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ININTU

Intuit Inc.

Strong FundamentalsStrong FundamentalsRevenue growing 10% YoY at strong marginsStreet coverage with positive forward estimatesConsistent chatter on X (1.2K/wk), no spike
$INTU·$75B·Software - Application·Technology
$291.09-1.3%YTD-55.9%1Y-61.5%
Mentions · last 7 days
2026-07-11: 80 posts2026-07-12: 197 posts2026-07-13: 293 posts2026-07-14: 126 posts2026-07-15: 81 posts2026-07-16: 79 posts2026-07-17: 53 posts930+7%
Price updated 3h ago·X counts updated 3h ago
ININTU
$INTUIntuit Inc.
$291.09-1.26%930 posts+7%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $INTU, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Comeback attemptWinding up for a moveAI verdict · as of 2026-07-16

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Worst-performing S&P name at -61% YTD with 9.5% FCF yield — the AI-disruption sell-off is genuinely oversold.

Intuit is the QuickBooks + TurboTax + Credit Karma small-business + consumer financial-software platform whose 2026 tape has been the worst-performing S&P 500 stock at -58% YTD. The contrarian setup is real with a 9.5% FCF yield anchoring the coil.

  • The core business is genuinely still executing: Q1 2026 revenue grew 10% YoY to $8.6B, gross margin held at 84%, and operating margin was 47% — this is a business earning 27% TTM operating margins with $9.5% FCF yield, not the broken business the tape is pricing.
  • Valuation is now defensible: 18x TTM P/E is genuinely cheap for a Consumer + SMB software business earning 47% operating margins — the AI-disruption fear (LLMs eating TurboTax's job) has taken the multiple from 40x+ to 18x, which is the exact re-rating value investors wait for.
  • The community accumulation is real: retail dip-buyers actively accumulating with the framing 'perfect anti-momentum stock primed for reversion,' 13 insider events with no scale open-market distribution — the setup is a technical + fundamental confluence with the August 20 print as the specific catalyst.

The August 20 Q4 FY26 earnings are the near-term arbiter — Q4 revenue growth trajectory (need continued 10%+ YoY), operating margin durability above 45%, and specific commentary on AI-copilot monetization (Credit Karma + Small Business AI) extend the coiling setup toward $325. A revenue miss or AI-monetization commentary confirming the disruption thesis stalls the tape sub-$260.

Agrees with X sentimentX is contrarian bullish, describes INTU as 'the perfect anti-momentum stock primed for reversion,' cites the full-circle setup from ATH a year ago to -61% YTD now. Mechanics validate: 18x P/E, 47% operating margin, 84% gross margin, and 9.5% FCF yield are genuinely cheap for a business still growing 10% — the AI-disruption fear is priced in. The tension: the August 20 print has to affirm AI-copilot monetization, not just top-line growth.

What to watch: The August 20 Q4 FY26 earnings. Watch Q4 revenue growth (need continued 10%+ YoY), operating margin durability above 45%, and AI-copilot monetization commentary (Credit Karma + Small Business AI). Revenue miss or AI-disruption commentary stalls the tape sub-$260; clean numbers extend toward $325.

On the calendar: 2026-08-20 — Q4 FY26 earnings

X sentiment

What the X crowd is saying right now — descriptive, summarised from the day’s posts.

Bearish sentiment12 posts analyzed · as of 2026-07-17

Intuit is one of the more decisively negative technical setups in the sample. Posters call it a 'falling knife' that needs to base for several months before a bottom call is credible, note that INTU was at all-time highs exactly a year ago, and highlight failed breakouts as 'insane' price action. Rep. Richard Allen disclosed a fresh Intuit sale in the $15-50k range. Bulls are limited to speculation about whether INTU is 'secretly an AI beneficiary' and one basket-inclusion holding-current-buy-list post. Adjacent post notes ADP and PAYX now trade at 21x and 19x NTM EPS - reasonable in a post-AI world - implying INTU's multiple compression may not be done. Bulls calling for accumulation are outweighed by trend followers and profit takers.

Read the AI verdict + X sentiment for $INTU

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Operates TurboTax, QuickBooks, and Credit Karma serving consumers and small businesses with tax, accounting, and personal finance tools.

Industry overviewAI analysisGenerated by AI from underlying data

Where Software - Application sits in its cycle right now — and what that implies for $INTU.

Software - Application · Technology

No material change from last week — platforms where agents expand contract value (ServiceNow, Snowflake) are re-rated upward, while tools where agents substitute human users (Adobe Creative..

What this means for $INTU

Neutral — Operates TurboTax, QuickBooks, and Credit Karma serving consumers and small businesses with tax, accounting, and personal finance tools; end markets and revenue mix have limited overlap with the AI agent bifurcation — contract expansion vs. user substitution.

