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DFDFH

Dream Finders Homes, Inc.

$DFH·$1.0B·Residential Construction·Consumer Cyclical
$11.00+1.1%YTD-35.7%1Y-58.1%
Price updated 6h ago·X counts updated 2d ago
DFDFH
$DFHDream Finders Homes, Inc.
$11.00+1.10%7 posts
AI analysisFundamentalsVoices on X
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On X

The complete picture of $DFH on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

7X posts · last 7 days
Sep 12Sep 27

AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $DFH — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Comeback attemptWinding up for a moveAI verdict · as of 2026-09-28

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Dream Finders Homes -34% YTD; $225M Series B convertible preferred at $1,000 issued during a housing-rate slog.

DFH is a discounted homebuilder using preferred capital to bridge through a soft mortgage-rate cycle.

  • Tape: -34.0% YTD, -58.6% t12m; 2.6% of 52w range, -18.6% vs 50-day, -28.5% vs 200-day.
  • Q2 EPS $0.27 vs $0.295 (-8.5%); FY26 est $1.07 → FY27 $0.79 → FY28 $0.95 EPS.
  • $225M Series B convertible preferred at $1,000/share (2.5% OID) — dilution optionality loaded.
  • 9.5x P/E, 14.2x EV/EBITDA, 0.33x P/S — cheap on any lens; FCF yield -12% (working-capital heavy).
  • Op margin 2.6%, ROIC 3.0%, ROE 9.4%, D/E 0.37.
  • Beta 1.91 — homebuilder cyclicality.
  • No X sentiment sample; some insider commentary on housing-rate direction.

Watch 10/29 print for closings-per-community trajectory and any capital-structure update.

What to watch: 10/29 earnings, mortgage-rate trajectory, closings pace, Series B conversion mechanics, and land-inventory position.

On the calendar: 2026-10-29

sentiment missing

Read the AI verdict on $DFH

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

US homebuilder constructing and selling single-family homes across the Southeast, Mid-Atlantic, and Mountain West with an asset-light model.

Industry overviewAI analysisGenerated by AI from underlying data

Where Residential Construction sits in its cycle right now — and what that implies for $DFH.

Residential Construction · Consumer Cyclical

No material change from last week — Mortgage rates pushing back above 7% are crystallizing into actual earnings misses — Lennar's Q3 miss signals the rate headwind is no longer just a sentiment risk.

What this means for $DFH

Neutral — US homebuilder constructing and selling single-family homes across the Southeast, Mid-Atlantic, and Mountain West with an asset-light model.

Top industry ETF

$ITBiShares U.S. Home Construction ETF
-8.6%YTD
-17.8%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
9.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
3.0%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
2.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
-11.7%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.3Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
9.4%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
14.0%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.4Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 30, 2026$0.27$0.29-8.5%
Q1 2026Apr 30, 2026$0.11$0.20-45.5%
Q4 2025Feb 23, 2026$0.58$0.62-6.5%
Q3 2025Oct 30, 2025$0.47$0.470.0%
Next earningsThu, Oct 29·consensus EPS $0.20

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$1.1B-7.6%7.7%-4.5%$0.26$-107.2M
Q1 FY26$887.8M-10.3%14.6%2.2%$0.11$-54.8M
Q4 FY25$1.2B-22.3%12.8%6.2%$0.70$136.0M
Q3 FY25$969.8M-3.7%22.1%6.1%$0.51$-135.7M

Forward consensus

3-year forecast · up to 2 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$4.2B$4.1B – $4.3B$1.06$1.03 – $1.092
FY27$4.3B$4.2B – $4.5B$0.79$0.76 – $0.812
FY28$4.5B$4.4B – $4.6B$0.95$0.92 – $0.981

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.2×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.2%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-19.7%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-30.0%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMid float · 75.6M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.3% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.915-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuySep 10Richard BeckwittDirector10.0K sh$121KBuySep 3Len SturmDirector1.5K sh$20KBuyAug 26Len SturmDirector1.0K sh$15KBuyAug 24Len SturmDirector250 sh$4KBuyAug 21Len SturmDirector250 sh$4KBuyAug 13Richard BeckwittDirector12.0K sh$178KBuyAug 12Richard BeckwittDirector8.0K sh$111KBuyAug 11Richard BeckwittDirector70.0K sh$977KSellJun 24Lovett William Radford Ii10% owner56.6K sh$943KSellJun 22Lovett William Radford Ii10% owner22.0K sh$329K
1–10 of 18
+ 2 other (2 awards) in window

See when $DFH insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KMaterial agreementSep 158-K — Item 1.01: Material agreement · Item 3.02: Unregistered equity sale · Item 3.03 · Item 5.03: Charter amendment
AI summary

Dream Finders Homes (DFH) sold 225,000 shares of newly created Series B Convertible Preferred Stock at $1,000 per share (2.5% original issue discount), raising $225 million gross. Proceeds will be used to redeem the existing Series A Preferred Stock, making this a capital stack refinancing rather than a growth raise. The transaction maintains Dream Finders' convertible preferred structure while replacing the Series A with Series B terms. The $225 million size indicates this is a significant preferred equity layer in the homebuilder's capital structure.

