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FNFNNTF

flatexDEGIRO AG

$FNNTF·$4.6B·Financial - Capital Markets·Financial Services
$43.250.0%1Y+35.6%
Mentions · last 7 days
2026-08-18: 0 posts2026-08-19: 0 posts2026-08-20: 0 posts2026-08-21: 0 posts2026-08-22: 0 posts2026-08-23: 0 posts2026-08-24: 0 posts0
Price updated 12m ago·X counts updated 4d ago
FNFNNTF
$FNNTFflatexDEGIRO AG
$43.250.00%0 posts
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Today's AI verdict on what's driving $FNNTF, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersAcceleratingAI verdict · as of 2026-08-20

The move is getting stronger, with heavier trading behind it.

flatexDEGIRO German online broker up 36% year-on-year — Q2 revenue +41% on retail-trading volume growth.

flatexDEGIRO AG is a German-listed online brokerage — the merger of flatex (Germany) and DEGIRO (Netherlands) creating one of Europe's largest online broker platforms. The stock is up 36% over the last year on the European retail-trading recovery combined with growth in the broker's fee-per-trade and interest-income mix.

The setup that's compounding:

  • Revenue growth is exceptional: Q2 revenue grew 40.5% year-on-year to $340M after 39% and 44% the prior two — the European retail-trading volume recovery combined with interest-income growth on client cash balances is driving the top line materially higher.
  • The Q2 EPS beat was solid: EPS of $1.26 beat consensus by 4% following a 6% Q4 beat — modest but consistent beats, and the operating margin at 43% shows the online-broker P&L working at scale.
  • The valuation is reasonable for the growth: 20x trailing earnings on a business posting 40% revenue growth with 44% operating margin — this is the exact online-broker setup that supports continued multiple expansion as European retail-trading normalizes to higher volumes.

Trajectory is accelerating at 76% of the 52-week range on the beat cadence; the March 2027 full-year print needs continued double-digit revenue growth plus operating-margin stability — a European retail-trading volume rollover or a specific customer-acquisition cost inflation breaks the setup back toward $37.

What to watch: March 2027 full-year earnings — continued double-digit revenue growth plus operating-margin stability sustains the setup; a European retail-trading volume rollover or specific customer-acquisition cost inflation breaks the setup back toward $37.

On the calendar: 2027-03-01 — Full-year 2026 earnings

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What it does

Plain-English summary of the business — what they sell and how they make money.

Europe's largest retail online broker by transaction volume, combining flatex (Germany) and DEGIRO (pan-European) platforms.

Industry overviewAI analysisGenerated by AI from underlying data

Where Financial - Capital Markets sits in its cycle right now — and what that implies for $FNNTF.

Financial - Capital Markets · Financial Services

No material change from last week — Robinhood reporting its highest single-day signups confirms the retail infrastructure layer directly benefits from high-profile IPO cycles.

Top industry ETF

$IAIiShares U.S. Broker-Dealers & Securities Exchanges ETF
+5.0%YTD
+11.9%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
20.0How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
2.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
43.5%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
38.8%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
6.1Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
22.7%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
70.1%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.1Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 14, 2026$1.26$1.21+4.1%
Q4 2025Feb 26, 2026$1.00$0.94+6.2%
Q1 2025Jun 30, 2025$0.87$0.87-0.1%
Q3 2024Dec 31, 2024$0.48$0.52-7.7%
Next earningsMon, Mar 1·consensus EPS $1.23

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$339.6M+40.5%72.6%47.5%$1.04$0
Q4 FY25$281.3M+39.5%67.1%38.7%$0.71$1.5B
Q2 FY25$272.9M+44.3%100%60.9%$0.74$688.8M
Q4 FY24$220.8M+11.9%47.4%29.5%$0.46$154.7M

Forward consensus

4-year forecast · up to 9 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$623.4M$609.7M – $648.8M$2.03$1.78 – $2.199
FY27$684.9M$574.4M – $736.7M$2.37$2.08 – $2.559
FY28$772.0M$699.4M – $817.3M$2.84$2.49 – $3.063
FY29$792.3M$717.9M – $838.9M$3.30$2.89 – $3.554

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.—Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.76%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+3.7%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+13.4%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMid float · 84.9M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.0% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.025-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.ListedOTCListed on an over-the-counter market (PNK / OTCQB / OTCQX), not a major exchange. Lower disclosure requirements and thinner liquidity.

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

flatexDEGIRO SE (FNNTF) Q2 2026 Earnings Call Transcriptseekingalpha.com·36d ago

In themes

Explore the broader themes this ticker is being talked about under.

Consumer Fintech & Neobanks

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Voices on X · last 7 days

No standout posts about $FNNTF on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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