Bank of Montreal
$172.13-0.4%1Y+44.5%
Mentions · last 7 days
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Price updated 13h ago
Sentiment on XAI analysisGenerated by AI from underlying data
How loud the X conversation is around $BMO and which way it's leaning — read in seconds.
What it does
Plain-English summary of the business — what they sell and how they make money.
Industry overviewAI analysisGenerated by AI from underlying data
Where Banks - Diversified sits in its cycle right now — and what that implies for $BMO.
Banks - Diversified
No material change from last week — elevated NIM has padded bank earnings through 2025, but markets pricing Fed cuts through 2026 compress margins on the way down.
Top industry ETF
$KBESPDR S&P Bank ETF
+17.4%YTD
+11.7%1Y
Fundamentals & catalyst
Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.
Key ratios
P/E
18.4How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.ROIC
0.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.Op margin
16.8%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.FCF yield
23.4%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).P/S
2.2Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.ROE
11.2%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.Gross margin
44.7%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.D/E
1.9Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.Past earnings
QuarterReportedActualEstimateSurprise
Q2 2026Aug 25, 2026$2.84$2.71+4.8%
Q1 2026May 27, 2026$2.68$2.54+5.5%
Q4 2025Feb 25, 2026$2.51$2.35+6.8%
Q3 2025Dec 4, 2025$2.36$2.16+9.3%
Next earningsThu, Dec 3·consensus EPS $2.69
Quarterly trend
QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$19.3B+0.2%45.6%18.1%$3.50$8.6B
Q1 FY26$19.3B-5.5%46.9%17.2%$3.39$1.4B
Q4 FY25$19.3B-2.4%44.1%15.7%$2.94$12.3B
Q3 FY25$19.2B-6.2%42.5%16.1%$3.14$-4.6B
Forward consensus
FYRevenueRangeEPSRangeAnalysts
FY26$39.4B$38.8B – $40.1B$14.78$14.52 – $15.016
FY27$41.2B$40.8B – $41.6B$16.62$16.19 – $16.888
FY28$44.5B$43.0B – $45.7B$18.24$17.26 – $19.223
Setup & momentum
Volume, range, and moving-average position — the technical setup driving short-term moves.
Right now
Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.8×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.78%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-3.2%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+14.3%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.
Float & profile
FloatHigh float · 699.6M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.1% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.155-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.
SEC filings
Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.
No material 8-K / SC 13D / S-3 / 424B5 filings in the last 180 days.
+ 49 other (19 6-Ks · 16 13Gs · 5 CERTs · 5 8-A12Bs) in window
Recent news
Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.
BMO, REX Shares Launch 3x Leveraged AI-Focused ETNBMO And Scotiabank Earnings: Great Results At A 39% Premium“Move Away From Use Cases”: BMO Executive Issues Critical Warning Ahead of Nvidia EarningsCanada's BMO and Scotiabank Beat Earnings Targets as Trade War EscalatesBank of Montreal Q3: Solid Quarter, But 'Just' A Hold
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