TickerTalks
Browse all tickers →
TickerTalks›$IMXI
IMIMXI

International Money Express, Inc.

$IMXI·$381M·Software - Infrastructure·Technology
$10.58+0.5%YTD-29.4%1Y-28.5%
Price updated 10h ago·X counts updated 4d ago
IMIMXI
$IMXIInternational Money Express, Inc.
$10.58+0.47%19 posts
AI analysisFundamentalsVoices on X
Loading…

On X

The complete picture of $IMXI on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

19X posts · last 7 days
Sep 28Oct 11
Bullish sentimentAI analysisGenerated by AI from underlying data5 posts analyzed · as of 2026-08-31

The conversation on International Money Express centers entirely on the pending Western Union takeout, with buyers picking up shares at $14.07 calling the ~13% arb spread 'attractive' and '99% of the way there.' The wide spread is chalked up to California's DFPI reinstatement still pending. Traders also frame the deal as the domino that clears the path for a subsequent WU buyout. Corpus is small at five posts, uniformly constructive.

Read what X is saying about $IMXI

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
Free, forever. No credit card.

AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $IMXI — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Hinges on a big eventWinding up for a moveAI verdict · as of 2026-10-02

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

International Money Express is a Western Union takeout arb — ~13% spread with California DFPI reinstatement pending.

International Money Express is a US-to-Latin-America remittance operator — the near-term thesis is purely the pending Western Union takeout.

  • The business is secondary: Q1 revenue -19% YoY at a 6.7% operating margin — top-line is contracting with a -12% ROIC reflecting the deal-period P&L; the actual thesis is the merger-arb spread.
  • The merger-arb signal is specific: buyers picking up shares at $14.07 calling the ~13% arb spread 'attractive' and '99% of the way there,' with the wide spread chalked up to California's DFPI reinstatement still pending.
  • 52-week range position is 20% with vol multiplier 1.59 — lower-mid range on above-average volume, which is merger-arb positioning ahead of a specific regulatory resolution.

Nov 9 Q3 is the gate but the real catalyst is the California DFPI reinstatement that would clear the deal — a reinstatement extends the stock toward the deal price. A deal-break scenario or a regulatory extension and the stock gives back the arb spread.

Agrees with X sentimentThe thread has substantive drivers — pending Western Union takeout, ~13% arb spread at $14.07 call-price, California DFPI reinstatement pending as the specific regulatory gating item, 'domino that clears the path for a subsequent WU buyout' framing — all grounded merger-arb specifics.

What to watch: The California DFPI reinstatement, deal-close conditions, Nov 9 Q3 operating cash commentary. A deal-break or regulatory extension is the clear invalidator.

On the calendar: 2026-11-09 — Q3 earnings

Read the AI verdict on $IMXI

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
Free, forever. No credit card.

What it does

Plain-English summary of the business — what they sell and how they make money.

US-to-Latin America remittance company with a retail agent network and digital transfer options across 15 countries.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Infrastructure sits in its cycle right now — and what that implies for $IMXI.

Software - Infrastructure · Technology

No material change from last week — AI infrastructure capex bifurcates the cohort — GPU-cloud providers and AI-native security platforms absorbing enterprise spend, while legacy SaaS faces multiple compression. GPU-cloud platforms and AI-native security tools absorb enterprise spend while legacy SaaS faces multiple compression.

What this means for $IMXI

Partial — US-to-Latin America remittance company with a retail agent network and digital transfer options across 15 countries.; zero-trust identity is foundational to AI infrastructure security but faces competitive intensity from platform-native IAM offerings.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
+4.2%YTD
-3.3%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
23.3How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
-12.4%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
-12.4%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
2.0%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
1.0Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
11.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
-0.7%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.8Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 10, 2026$0.23$0.35-34.3%
Q1 2026May 11, 2026$0.13$0.36-63.9%
Q4 2025Mar 6, 2026$0.41$0.43-4.7%
Q3 2025Nov 10, 2025$0.38$0.54-29.6%
Next earningsMon, Nov 9·consensus EPS $0.20

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$131.2M-18.6%34.5%6.7%$0.14$107.2M
Q1 FY26$105.6M-26.8%2.8%-10.9%$0.02$-42.9M
Q4 FY25$60.3M-63.4%-179%-106%$0.30$-20.0M
Q3 FY25$154.9M-9.9%36.3%6.8%$0.17$-35.5M

Forward consensus

5-year forecast · up to 2 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$520.3M$513.0M – $527.6M$0.82$0.80 – $0.842
FY27$511.5M$487.1M – $535.9M$1.37$1.19 – $1.552
FY28$539.1M$528.0M – $550.2M$1.23$1.20 – $1.261
FY29$154.9M$151.7M – $158.1M$0.38$0.37 – $0.391
FY30$156.8M$153.5M – $160.0M$0.50$0.49 – $0.511

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.6×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.6%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-17.8%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-27.4%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

β0.785-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

No open-market buys or sells in the last 180 days.

+ 13 other (13 awards) in window

See when $IMXI insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

No material 8-K / SC 13D / S-3 / 424B5 filings in the last 180 days.

+ 6 other (2 13Gs · 2 10-Qs · 1 routine 8-K · 1 10-K) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Reviewing StoneCo (NASDAQ:STNE) & International Money Express (NASDAQ:IMXI)defenseworld.net·18d agoBank of America Corp DE Purchases 1,163,577 Shares of The Western Union Company $WUdefenseworld.net·62d agoWestern Union and Intermex Provide Update on Pending Acquisitiongurufocus.com·63d agoWestern Union and Intermex Provide Update on Pending Acquisitionbusinesswire.com·63d agoWestern Union and Intermex Provide Update on Pending Acquisitionglobenewswire.com·63d ago

More in Software - Infrastructure

Peers in the same group — one click to compare setups, fundamentals, and chatter.

$PLTR$MSFT$NET$ORCL$CRWV$S$CRWD$PANW
Voices on X · last 7 days

No standout posts about $IMXI on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

PrivacyTermsSupport