TickerTalks
Browse all tickers →
TickerTalks›$MELI
MEMELI

MercadoLibre, Inc.

Strong FundamentalsStrong FundamentalsRevenue growing 49% YoYStreet coverage with positive forward estimatesConsistent chatter on X (840/wk), no spike
$MELI·$96B·Specialty Retail·Consumer Cyclical
$1834.00-1.2%YTD-7.5%1Y-9.3%
Price updated 6m ago·X counts updated 5d ago
MEMELI
$MELIMercadoLibre, Inc.
$1,834.00-1.24%840 posts1.5×
AI analysisFundamentalsVoices on X
Loading…

On X

Top X posts

The complete picture of $MELI on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

840X posts · last 7 days
Sep 28Oct 11
Chatter Meter
1.5×
QuietNormal · 1×Loud

How loud $MELI's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's running louder than usual, louder than 95% of tracked names.

Bullish sentimentAI analysisGenerated by AI from underlying data15 posts analyzed · as of 2026-10-02

X is quietly bullish on MercadoLibre as the underpriced e-commerce compounder — one visible investor opened at $1,799 with a 20% portfolio weight and published a five-year model, longs point to the credit-card-led loan mix shift, and MELI gets grouped with APP/UBER/NFLX as truly discounted. The pointed restraint is Sea's Shopee stealing share in Brazil (most-used app) and NU's loan segment holding up better. Elliott-wave fans want more downside first.

Read what X is saying about $MELI

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
Free, forever. No credit card.

AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $MELI — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersWinding up for a moveAI verdict · as of 2026-10-02

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

MercadoLibre is down 17% YTD despite 49% revenue growth — the credit book expansion is the compounder story, Shopee is the real risk.

MercadoLibre is Latin America's dominant e-commerce and fintech operator — Mercado Pago, credit, and a growing credit-card business. The stock has pulled back this year on sentiment, not on operations.

  • The core business is a compounder: Q1 revenue +49% YoY at a 9.6% operating margin and ROIC 12.4% — fintechs plus marketplaces that both grow this fast AND earn money are rare, and MELI leads in both Argentina and Mexico.
  • The credit book is the real story: credit cards now 47% of gross loans with Brazil at 63% of the portfolio — scaling a credit business this fast carries loss-rate risk, which is why the market is cautious even as fundamentals compound.
  • 52-week range position is 18% on vol multiplier 1.26 — the market is accumulating into a drawdown, which is a coiled setup heading into Nov 4 earnings; Shopee competitive pressure is the one risk the thread correctly flagged.

Nov 4 Q3 is the gate — any continued 40%+ revenue growth plus stable credit loss rates extends the move. A credit-loss step-up or a Shopee-driven market-share concession and the stock extends the drawdown.

Agrees with X sentimentThe thread has the right drivers — the five-year compounder framing, the 47%-credit-card mix, Mexico-plus-Argentina leadership — and the Shopee pushback is a real competitive risk, not noise, which is why the Elliott-wave caution is honest.

What to watch: Nov 4 Q3 — revenue growth, credit-loss rate trajectory, Mexico market share, and any Shopee-specific commentary. A credit-loss step-up or market-share concession is the clear invalidator.

On the calendar: 2026-11-04 — Q3 earnings

Read the AI verdict on $MELI

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
Free, forever. No credit card.

What it does

Plain-English summary of the business — what they sell and how they make money.

Operates Latin America's dominant e-commerce marketplace and Mercado Pago fintech platform covering payments, lending, and asset management.

Industry overviewAI analysisGenerated by AI from underlying data

Where Specialty Retail sits in its cycle right now — and what that implies for $MELI.

Specialty Retail · Consumer Cyclical

No material change from last week — Consumer discretionary bifurcation deepens as XRT falls -7.

What this means for $MELI

Neutral — Operates Latin America's dominant e-commerce marketplace and Mercado Pago fintech platform covering payments, lending, and asset management.

