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AOAON

Aon plc

$AON·$58B·Insurance - Brokers·Financial Services
$292.55+2.0%YTD-18.3%1Y-14.7%
Price updated 2h ago·X counts updated 5d ago
AOAON
$AONAon plc
$292.55+2.00%56 posts0.9×
AI analysisFundamentalsVoices on X
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On X

Top X posts

The complete picture of $AON on X — how loud the conversation is right now, how it has trended over the last two weeks, and which way the crowd is leaning.

56X posts · last 7 days
Sep 28Oct 11
Chatter Meter
0.9×
QuietNormal · 1×Loud

How loud $AON's conversation on X is versus its own normal — 1× is typical, higher means busier. Right now it's about its usual level.

Bullish sentimentAI analysisGenerated by AI from underlying data6 posts analyzed · as of 2026-09-07

Aon buying USI Insurance from KKR for $17B all-cash — its biggest US middle-market bet ever. Buyers stepping in on the M&A-related selloff, calling it a global-leading insurance company on sale, and Director Lester Knight purchased $6.55M (5th largest of 14 purchases). Broadly constructive.

Read what X is saying about $AON

  • Bullish vs bearish call — with the AI summary of the day's posts
  • Divergence flag when the top-engagement posts argue the other side
  • How loud the conversation is versus this ticker's own normal
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AI verdictAI analysisGenerated by AI from underlying data

TickerTalks' own read on what's driving $AON — fundamentals, momentum, or an event — and whether it agrees with the X crowd.

Proven numbersStalledAI verdict · as of 2026-10-02

The move has stalled — likely just drifts unless something new shows up.

Insurance broker digesting a $17B all-cash USI acquisition with a $13.5B senior-notes raise against a 21% YTD derate.

Aon is a global insurance and reinsurance broker plus a human-capital advisory book, so earnings growth comes from organic commission capture plus accretive bolt-ons at the top of the US middle market.

  • Q2 FY26 revenue $4.25B, +2.2% YoY; Q1 was +6.4%, Q4 FY25 +3.7% — organic growth decelerated this quarter but TTM still ~5%
  • TTM: 20x earnings, 4.3x sales, 43% ROE, 83% gross margin, 27% operating margin, debt-to-equity 1.64
  • Sep 15 priced $13.5B seven-tranche senior notes at 5.35-6.45% to fund the USI acquisition from KKR — biggest US middle-market move Aon has done
  • YTD -21%, trailing-12m -23% — multiple compressed on growth deceleration and the acquisition-leverage pile
  • 2026 estimates: $17.9B revenue, $18.77 EPS; 2027 $20.7B, $20.56 — analyst model includes USI contribution

The franchise economics (ROE, margin, broker-model durability) stay intact; the question is whether USI integration lifts organic growth back toward MSD or just adds levered revenue at flat ROIC.

Agrees with X sentimentX posts frame the M&A-related selloff as a buying setup, cite Director Lester Knight's $6.55M purchase, and note the USI deal thesis. The constructive insider-buying signal aligns with the TTM franchise economics; the broader derate reflects legitimate concern about near-term organic deceleration.

What to watch: Oct 30 Q3 earnings — whether organic revenue growth re-accelerates toward the prior MSD range or Q2's +2.2% proves the new run-rate before USI closes.

On the calendar: 2026-10-30 Q3 earnings

Read the AI verdict on $AON

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • Whether TickerTalks' read agrees with or diverges from the X crowd
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What it does

Plain-English summary of the business — what they sell and how they make money.

Global professional services firm providing risk management, insurance brokerage, reinsurance, and human capital consulting.

Industry overviewAI analysisGenerated by AI from underlying data

Where Insurance - Brokers sits in its cycle right now — and what that implies for $AON.

Insurance - Brokers · Financial Services

Hard P&C market pricing is the structural tailwind for brokers — commission income grows with premium volumes without underwriting risk. Organic growth in commercial lines (cyber, D&O, specialty) is outpacing personal lines as corporate risk complexity expands; M&A among mid-market brokers (Gallagher, Acrisure, Assured Partners) is consolidating the fragmented distribution layer.

What this means for $AON

Neutral — Global professional services firm providing risk management, insurance brokerage, reinsurance, and human capital consulting.

Top industry ETF

$XLFFinancial Select Sector SPDR
-0.5%YTD
+7.3%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
19.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
13.2%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
27.2%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
4.3%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
4.3Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
42.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
83.1%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.6Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 29, 2026$3.81$3.80+0.3%
Q1 2026May 1, 2026$6.48$6.37+1.7%
Q4 2025Jan 30, 2026$4.85$4.75+2.1%
Q3 2025Oct 31, 2025$3.05$2.91+4.8%
Next earningsWed, Oct 28·consensus EPS $3.30

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$4.2B+2.2%115%19.4%$2.59$483.0M
Q1 FY26$5.0B+6.4%87.7%35.9%$5.66$363.0M
Q4 FY25$4.3B+3.7%83.5%31.1%$7.87$1.3B
Q3 FY25$4.0B+7.4%43.5%20.4%$2.12$1.1B

Forward consensus

4-year forecast · up to 14 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$17.9B$17.6B – $18.2B$18.58$17.76 – $19.2714
FY27$21.5B$20.9B – $22.1B$20.32$19.02 – $21.1812
FY28$22.7B$20.6B – $23.5B$23.48$20.22 – $29.3414
FY29$23.7B$22.2B – $24.2B$25.58$23.60 – $26.378

