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PAPAGS

PagSeguro Digital Ltd.

$PAGS·$3.2B·Specialty Business Services·Industrials
$11.16+4.5%1Y+14.3%
Price updated 10m ago
PAPAGS
$PAGSPagSeguro Digital Ltd.
$11.16+4.49%0 posts
AI analysisFundamentalsVoices on X
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On X

The complete picture of $PAGS on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

0X posts · last 7 days
No mention history yet

What it does

Plain-English summary of the business — what they sell and how they make money.

PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; and PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

Industry overviewAI analysisGenerated by AI from underlying data

Where Specialty Business Services sits in its cycle right now — and what that implies for $PAGS.

Specialty Business Services · Industrials

No material change from last week — non-cyclical outsourcing demand underpins steady compounding across facility management, pest control, and vehicle auctions.

Industry benchmark

8-name peer basket
+22.4%YTD
+5.8%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
7.3How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
9.6%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
37.8%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
-3.6%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.8Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
14.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
51.3%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
3.1Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Aug 11, 2026$0.41$0.39+5.4%
Q1 2026May 12, 2026$0.39$0.40-2.5%
Q4 2025Mar 4, 2026$0.43$0.42+2.4%
Q3 2025Nov 12, 2025$0.36$0.36-0.1%
Next earningsWed, Nov 11·consensus EPS $0.41

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$4.9B-0.2%51.5%36.2%$1.96$781.1M
Q1 FY26$4.7B-0.4%51.2%37.3%$1.91$220.0M
Q4 FY25$5.3B+6.0%51.3%39.0%$1.75$-3.2B
Q3 FY25$4.9B+4.5%51.3%38.4%$1.90$1.7B

Forward consensus

4-year forecast · up to 7 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$20.9B$20.8B – $20.9B$8.42$8.11 – $8.836
FY27$22.0B$21.2B – $22.9B$9.21$7.68 – $11.267
FY28$22.0B$20.0B – $24.2B$9.52$7.57 – $11.143
FY29$19.7B$18.6B – $21.0B$12.29$11.36 – $13.291

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.1.3×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.54%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+12.9%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+7.6%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 288.1M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today1.7% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β1.245-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellJul 21Dutra Da Silva RicardoPrincipal Executive Officer25.0K sh$232KSellJul 20Dutra Da Silva RicardoPrincipal Executive Officer25.0K sh$231KSellJul 16Dutra Da Silva RicardoPrincipal Executive Officer25.0K sh$229KSellJul 15Dutra Da Silva RicardoPrincipal Executive Officer24.2K sh$223KSellJul 14Dutra Da Silva RicardoPrincipal Executive Officer25.0K sh$231KSellApr 17Alexandre Mr MagnaniDirector200.0K sh$2.3M

See when $PAGS insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

No material 8-K / SC 13D / S-3 / 424B5 filings in the last 180 days.

+ 12 other (9 6-Ks · 1 13G · 1 20-F/A · 1 20-F) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

PagSeguro Could Finally Get The Macro Tailwind It Needsseekingalpha.com·2d agoPagSeguro Digital Ltd. (PAGS) Stock Drops Despite Market Gains: Important Facts to Notezacks.com·3d agoPagSeguro Digital (PAGS) Surges 21.4%: Is This an Indication of Further Gains?zacks.com·3d agoWhy PagSeguro Digital Stock Soared Todayfool.com·4d agoPagSeguro Digital Sees Unusually Large Options Volume (NYSE:PAGS)defenseworld.net·4d ago

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Voices on X · last 7 days

No standout posts about $PAGS on X in the last 7 days.

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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