Top industry ETF

$XRTSPDR S&P Retail ETF
-4.3%YTD
+3.1%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
42.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
12.4%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
9.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
13.1%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.6Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
29.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
43.9%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.7Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 5, 2026$9.19$8.65+6.2%
Q1 2026May 7, 2026$8.23$8.75-5.9%
Q4 2025Feb 24, 2026$11.03$11.45-3.7%
Q3 2025Oct 29, 2025$8.32$9.12-8.8%
Next earningsWed, Nov 4·consensus EPS $9.34

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$8.8B+49.0%43.7%6.9%$8.23$1.3B
Q4 FY25$8.8B+44.6%43.2%10.1%$11.03$4.8B
Q3 FY25$7.4B+39.5%43.3%9.8%$8.30$2.5B
Q2 FY25$6.8B+33.8%45.6%12.2%$10.32$2.2B

Forward consensus

5-year forecast · up to 20 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$41.7B$40.9B – $42.1B$38.24$36.16 – $39.5518
FY27$53.8B$52.8B – $55.5B$55.48$48.94 – $61.0318
FY28$66.5B$61.8B – $71.3B$75.82$60.08 – $92.9520
FY29$83.2B$79.6B – $86.6B$105.45$99.43 – $111.0810
FY30$99.3B$95.0B – $103.4B$129.76$122.36 – $136.7010

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.8×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.39%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-0.2%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+1.1%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 47.0M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.0% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.315-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuyJun 11Marcelo MelamudSVP - Chief Accounting Officer125 sh$200KBuyMay 22Aguzin Alejandro NicolasDirector600 sh$994K
+ 8 other (7 awards · 1 gift) in window

See when $MELI insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KMaterial agreementSep 108-K — Item 1.01: Material agreement · Item 7.01: Press release / Reg FD
AI summary

MercadoLibre entered into an underwriting agreement on September 9, 2026 with BofA Securities, Citigroup, Goldman Sachs, J.P. Morgan, and Morgan Stanley for a multi-tranche notes offering across subsidiaries spanning Argentina, Brazil, Mexico, Chile, and Colombia. The offering represents a major multi-jurisdictional debt capital raise for Latin America's dominant e-commerce and fintech platform. Specific amounts and maturities were not finalized in the excerpt; proceeds will fund general corporate and regional growth purposes.

3New insider — initial holdingsJun 263
AI summary

Sean Summers was appointed EVP Marketing & Advertising at MercadoLibre, Inc., effective June 17, 2026, and indirectly holds 305 shares through a trust. Routine initial Section 16 officer disclosure for a new C-suite appointment at the dominant Latin American e-commerce and fintech platform.

SC 13D/AActivist amendmentJun 18SC 13D/A
AI summary

The Galperin Trust / Meliga No. 1 Corp group filed Amendment No. 2 on a Schedule 13D for MercadoLibre (MELI), disclosing aggregate beneficial ownership of 3,400,136 shares representing approximately 6.7% of the class. The reporting group includes Virgin Islands entities associated with MercadoLibre co-founder Marcos Galperin. Voting and dispositive power are shared within the group. No new purchase or sale transactions were described.

8-KShareholder voteJun 128-K — Item 5.07: Shareholder vote
AI summary

MercadoLibre, Inc. held its 2026 Annual Meeting on June 9, 2026. Shareholders voted to elect Class I directors to serve until 2029; approved Say-on-Pay for fiscal 2025 compensation on an advisory basis; and ratified Pistrelli, Henry Martin y Asociados S.A. (EY Argentina) as independent auditor. Routine annual governance filing for Latin America's dominant e-commerce and fintech platform.

+ 11 other (2 10-Qs · 2 earnings 8-Ks · 2 13Gs · 2 proxys) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Chewy vs. MercadoLibre: Which E-Commerce Stock Is a Better Buy in 2026?fool.com·1d agoAlibaba vs. MercadoLibre: Which Stock Is a Better Buy in 2026?fool.com·3d agoMercadoLibre vs. Shopify: Which Consumer Stock Is a Better Buy in 2026?fool.com·3d agoMercadoLibre, Inc. $MELI Position Boosted by NorthCrest Asset Manangement LLCdefenseworld.net·4d agoMercadoLibre's Commerce-Fintech Flywheel Gains Strengthzacks.com·4d ago

In themes

Explore the broader themes this ticker is being talked about under.

Consumer Fintech & Neobanks

More in Specialty Retail

Peers in the same group — one click to compare setups, fundamentals, and chatter.

$AMZN$GME$WOOF$BABA$W$JD$PDD$SE
Voices on X · top 15 · last 7 days

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

PrivacyTermsSupport