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IMIMXI

International Money Express, Inc.

$IMXI·$439M·Software - Infrastructure·Technology
$14.38-0.2%1Y-0.8%
Mentions · last 7 days
2026-08-26: 0 posts2026-08-27: 0 posts2026-08-28: 16 posts2026-08-29: 0 posts2026-08-30: 0 posts2026-08-31: 1 posts2026-09-01: 0 posts18
Price updated 2h ago·X counts updated 3h ago
IMIMXI
$IMXIInternational Money Express, Inc.
$14.39-0.17%18 posts
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $IMXI, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Hinges on a big eventEvent coming upAI verdict · as of 2026-08-31

A known event soon (earnings, a ruling, etc.) will likely decide the next move.

Intermex is a Western-Union takeout spread with a real regulatory hair — ~13% spread pending DFPI reinstatement in California.

International Money Express (IMXI) is now a live merger-arb setup, with an actively-priced spread reflecting a specific regulatory contingency.

  • Chatter cites a ~13.2% merger spread to the Western Union deal, held up by a DFPI money-transmitter license reinstatement issue in California — the last major state-level gate to clearance.
  • Standalone Q2 was weak (EPS $0.14 vs $0.31 estimate, revenue -18.6% YoY) — the operating story is being overwritten by the deal price and the specific regulatory event; that's typical for a name deep into definitive-agreement territory.
  • Bulls describe the deal as 99% done and expect a close later this year with Centerview advising; the risk is the state-level reset takes longer than the market prices, not that the deal falls apart.

Bottom line: this is a merger spread with a regulatory catalyst, not a standalone growth story — size to the deal-break risk, not to the operating fundamentals.

Agrees with X sentimentX chatter is arb-focused and matches the deal-spread framing; the fundamentals corroborate that the equity is now about the deal, not standalone economics.

What to watch: DFPI license-reinstatement decision timing, any final state-level approvals, close date, and any WU capital-markets updates.

On the calendar: Q3 2026 earnings — 2026-11-09 (subject to deal-close timing).

m-and-aregulatory-overhang

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bullish sentiment5 posts analyzed · as of 2026-08-31

The conversation on International Money Express centers entirely on the pending Western Union takeout, with buyers picking up shares at $14.07 calling the ~13% arb spread 'attractive' and '99% of the way there.' The wide spread is chalked up to California's DFPI reinstatement still pending. Traders also frame the deal as the domino that clears the path for a subsequent WU buyout. Corpus is small at five posts, uniformly constructive.

Read the AI verdict + X sentiment for $IMXI

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

US-to-Latin America remittance company with a retail agent network and digital transfer options across 15 countries.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Infrastructure sits in its cycle right now — and what that implies for $IMXI.

Software - Infrastructure · Technology

SaaS multiples remain compressed as rate-sensitive valuations weigh on pure-play software; customers are lengthening deal cycles outside of AI-native workloads. AI co-pilot upsell is the only clear near-term catalyst — companies without it are treading water.

What this means for $IMXI

Partial — net interest margin and credit quality are the primary earnings drivers; International Money Express, Inc.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-4.2%YTD
-1.0%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
23.3How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
-12.4%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
-12.4%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
2.0%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
1.0Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
11.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
-0.7%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.8Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 10, 2026$0.23$0.31-27.0%
Q1 2026May 11, 2026$0.13$0.36-63.9%
Q4 2025Mar 6, 2026$0.41$0.43-4.7%
Q3 2025Nov 10, 2025$0.38$0.54-29.6%
Next earningsMon, Nov 9·consensus EPS $0.25

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$131.2M-18.6%34.5%6.7%$0.14$107.2M
Q1 FY26$105.6M-26.8%2.8%-10.9%$0.02$-42.9M
Q4 FY25$60.3M-63.4%-179%-106%$0.30$-20.0M
Q3 FY25$154.9M-9.9%36.3%6.8%$0.17$-35.5M

Forward consensus

5-year forecast · up to 2 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$551.1M$543.4M – $558.8M$0.96$0.92 – $1.002
FY27$557.1M$536.1M – $578.2M$1.52$1.16 – $2.062
FY28$539.1M$525.4M – $556.6M$1.23$1.19 – $1.281
FY29$154.9M$151.0M – $160.0M$0.38$0.37 – $0.401
FY30$156.8M$152.8M – $161.9M$0.50$0.48 – $0.521

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.5×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.68%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+6.2%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-4.0%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatLow float · 26.5M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.2% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.755-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

No open-market buys or sells in the last 180 days.

+ 14 other (13 awards · 1 gift) in window

See when $IMXI insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

No material 8-K / SC 13D / S-3 / 424B5 filings in the last 180 days.

+ 7 other (3 13Gs · 2 10-Qs · 2 10-Ks) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Bank of America Corp DE Purchases 1,163,577 Shares of The Western Union Company $WUdefenseworld.net·19d agoWestern Union and Intermex Provide Update on Pending Acquisitiongurufocus.com·20d agoWestern Union and Intermex Provide Update on Pending Acquisitionbusinesswire.com·20d agoWestern Union and Intermex Provide Update on Pending Acquisitionglobenewswire.com·20d agoWestern Union and Intermex Provide an Update on Pending Acquisition of Intermexbusinesswire.com·70d ago

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Voices on X · top 1 · last 7 days

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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