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MEMET

MetLife, Inc.

$MET·$55B·Insurance - Life·Financial Services
$85.09-1.0%YTD+8.9%1Y+6.9%
Mentions · last 7 days
2026-06-23: 390 posts2026-06-24: 180 posts2026-06-25: 304 posts2026-06-26: 106 posts2026-06-27: 490 posts2026-06-28: 227 posts2026-06-29: 212 posts1,911+2%
Price updated 9m ago·X counts updated 21h ago
MEMET
$METMetLife, Inc.
$85.09-1.05%1.9k posts+2%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $MET, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersAcceleratingAI verdict · as of 2026-06-30

The move is getting stronger, with heavier trading behind it.

MetLife is grinding toward 52-week highs at 16x earnings with insurance ROEs that finally make sense in a normalized-rates environment.

MetLife is the diversified life-insurance and asset-management giant — group benefits, retirement products, international franchises, plus a meaningful investment-management business. The stock has spent the year quietly compounding toward 52-week highs while the rates-normalization story plays out.

What's working underneath the steady chart:

  • The fundamentals are doing exactly what an insurer should: Q1 revenue grew 4.4% YoY to $19.1B, the trailing PE sits at 16.6x, and the trailing FCF yield is a strikingly high 29.9% — a function of the insurance balance sheet running off favorably as the yield curve helps the asset side without crushing the liability side.
  • The capital return is structural: the combined buyback + dividend yield is among the best in the financials complex, and management has shown discipline around it through the cycle — exactly what a name like this needs to compound at 12-15% IRRs across a holding period.
  • The 52-week range positioning at 84% with volume mult 0.71 is the pattern of a stock that's being slowly accumulated, not bought aggressively. The 9% YTD move is quiet for a reason — this is the kind of name that earns its return by not falling, then occasionally re-rates in a single sequential quarter.

The path higher runs through Q2 earnings on Aug 5 confirming the asset-yield uplift continues and group-benefits margins stay in the historical band. The break: any commentary about claims-frequency uptick (longevity, mortality) or a yield-curve flattening that pressures the asset-side carry would put the steady grind on hold.

What to watch: Q2 earnings Aug 5 — investment-yield trajectory, group benefits operating margin, and any commentary on capital-return pace. A clean print with stable claims frequency keeps the grind higher going; a yield-curve flattening or claims uptick puts the move on hold.

On the calendar: 2026-08-05 — Q2 earnings

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What it does

Plain-English summary of the business — what they sell and how they make money.

MetLife, Inc. operates as a leading global financial services entity, delivering an extensive array of services encompassing insurance, annuities, employee benefits, and asset management. The company manages its operations through five primary divisions: the U.S., Asia, Latin America, Europe, the Middle East and Africa (EMEA), and MetLife Holdings. Its broad insurance offerings include life, dental, group short-term and long-term disability, individual disability, pet, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans. MetLife also supports employers with administrative services-only (ASO) arrangements. Furthermore, it provides sophisticated financial instruments such as general and separate account contracts, synthetic guaranteed interest contracts, and private floating rate funding agreements. The company facilitates pension risk transfers, offers institutional income annuities, structures settlements, and delivers capital markets investment products. Specialized life insurance products and funding agreements are also available for post-retirement benefits, alongside company, bank, or trust-owned life insurance used to finance non-qualified executive benefit programs. In addition, MetLife offers a variety of annuity options including fixed, indexed-linked, and variable, alongside pension and regular savings products. Its life insurance portfolio features whole life, term life, endowments, universal and variable life, and group life policies. The company also provides longevity reinsurance solutions, credit insurance products, and protection for long-term healthcare services. MetLife, Inc. was founded in 1863 and is headquartered in New York City.

Industry overviewAI analysisGenerated by AI from underlying data

Where Insurance - Life sits in its cycle right now — and what that implies for $MET.

Insurance - Life · Financial Services

Top industry ETF

$KIESPDR S&P Insurance ETF
+2.2%YTD
+2.8%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
16.6How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
0.5%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
6.3%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
29.9%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
0.7Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
12.9%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
28.4%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
0.7Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q1 2026May 6, 2026$2.42$2.27+6.6%
Q4 2025Feb 4, 2026$2.58$2.34+10.3%
Q3 2025Nov 5, 2025$2.34$2.31+1.3%
Q2 2025Aug 6, 2025$2.02$2.15-6.0%
Next earningsWed, Aug 5·consensus EPS $2.39

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q1 FY26$19.1B+4.4%37.2%7.9%$1.75$2.7B
Q4 FY25$23.8B+29.1%30.5%4.7%$1.17$8.1B
Q3 FY25$16.9B-7.7%17.4%7.2%$1.23$3.6B
Q2 FY25$17.2B-1.8%26.4%5.7%$1.04$2.2B

Forward consensus

4-year forecast · up to 7 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$80.6B$79.0B – $82.2B$9.93$9.65 – $10.497
FY27$84.1B$81.4B – $85.9B$10.99$10.71 – $11.507
FY28$87.9B$87.6B – $88.3B$12.25$10.29 – $13.276
FY29$92.9B$90.7B – $94.6B$13.50$13.08 – $13.835

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.7×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.84%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+4.8%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+9.7%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 537.5M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.5% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.785-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

No open-market buys or sells in the last 180 days.

+ 48 other (41 awards · 7 inkinds) in window

See when $MET insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

This insurance stock is on an impressive run. How to ride the momentum with less riskcnbc.com·1d agoMetLife Pet Insurance Expands Grief Support for Pet Parents with Memorial Tree Programgurufocus.com·8d agoMetLife Pet Insurance Expands Grief Support for Pet Parents with Memorial Tree Programbusinesswire.com·8d agoMET – Montreal Metropolitan Airport and YHU Terminal Welcome Their First Passengersglobenewswire.com·15d agoPorter Inaugurates Service at New Montreal Metropolitan Airport (MET)businesswire.com·15d ago
Voices on X · top 4 · last 7 days

TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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