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MEMELI

MercadoLibre, Inc.

Strong FundamentalsStrong FundamentalsRevenue growing 49% YoYStreet coverage with positive forward estimatesConsistent chatter on X (484/wk), no spike
$MELI·$92B·Specialty Retail·Consumer Cyclical
$1936.20-1.5%YTD-6.9%1Y-18.6%
Mentions · last 7 days
2026-08-22: 37 posts2026-08-23: 43 posts484+1%
Price updated 10h ago·X counts updated 8d ago
MEMELI
$MELIMercadoLibre, Inc.
$1,936.20-1.53%484 posts+1%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $MELI, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersAcceleratingAI verdict · as of 2026-08-31

The move is getting stronger, with heavier trading behind it.

Latin America's Amazon-plus-Nubank clears $2000 for the first time since February — the 16-month downtrend just broke on a 30-consecutive-quarter growth streak.

MercadoLibre is Latin America's dominant e-commerce marketplace plus a fast-scaling fintech (Mercado Pago) — the closest analog is Amazon + Nubank in one franchise. The stock has just cleared $2,000 for the first time since February, snapping a 16-month downtrend as the reinvestment-versus-earnings-power debate resolves in the tape's favor.

  • Growth is preposterously durable: Q1 revenue grew 49% year-over-year to $8.85B, and this now marks 30 consecutive quarters of over 30% revenue growth — that's a streak the mega-cap peer set doesn't have and doesn't get valued for.
  • The fintech leg is what recompounds the story: fintech monthly active users are up nearly 30% since 2023, adtech is growing 68%, and Mexico is still only around 49% banked — MercadoLibre gets to keep taking share in a market that is still expanding the pool of banking customers.
  • The valuation is undemanding for the growth: at 42x trailing earnings with a 13% free cash flow yield, roughly 30% ROE and 44% gross margins, consensus models FY27 EPS of $56 growing to $78 by FY28 — the multiple only looks stretched if you underwrite the streak breaking.
  • Insider activity is functionally absent and the Q2 print beat consensus by 6.2% — the combination of quiet insider tape and consistent operating beats is the compounder profile buyers underwrite at this cap.

The path forward is a Nov 4 Q3 print with fintech growth staying above 40% and marketplace take-rates stabilizing — the tape earns the next leg and $2,200 becomes the working target. What breaks the acceleration is a fintech deceleration or a Shopee-related take-rate concession that forces the market to question the 30-quarter streak; that's when a 16-month downtrend break gives back quickly.

Agrees with X sentimentThe bullish X take — reclaiming $2,000 for the first time since February, breaking a 16-month downtrend, 30 consecutive quarters of 30%+ revenue growth, fintech MAU up nearly 30% since 2023, adtech growing 68%, Mexico still only 49% banked — captures the fundamental case cleanly; the ongoing debate about whether reinvestment versus Shopee is voluntary or forced (and whether seller take-rates ever come back up) is the real risk that keeps this a bounded re-rate.

What to watch: The Nov 4 Q3 print — fintech growth staying above 40% and marketplace take-rates stabilizing extends the run toward $2,200; a fintech deceleration or a take-rate concession that forces questions on the 30-quarter streak is what breaks the acceleration.

On the calendar: 2026-11-04 — Q3 2026 earnings

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment53 posts analyzed · as of 2026-08-31

Bulls are loud after MELI reclaimed $2,000 for the first time since February, back above the 200-day MA and $100B market cap. Threads celebrate the Amazon-playbook reinvestment cycle, ~30% fintech MAU growth, and Q2 EPS as 'the bottom,' with holders framing $3,000 as reasonable. Skeptics push back on retail cheerleading and note Sea Limited forcing MELI's hand in Brazil, but the dominant tone is 'a $3,000 stock no one is talking about.'

Read the AI verdict + X sentiment for $MELI

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Operates Latin America's dominant e-commerce marketplace and Mercado Pago fintech platform covering payments, lending, and asset management.

Industry overviewAI analysisGenerated by AI from underlying data

Where Specialty Retail sits in its cycle right now — and what that implies for $MELI.

Specialty Retail · Consumer Cyclical

Consumer discretionary spending patterns drive same-store sales; AI-enabled inventory management and personalization are differentiating omnichannel leaders. Back-to-school and holiday cadence are the near-term seasonality anchors.

