments include 'aped at 200k' and 'watching diamond hands become tendies.' Some frame RKT alongside Juggernaut and $1 as top RH chain holdings. Sentiment is FOMO-heavy long.

Read the AI verdict + X sentiment for $RKT

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Operates Rocket Mortgage, the largest US retail mortgage originator, leveraging technology for fast digital origination and refinancing.

Industry overviewAI analysisGenerated by AI from underlying data

Where Financial - Mortgages sits in its cycle right now — and what that implies for $RKT.

Financial - Mortgages · Financial Services

No material change from last week — ~75% of outstanding mortgages carry sub-4% rates, locking homeowners in place and compressing refinance and purchase origination.

What this means for $RKT

Direct beneficiary — Operates Rocket Mortgage, the largest US retail mortgage originator, leveraging technology for fast digital origination and refinancing; the business model is a direct conduit for the rate lock-in effect suppressing existing home sale transaction volume.

Top industry ETF

$XLFFinancial Select Sector SPDR
+3.2%YTD
+9.5%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
149.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
1.5%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
15.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
-3.9%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
4.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
1.5%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
90.2%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.4Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026May 7, 2026$0.15$0.12+30.4%
Q4 2025Feb 26, 2026$0.11$0.09+22.8%
Q3 2025Oct 30, 2025$0.07$0.04+55.8%
Q2 2025Jul 31, 2025$0.04$0.03+46.5%
Next earningsThu, Jul 30·consensus EPS $0.18

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$2.7B+148.6%89.3%27.4%$0.11$1.8B
Q4 FY25$2.5B+36.0%87.4%20.2%$0.02$-1.3B
Q3 FY25$1.8B+139.1%95.6%2.4%$-0.06$-71.8M
Q2 FY25$1.5B+5.0%89.8%1.7%$-0.01$-1.9B

Forward consensus

3-year forecast · up to 9 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$11.5B$11.0B – $12.3B$0.71$0.61 – $0.909
FY27$12.9B$11.8B – $14.0B$1.05$0.86 – $1.289
FY28$14.0B$13.7B – $14.2B$1.16$0.76 – $1.645

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.20%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+3.5%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-13.0%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

No open-market buys or sells in the last 180 days.

+ 36 other (19 inkinds · 12 awards · 2 exempts · 2 others · 1 gift) in window

See when $RKT insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KMaterial agreementJun 168-K — Item 1.01: Material agreement
AI summary

Rocket Companies, Inc. (RKT) entered into a material definitive agreement (Item 1.01) per an 8-K filed June 16, 2026. Body unavailable — excerpt cuts off before the specific agreement counterparty, terms, or financial details are disclosed.

8-KShareholder voteJun 108-K — Item 5.07: Shareholder vote
AI summary

Rocket Companies held its 2026 Annual Meeting on June 10, 2026. Three Class III directors (Varun Krishna, Matthew Rizik, Suzanne Shank) were elected for terms until the 2029 annual meeting; Rizik received the most withhold votes (~497M withheld vs. ~1.82B for). Ernst & Young LLP was ratified as independent auditor for fiscal year ending December 31, 2026. Stockholders also approved an amendment to the 2020 Team Member Stock Purchase Plan (TMSPP) to increase authorized shares. The TMSPP share increase is the most consequential outcome — it expands employee equity access — while Rizik's elevated withhold count is a governance signal worth noting.

8-KPress release / Reg FDMay 78-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

RKT reported first quarter ended March 31, 2026. A copy of the pre financial results (8-K Item 2.02). Investors should review the full earnings press release and any management guidance for forward outlook.

8-KPress release / Reg FDFeb 268-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
+ 12 other (3 13Gs · 2 routine 8-Ks · 2 proxys · 1 NT 10-Q) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Redfin Reports U.S. Home Prices Hit All-Time High, Driven in Part By Big Upticks in San Francisco and West Palm Beachgurufocus.com·3d agoOpenAI, Anthropic Employees Could Buy Nearly One-Third of All Homes in San Francisco With IPO Earningsbusinesswire.com·7d agoU.S. Pending Home Sales Rise to Highest Level in 6 Weeksbusinesswire.com·7d agoThere Are Now Only 5 Major Metros Where a Typical Luxury Home Costs Less Than $1 Millionbusinesswire.com·8d agoJonathan Mildenhall, CMO of Rocket Companies, talks about the brand's transformation, and the responsibility of CMOs nowbusinessinsider.com·13d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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