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NTNTRS

Northern Trust Corporation

$NTRS·$33B·Banks - Diversified·Financial Services
$180.52+1.4%YTD+32.0%1Y+40.2%
Mentions · last 7 days
2026-07-20: 3 posts2026-07-21: 16 posts2026-07-22: 22 posts2026-07-23: 4 posts2026-07-24: 4 posts2026-07-25: 7 posts2026-07-26: 3 posts59+9%
Price updated 10m ago·X counts updated 15h ago
NTNTRS
$NTRSNorthern Trust Corporation
$180.52+1.44%59 posts+9%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $NTRS, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersAcceleratingAI verdict · as of 2026-07-26

The move is getting stronger, with heavier trading behind it.

Northern Trust just beat Q2 by 10% (7/22) — up 40% over 12 months, dividend raised, at 84% of 52-week range.

Northern Trust Corporation is a global custody, wealth-management, and investment-services bank — one of the trust-and-custody trio (with BK and STT) but with a distinctive high-net-worth private-banking franchise. Up 40% over 12 months and 32% YTD, this is a real-business compounder accelerating on the Q2 print.

The setup is a durable financial-services compounder printing:

  • Q2 was a clean beat: EPS $2.97 beat $2.71 (10% surprise) on higher NII and AUM growth per Zacks — the last four EPS prints have all beat by 9-17%, and the dividend was raised again.
  • Revenue growth is real: Q2 revenue grew 17% YoY to $4.21B with a 64% gross margin and 25% operating margin — those are best-in-class-custody economics, and the wealth-management business continues to compound.
  • The valuation is reasonable: 15x TTM earnings with a 4.9% FCF yield for a business with 20% operating margin and durable fee-and-spread revenue — that's a genuinely compelling entry for a compounder.

At 84% of the 52-week range and 20% above the 200-day, this is accelerating on real fundamentals. Q3 earnings on 10/21 is the referee — continued NII plus AUM growth restarts the compounder trade; a soft trust-and-custody-fee comment or a wealth-management-market-share slip cools the trade despite the strong Q2.

What to watch: 10/21 Q3 earnings — continued NII plus AUM growth restarts the compounder trade; a soft trust-and-custody-fee comment or wealth-management-market-share slip cools the trade.

On the calendar: 2026-10-21 — Q3 earnings

Read the AI verdict + X sentiment for $NTRS

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What it does

Plain-English summary of the business — what they sell and how they make money.

Northern Trust Corporation, a financial holding company established in 1889 and based in Chicago, Illinois, offers a comprehensive suite of wealth management, asset servicing, asset management, and banking solutions worldwide. Its diverse client base includes corporations, institutions, families, and individual investors. The company structures its operations across two primary segments: Asset Servicing and Wealth Management. The Asset Servicing division delivers a broad spectrum of support and operational services tailored for institutional entities. These services include custody, fund administration, outsourced investment operations, investment management, investment risk and analytical reporting, employee benefit services, securities lending, foreign exchange, treasury management, brokerage, transition management, and banking and cash management solutions. This segment serves corporate and public retirement funds, charitable foundations, endowments, investment managers, insurance companies, sovereign wealth funds, and other major institutional investors. Conversely, the Wealth Management segment is dedicated to high-net-worth individuals, families, business owners, executives, professionals, retirees, and established privately held businesses. Its offerings span trust administration, investment management, custody, philanthropic advisory, financial consulting, guardianship and estate administration, family business consulting, family financial education, brokerage services, and private and business banking. Furthermore, Northern Trust provides extensive asset management capabilities, encompassing active and passive strategies for both equity and fixed income, cash management, and alternative asset classes like private equity and hedge funds of funds. These investment products are delivered via diverse vehicles, including individually managed accounts, bank common and collective funds, registered investment companies, exchange-traded funds, non-U.S. collective investment funds, and unregistered private investment funds. The corporation also offers sophisticated overlay and other risk management services.

Industry overviewAI analysisGenerated by AI from underlying data

Where Banks - Diversified sits in its cycle right now — and what that implies for $NTRS.

Banks - Diversified · Financial Services

No material change from last week — elevated NIM has padded bank earnings through 2025, but markets pricing Fed cuts through 2026 compress margins on the way down.

Top industry ETF

$KBESPDR S&P Bank ETF
+14.2%YTD
+20.1%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
15.2How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
1.2%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
19.8%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
4.9%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
2.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
17.1%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
59.8%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.2Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 22, 2026$2.97$2.71+9.6%
Q1 2026Apr 21, 2026$2.71$2.32+16.8%
Q4 2025Jan 22, 2026$2.69$2.37+13.5%
Q3 2025Oct 22, 2025$2.29$2.26+1.3%
Next earningsWed, Oct 21·consensus EPS $2.78

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$4.2B+17.0%64.2%25.3%$4.25—
Q1 FY26$3.8B+7.8%58.3%18.5%$2.72$-539.5M
Q4 FY25$3.6B-1.8%58.8%17.3%$2.44$158.5M
Q3 FY25$3.6B-9.1%57.1%17.3%$2.30$357.5M

Forward consensus

4-year forecast · up to 7 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$9.4B$9.2B – $9.6B$11.41$10.57 – $13.237
FY27$9.4B$9.1B – $9.6B$12.57$11.70 – $12.957
FY28$10.0B$9.7B – $10.1B$14.23$13.79 – $14.805
FY29$10.4B$10.1B – $10.6B$16.01$15.45 – $16.412

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.1×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.84%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+3.6%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+20.5%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatMid float · 180.8M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.7% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.265-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellJun 3Aengus HallinanPresident3.7K sh$614KBuyMay 1Moritz Robert Edward Jr.Director225 sh$37KSellApr 29David W FoxCFO13 sh$2KSellApr 28David W FoxCFO20.0K sh$3.3MSellApr 24Clive BellowsPresident2.8K sh$462K
+ 36 other (32 awards · 3 gifts · 1 inkind) in window

See when $NTRS insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KPress release / Reg FDJul 228-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
AI summary

NTRS filed an 8-K disclosing financial results for the reported period under Item 2.02. press release, reporting on the registrant’s earnings for the three and six months ended June 30, 2026, a copy of which is attached as Exhibit 99. Results were simultaneously disclosed under Regulation FD (Item 7.01), indicating simultaneous public release. This is a routine earnings disclosure; investors should review the accompanying press release (Exhibit 99.1) for revenue, earnings, and guidance details.

8-KShareholder voteApr 228-K — Item 5.07: Shareholder vote
8-KPress release / Reg FDApr 218-K — Item 7.01: Press release / Reg FD
8-KPress release / Reg FDApr 218-K — Item 2.02: Earnings release · Item 7.01: Press release / Reg FD
8-KPress release / Reg FDFeb 108-K — Item 7.01: Press release / Reg FD
+ 16 other (7 13Gs · 2 13Fs · 2 proxys · 1 11-K) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Northern Trust Q2 Earnings Call Highlightsdefenseworld.net·4d agoHere Are Thursday’s Top Wall Street Analyst Research Calls: AT&T, Applied Digital, Autodesk, Duke Energy, Exxon Mobil, JPMorgan Chase & Company, Live Nation Entertainment, and More247wallst.com·4d agoNorthern Trust Corporation (NTRS) Q2 2026 Earnings Call Transcriptseekingalpha.com·5d agoNTRS Q2 Earnings Beat on Higher NII & AUM Growth, Dividend Raisedzacks.com·5d agoNorthern Trust Q2 Earnings Call Highlightsmarketbeat.com·5d ago

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