What this means for $MELI

Direct beneficiary — AI-native product or platform captures spend from the same capex cycle driving the industry; Operates Latin America's dominant e-commerce marketplace and Mercado Pago fintech platform covering payments, lending, a.

Top industry ETF

$XRTSPDR S&P Retail ETF
+7.7%YTD
+2.1%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
42.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
12.4%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
9.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
13.1%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.6Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
29.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
43.9%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.7Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 5, 2026$9.19$8.65+6.2%
Q1 2026May 7, 2026$8.23$8.75-5.9%
Q4 2025Feb 24, 2026$11.03$11.45-3.7%
Q3 2025Oct 29, 2025$8.32$9.12-8.8%
Next earningsWed, Nov 4·consensus EPS $9.42

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$8.8B+49.0%43.7%6.9%$8.23$1.3B
Q4 FY25$8.8B+44.6%43.2%10.1%$11.03$4.8B
Q3 FY25$7.4B+39.5%43.3%9.8%$8.30$2.5B
Q2 FY25$6.8B+33.8%45.6%12.2%$10.32$2.2B

Forward consensus

5-year forecast · up to 18 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$40.7B$38.8B – $41.8B$39.35$35.53 – $49.4416
FY27$52.0B$48.4B – $53.4B$56.36$47.61 – $66.1017
FY28$64.0B$56.4B – $72.0B$78.08$62.07 – $94.6718
FY29$80.1B$74.0B – $86.0B$125.96$113.41 – $138.1211
FY30$94.7B$87.4B – $101.7B$175.00$157.56 – $191.899

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.7×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.42%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+5.9%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+3.8%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 47.0M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.7% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.315-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuyJun 11Marcelo MelamudSVP - Chief Accounting Officer125 sh$200KBuyMay 22Aguzin Alejandro NicolasDirector600 sh$994K
+ 8 other (7 awards · 1 gift) in window

See when $MELI insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsJun 263
AI summary

Sean Summers was appointed EVP Marketing & Advertising at MercadoLibre, Inc., effective June 17, 2026, and indirectly holds 305 shares through a trust. Routine initial Section 16 officer disclosure for a new C-suite appointment at the dominant Latin American e-commerce and fintech platform.

SC 13D/AActivist amendmentJun 18SC 13D/A
AI summary

The Galperin Trust / Meliga No. 1 Corp group filed Amendment No. 2 on a Schedule 13D for MercadoLibre (MELI), disclosing aggregate beneficial ownership of 3,400,136 shares representing approximately 6.7% of the class. The reporting group includes Virgin Islands entities associated with MercadoLibre co-founder Marcos Galperin. Voting and dispositive power are shared within the group. No new purchase or sale transactions were described.

8-KShareholder voteJun 128-K — Item 5.07: Shareholder vote
AI summary

MercadoLibre, Inc. held its 2026 Annual Meeting on June 9, 2026. Shareholders voted to elect Class I directors to serve until 2029; approved Say-on-Pay for fiscal 2025 compensation on an advisory basis; and ratified Pistrelli, Henry Martin y Asociados S.A. (EY Argentina) as independent auditor. Routine annual governance filing for Latin America's dominant e-commerce and fintech platform.

8-KOfficer or director changeApr 38-K — Item 5.02: Officer or director change
AI summary

MELI disclosed a personnel change (8-K Item 5.02, dated 2026-04-03). An executive departure and a new appointment are both reported. Bonus Program, the bonus payout for each of Ariel Szarfsztejn (Chief Executive. Personnel changes are generally administrative; materiality depends on seniority and circumstances.

+ 8 other (2 10-Qs · 2 earnings 8-Ks · 2 13Gs · 2 proxys) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Mercado Libre Stock Investors Celebrate as Company Hits Huge Milestonefool.com·11h agoMercadoLibre's Free Shipping Bet Keeps Brazil's Growth Acceleratingzacks.com·20h agoCanada Pension Plan Investment Board Has $4.38 Million Holdings in MercadoLibre, Inc. $MELIdefenseworld.net·1d agoBetter International E-Commerce Stock: MercadoLibre vs. Sea Limitedfool.com·2d agoAmazon.com vs. MercadoLibre: A Look at Which E-Commerce Stock Is a Better Investment in 2026fool.com·2d ago

In themes

Explore the broader themes this ticker is being talked about under.

Consumer Fintech & Neobanks

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Voices on X · top 15 · last 7 days

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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