8-KOfficer or director changeAug 218-K — Item 5.02: Officer or director change · Item 5.07: Shareholder vote
AI summary

Dream Finders Homes, Inc. (DFH, Jacksonville FL), a homebuilder operating across the eastern US and Texas, filed a current report on August 20, 2026 covering a change in executive officers or directors (Item 5.02) and shareholder vote results from its annual meeting (Item 5.07) with exhibits. The filing reports annual meeting vote outcomes alongside a leadership change. This is primarily a routine annual governance disclosure for the residential construction company.

8-KPress release / Reg FDAug 188-K — Item 7.01: Press release / Reg FD
AI summary

Dream Finders Homes (DFH) filed an 8-K under Item 7.01, furnishing a Regulation FD disclosure referencing information previously disclosed on August 6, 2026. No additional details were available in the available excerpt. Dream Finders Homes is a national homebuilder.

8-KMaterial agreementAug 78-K — Item 1.01: Material agreement · Item 7.01: Press release / Reg FD
AI summary

Dream Finders Homes, Inc. signed a definitive Merger Agreement on August 6, 2026 to acquire Beazer Homes USA, Inc. in an all-cash deal. Each Beazer share will be converted to $33.50 in cash at the effective time; in-the-money Beazer stock options will be cashed out for intrinsic value, while out-of-the-money options are cancelled. A merger subsidiary (Bulldogs Merger Sub, Inc.) will merge with and into Beazer, making Beazer a wholly-owned DFH subsidiary. This is a transformative homebuilder consolidation that materially expands DFH's scale in the production homebuilding market.

3New insider — initial holdingsJul 223
AI summary

Steven Fischer filed an initial statement of beneficial ownership (Form 3) as a new Director of Dream Finders Homes Inc (DFH), with a trigger event date of July 13, 2026 (filed July 22, 2026). Fischer directly and beneficially owns 95,512 shares of Class A common stock. This Form 3 accompanies DFH's concurrent 8-K disclosing Fischer's appointment to the Board and Audit Committee as an audit committee financial expert, replacing Megha Parekh.

3New insider — initial holdingsJul 223
AI summary

Richard Beckwitt filed an initial statement of beneficial ownership (Form 3) as a new Director of Dream Finders Homes Inc (DFH), with the trigger event date of July 13, 2026 (filed July 22, 2026). Beckwitt reports no securities beneficially owned. This Form 3 accompanies DFH's concurrent 8-K disclosing his appointment as Co-Chairman of the Board alongside CEO Patrick Zalupski, an administrative filing with no direct financial impact.

8-KOfficer or director changeJul 178-K — Item 5.02: Officer or director change · Item 7.01: Press release / Reg FD
AI summary

Dream Finders Homes Inc's Board expanded from five to seven members on July 13, 2026, appointing Richard Beckwitt as Co-Chairman (alongside CEO and Co-Chairman Patrick Zalupski) and Steven Fischer as a director and Audit Committee member (replacing Megha Parekh). Fischer qualifies as an 'audit committee financial expert' under Regulation S-K Item 407(d). Both Beckwitt and Fischer are independent under NYSE listing rules. This is a significant governance event — the board expansion and addition of a Co-Chairman may signal a strategic initiative, capital markets activity, or succession planning at the homebuilder.

8-KPress release / Reg FDJul 88-K — Item 7.01: Press release / Reg FD
AI summary

Dream Finders Homes (DFH) publicly disclosed on July 8, 2026, that it submitted a proposal to Beazer Homes USA's board to acquire all outstanding Beazer shares in an all-cash transaction. No price or binding terms were set, and Beazer's cooperation is not guaranteed; consummation depends on due diligence, board approval, and definitive documentation. The filing furnished a press release and investor presentation under Reg FD. Dream Finders Homes is a national homebuilder headquartered in Jacksonville, Florida, and a combination with Beazer Homes would significantly expand its scale.

+ 25 other (6 13Gs · 5 proxys · 5 8-Ks · 2 10-Qs) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Beazer Homes Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Beazer Homes USA, Inc. - BZHbusinesswire.com·5d agoMortgage Rates Are Keeping Buyers on the Sidelines. When They Finally Drop, Here Are 2 Homebuilder Stocks I'm Dying to Buyfool.com·6d agoIs Dream Finders Homes Inc (DFH) a Bargain After 5.1% Drop? GF Value Says Undervaluedgurufocus.com·6d agoCricut (NASDAQ:CRCT) vs. Dream Finders Homes (NYSE:DFH) Financial Analysisdefenseworld.net·8d agoMortgage Rates Are Moving the Wrong Way. I’m Buying These 3 Housing Stocks Anyway.fool.com·11d ago

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Voices on X · last 7 days

No standout posts about $DFH on X in the last 7 days.

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