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BNBNPQY

BNP Paribas S.A.

$BNPQY·$133B·Banks - Regional·Financial Services
$61.80+0.4%YTD+28.5%1Y+37.5%
Mentions · last 7 days
2026-07-21: 0 posts2026-07-22: 0 posts2026-07-23: 0 posts2026-07-24: 0 posts2026-07-25: 0 posts2026-07-26: 0 posts2026-07-27: 1 posts1
Price updated 12m ago·X counts updated 23h ago
BNBNPQY
$BNPQYBNP Paribas S.A.
$61.80+0.39%1 posts
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Today's AI verdict on what's driving $BNPQY, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersAcceleratingAI verdict · as of 2026-07-28

The move is getting stronger, with heavier trading behind it.

French global banking name up 38% over 12 months on 33% Q2 profit growth — dividend raised, cost-income ratio target of 50%.

BNP Paribas is a diversified global banking franchise with corporate and institutional banking, retail banking, and international financial services across Europe and Asia-Pacific — the July 23 Q2 print showed 33% profit growth driven by equity-trading strength and improving Eurozone deposit margins, and the CEO articulated a path to a 50% cost-income ratio over time.

  • Q2 revenue up 240% year-on-year with a 12.5% EPS beat — the trailing four quarters have systematically outperformed consensus.
  • July 23 dividend raise plus the 50% cost-income ratio target — capital-return commitments plus operating-efficiency roadmap both support the multiple.
  • Stock up 28% year-to-date and 38% over 12 months at 99% of the 52-week range — accelerating with confirmation, and the 8.8x trailing P/E leaves room for continued multiple expansion.

The next reporting date is not until February 9, 2027 for the full-year print — the intervening period is a quiet compounder run, with any interim Q3 European-banking sector data providing tactical read-throughs. Risk: European-banking multiples have historically been sensitive to ECB rate-cycle expectations, and any dovish surprise would compress deposit-margin expectations before the tape reflects it.

Differs from X sentimentNo X chatter in the bundle for BNPQY to compare against the real-business-accelerating read — flagging as no-crowd-read.

What to watch: The February 9 fiscal 2026 full-year print plus interim ECB rate-decision commentary and any Q3 European-banking sector data on deposit margins.

Read the AI verdict + X sentiment for $BNPQY

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

BNP Paribas S.A., a prominent financial services institution established in 1822 and based in Paris, France, offers a comprehensive suite of banking and financial solutions across the globe, with a significant presence in Europe, North America, and the Asia Pacific region. The company's diverse operations are organized into several key areas. For corporate clients and institutional investors, it delivers extensive corporate and institutional banking services, encompassing strategic advisory, various financing options, and transaction banking facilities. This division also handles capital markets investment and financing activities, as well as crucial securities clearing and custody services. In its commercial and personal banking segment, BNP Paribas serves both individual customers and businesses. Offerings here include a variety of lending and leasing solutions, advanced digital banking platforms, and fundamental current and savings accounts. The bank also provides specialized equipment financing and consumer loan products. Moreover, the firm offers a robust portfolio of investment and protection services. This includes borrowers' insurance, designed to protect individuals against unexpected circumstances tied to mortgages, personal, auto, or consumer loans. It also features a range of savings and protection vehicles, such as life insurance, employee savings programs, and retirement planning. Complementing these are expert asset management, wealth management, and real estate services. Notably, the company was formerly known as Banque Nationale de Paris before officially adopting its current name, BNP Paribas SA, in May 2000.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Regional sits in its cycle right now — and what that implies for $BNPQY.

Banks - Regional · Financial Services

No material change from last week — Inter's super-app model captures LatAm's under-penetrated credit market while Lloyds and Citizens navigate a NIM cycle that peaks as central banks begin cutting.

Top industry ETF

$KRESPDR S&P Regional Banking ETF
+16.3%YTD
+22.0%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
8.8How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
0.5%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
13.6%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
10.6%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.8Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
11.1%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
64.6%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
7.1Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 23, 2026$2.16$1.92+12.5%
Q1 2026Apr 30, 2026$1.60$1.47+8.8%
Q1 2025Apr 24, 2025$1.28$1.45-11.7%
Q3 2024Oct 31, 2024$1.31$1.33-1.5%
Next earningsTue, Feb 9·consensus EPS $1.61

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$70.7B+240.2%63.5%15.4%$3.52—
Q4 FY25$73.3B+197.4%65.7%11.2%$2.56$-366.2M
Q2 FY25$69.2B+502.4%66.9%12.1%$2.59$13.5B
Q4 FY24$22.3B+3.8%100%34.2%$2.12$2.8B

Forward consensus

5-year forecast · up to 8 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$53.1B$52.7B – $53.4B$5.71$5.61 – $5.888
FY27$55.4B$54.9B – $56.0B$6.36$6.17 – $6.588
FY28$57.7B$57.0B – $58.4B$7.03$6.91 – $7.146
FY29$60.1B$59.3B – $60.8B$7.53$7.40 – $7.657
FY30$61.7B$60.9B – $62.4B$8.34$8.19 – $8.477

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.99%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+9.5%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+22.4%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 972.0M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.0% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.715-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.ListedOTCListed on an over-the-counter market (PNK / OTCQB / OTCQX), not a major exchange. Lower disclosure requirements and thinner liquidity.

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

BNP Paribas: 5.7% Yield And Positive Operating Momentum Support 'Buy' Ratingseekingalpha.com·4d agoBNP Paribas Q2: Benefiting From Market Volatility And Healthier Eurozone Deposit Marginsseekingalpha.com·4d agoBNP Paribas sees path to around 50% cost-income ratio over time, CEO saysreuters.com·6d agoBNP Paribas Lifts Dividend as Revenue, Profit Beat Estimateswsj.com·6d agoBNP Paribas profit jumps 33% on equity trading boom, retail reboundreuters.com·6d ago

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Voices on X · last 7 days

No standout posts about $BNPQY on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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