Top industry ETF

$IGViShares Expanded Tech-Software Sector ETF
-12.9%YTD
-16.6%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
17.9How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
16.2%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
27.5%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
9.5%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
3.9Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
23.3%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
81.0%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.3Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026May 20, 2026$12.80$12.57+1.8%
Q4 2025Feb 26, 2026$4.15$3.68+12.8%
Q3 2025Nov 20, 2025$3.34$3.09+8.1%
Q2 2025Aug 21, 2025$2.75$2.66+3.4%
Next earningsThu, Aug 20·consensus EPS $3.54

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q3 FY26$8.6B+10.4%84.4%47.0%$11.10$5.2B
Q2 FY26$4.7B+17.4%78.9%18.4%$2.49$1.5B
Q1 FY26$3.9B+18.3%78.8%13.7%$1.60$599.0M
Q4 FY25$3.8B+20.3%78.2%8.8%$1.36$356.0M

Forward consensus

5-year forecast · up to 23 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$21.4B$21.4B – $21.4B$23.83$23.77 – $23.9722
FY27$23.9B$23.4B – $24.3B$27.40$26.47 – $29.1023
FY28$26.6B$26.6B – $26.6B$31.00$28.58 – $34.3122
FY29$30.7B$30.1B – $31.4B$35.67$34.81 – $36.8321
FY30$35.0B$34.4B – $35.9B$40.43$39.46 – $41.7411

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.9×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.7%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-5.5%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-39.5%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 267.3M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.9% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.005-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.FilingActive offeringA shelf registration (S-3 / S-3ASR / S-1) or prospectus supplement (424B*) was filed in the last 90 days — the company is registered to (or actively) issuing new shares. Dilution risk.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellJun 23Richard L DalzellDirector284 sh$74KSellJun 16Richard L DalzellDirector284 sh$80KSellJun 11Richard L DalzellDirector338 sh$95KSellJun 10Richard L DalzellDirector333 sh$96KSellJun 9Richard L DalzellDirector333 sh$99KBuyMay 26Vasant M PrabhuDirector500 sh$155KBuyMay 22Vasant M PrabhuDirector1.3K sh$387K
+ 28 other (13 exempts · 9 inkinds · 6 awards) in window

See when $INTU insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

424B5Prospectus supplement (offering)Jun 10424B5
AI summary

Intuit Inc. offered $750 million of 4.950% senior unsecured notes due June 15, 2031 and $1,000 million of 5.500% notes due June 15, 2036, for total proceeds of $1.739 billion before expenses, settling on June 11, 2026. The notes are non-listed, investment-grade, and rank equally with Intuit's existing senior unsecured debt; interest is paid semi-annually beginning December 15, 2026. This is a standard investment-grade debt raise — non-dilutive to equity, likely for general corporate purposes or refinancing.

424B5Prospectus supplement (offering)Jun 8424B5
AI summary

The Depository Trust Company (INTU) filed a 424B5 prospectus supplement for an offering of senior notes. The offering size is $2,000 at 20 %. Proceeds are intended for general corporate purposes, which may include debt repayment, capital expenditures, or working capital. The 424B5 is a prospectus supplement filed under an existing shelf registration, allowing the company to offer securities on an accelerated timeline without a standalone registration statement.

8-KRestructuring / exit costsMay 208-K — Item 2.02: Earnings release · Item 2.05: Restructuring / exit costs · Item 7.01: Press release / Reg FD · Item 8.01: Other event
AI summary

Intuit Inc. (INTU) filed an 8-K on May 20, 2026 disclosing quarterly financial results (Item 2.02), costs associated with exit or disposal activities — i.e., restructuring charges or layoffs (Item 2.05) — a Regulation FD investor presentation (Item 7.01), and an other-event disclosure (Item 8.01). Intuit is a Mountain View, California-based financial software company (TurboTax, QuickBooks, Credit Karma). The combination of earnings with a restructuring item is material; Intuit appears to be reporting results alongside a workforce or operational restructuring announcement.

8-KOfficer or director changeApr 288-K — Item 5.02: Officer or director change
AI summary

INTU disclosed a personnel change (8-K Item 5.02, dated 2026-04-28). An executive departure and a new appointment are both reported. President and General Manager, Small Business Group. Personnel changes are generally administrative; materiality depends on seniority and circumstances.

8-KPress release / Reg FDMar 168-K — Item 7.01: Press release / Reg FD
8-KMaterial agreementJan 308-K — Item 1.01: Material agreement · Item 2.03: Material debt obligation
8-KOfficer or director changeJan 278-K — Item 5.02: Officer or director change · Item 5.07: Shareholder vote
+ 7 other (2 10-Qs · 2 13Gs · 1 routine 8-K · 1 SD) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

INVESTOR DEADLINE: Robbins Geller Rudman & Dowd LLP Announces that Intuit Inc. Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit - INTUbusinesswire.com·1d agoGlancy Prongay Wolke & Rotter LLP, a Leading Securities Fraud Law Firm Encourages Intuit Inc. (INTU) Shareholders To Inquire About Securities Fraud Class Actionbusinesswire.com·2d agoBronstein, Gewirtz & Grossman LLC Urges Intuit Inc. Investors to Act: Class Action Filed Alleging Investor Harmprnewswire.com·2d agoINTU Shareholder Alert: Intuit Inc. Securities Class Action Lawsuit - Investors With Losses May Contact Levi & Korsinskybusinesswire.com·2d agoINTU Shareholder Alert: Investors With Losses May Seek to Lead the Class Action in Intuit Inc. Securities Lawsuit - Contact SueWallStprnewswire.com·2d ago

In themes

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