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.8×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.8%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.-12.4%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.-16.2%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 210.0M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.8% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.695-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.FilingActive offeringA shelf registration (S-3 / S-3ASR / S-1) or prospectus supplement (424B*) was filed in the last 90 days — the company is registered to (or actively) issuing new shares. Dilution risk.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

BuySep 2Lester B KnightDirector20.0K sh$6.5MSellJul 28Darren ZeidelGeneral Counsel1.9K sh$718KSellJul 17Darren ZeidelGeneral Counsel1.9K sh$726KSellJul 7Darren ZeidelGeneral Counsel600 sh$216K
+ 26 other (12 inkinds · 12 awards · 1 exempt · 1 gift) in window

See when $AON insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
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SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

8-KAgreement terminatedSep 228-K — Item 1.01: Material agreement · Item 1.02: Agreement terminated · Item 2.03: Material debt obligation
424B5Prospectus supplement (offering)Sep 15424B5
AI summary

Aon North America, Inc. and Aon Global Holdings plc (AON) priced a $13.5B multi-tranche senior notes offering across seven tranches (2029-2056) with coupons from 5.35% to 6.45%, guaranteed by Aon plc, Aon Corporation, and Aon Global Limited. Net proceeds are earmarked to fund the cash consideration and debt repayment for Aon's pending acquisition of USI Insurance Services, plus fees. Transformative financing event — one of the largest corporate debt offerings of 2026, directly enabling Aon's landmark USI acquisition.

424B5Prospectus supplement (offering)Sep 11424B5
AI summary

Aon plc filed a preliminary 424B5 prospectus supplement for a planned multi-tranche notes offering spanning seven maturities from 2029 through 2056. Specific amounts and coupon rates were not finalized at the time of filing. Proceeds are expected to fund general corporate purposes including debt refinancing. The offering will be made under Aon's existing automatic shelf registration.

8-KMaterial agreementAug 318-K — Item 1.01: Material agreement · Item 7.01: Press release / Reg FD
AI summary

Aon plc filed an 8-K on August 30, 2026, covering a material definitive agreement (Item 1.01) and a Reg FD investor presentation (Item 7.01), along with multiple series of NYSE-listed guaranteed senior notes ranging from 2.05% due 2031 to 5.75% due 2054. Specific terms of the material agreement are in the attached exhibits. Material event for a large-cap insurer/broker; full context requires the exhibit content.

3New insider — initial holdingsAug 263
AI summary

Aon plc (AON) filed a Form 3 initial beneficial ownership statement for Nadin Virani, who assumed the role of Interim CFO of Aon as of August 17, 2026, at 200 East Randolph Street, Chicago, IL. The filing establishes Virani's initial equity ownership baseline as a new Section 16 reporting officer; specific share holdings are in the full form tables. This is an administrative filing reflecting a C-suite leadership transition at the major global professional services and insurance brokerage firm. The appointment of an Interim CFO may signal an ongoing CFO search or a permanent change in the finance leadership team.

8-KOfficer or director changeAug 178-K — Item 5.02: Officer or director change
AI summary

Aon plc filed an 8-K on August 17, 2026 covering Items 5.02 (officer/director change) and 7.01 (Reg FD). The body excerpt captured only the boilerplate securities listing and was truncated before reaching the substantive item content. The specific officer change or Reg FD disclosure details are not available in the excerpt. Full filing at the SEC link required for material details.

S-3ASRAuto-shelf registrationJul 2S-3ASR
AI summary

Aon plc (AON) filed an automatic S-3ASR shelf registration statement on July 2, 2026 covering itself and four subsidiaries: Aon Global Limited, Aon Global Holdings plc, Aon Corporation, and Aon North America, Inc. As a well-known seasoned issuer, the filing is effective immediately upon submission. The shelf spans both equity and debt instruments, providing Aon standing authorization to tap capital markets across a wide range of security types as conditions warrant.

8-KOfficer or director changeJul 18-K — Item 5.02: Officer or director change · Item 5.07: Shareholder vote · Item 8.01: Other event
AI summary

Aon plc (AON) filed an 8-K on July 1, 2026 (event date June 26, 2026) covering items 5.02 (director/officer changes), 5.07 (shareholder vote results), and 8.01 (other events), reflecting annual meeting governance activity. The multi-item filing covers Aon's leadership and shareholder vote disclosures. As a global risk advisory and human capital firm with 15+ listed senior note series, governance events carry significance for both debt and equity holders.

+ 13 other (2 routine 8-Ks · 2 10-Qs · 2 earnings 8-Ks · 2 13Gs) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Is It Too Late to Buy Aon PLC (AON) After 4.2% Rally? GF Value Says Undervaluedgurufocus.com·1d agoAon Expands Ukraine War Risk Insurance Facility With EBRD Supportzacks.com·3d agoAon and the European Bank for Reconstruction and Development expand war risk insurance facility for Ukrainegurufocus.com·4d agoAon and the European Bank for Reconstruction and Development expand war risk insurance facility for Ukraineprnewswire.com·4d agoComparing AON (NYSE:AON) & Lemonade (NYSE:LMND)defenseworld.net·5d ago

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TickerTalks is a research tool, not financial advice. We surface social-attention data; we do not make stock recommendations. Past attention is not predictive of future price movements.

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