Mitsubishi UFJ Financial Group, Inc.
$20.15-10.0%YTD+19.2%1Y+46.5%
Mentions · last 7 days
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Price updated 6h ago·X counts updated 1d ago
What it does
Plain-English summary of the business — what they sell and how they make money.
Industry overviewAI analysisGenerated by AI from underlying data
Where Banks - Diversified sits in its cycle right now — and what that implies for $MBFJF.
Banks - Diversified
No material change from last week — elevated NIM has padded bank earnings through 2025, but markets pricing Fed cuts through 2026 compress margins on the way down.
Top industry ETF
$KBESPDR S&P Bank ETF
+17.4%YTD
+27.4%1Y
Fundamentals & catalyst
Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.
Key ratios
P/E
16.7How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.ROIC
0.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.Op margin
24.2%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.FCF yield
0.0%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).P/S
2.9Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.ROE
11.5%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.Gross margin
57.8%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.D/E
3.5Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.Past earnings
QuarterReportedActualEstimateSurprise
Q2 2026Aug 3, 2026$0.44$0.38+17.2%
Q1 2026May 15, 2026$0.34$0.24+41.0%
Q4 2025Feb 4, 2026$0.29$0.28+2.7%
Q3 2025Nov 14, 2025$0.44$0.31+43.0%
Next earningsMon, Nov 16·consensus EPS $0.41
Quarterly trend
QuarterRevenueYoYGrossOpEPSFCF
Q4 FY26$3.55T+22.6%58.3%23.4%$54.33$0
Q3 FY26$3.36T+6.8%55.2%21.6%$45.87$0
Q2 FY26$3.26T+4.5%55.8%31.9%$65.59$0
Q1 FY26$2.95T-9.8%53.3%24.7%$47.55$0
Forward consensus
FYRevenueRangeEPSRangeAnalysts
FY27$6.31T$6.15T – $6.46T$252.35$240.36 – $262.925
FY28$6.88T$6.57T – $7.16T$278.30$265.08 – $289.965
FY29$7.32T$7.05T – $7.56T$297.41$283.29 – $309.872
FY30$29.24T$28.17T – $30.18T$357.76$340.76 – $372.742
FY31$13.34T$12.86T – $13.77T$370.47$352.88 – $385.991
Setup & momentum
Volume, range, and moving-average position — the technical setup driving short-term moves.
Right now
Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.0×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.66%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-2.0%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+12.1%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.
Float & profile
FloatMega float · 9.6B shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.0% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.325-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.ListedOTCListed on an over-the-counter market (PNK / OTCQB / OTCQX), not a major exchange. Lower disclosure requirements and thinner liquidity.FilingActive offeringA shelf registration (S-3 / S-3ASR / S-1) or prospectus supplement (424B*) was filed in the last 90 days — the company is registered to (or actively) issuing new shares. Dilution risk.
SEC filings
Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.
Recent material filings
SC 13D/AActivist amendmentJul 15SC 13D/A
SC 13D/AActivist amendmentApr 13SC 13D/A
+ 64 other (38 3s · 18 6-Ks · 1 F-N · 1 F-3ASR) in window
Recent news
Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.
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Voices on X · last 7 days
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