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AOAON

Aon plc

Strong FundamentalsStrong FundamentalsRevenue growing 2% YoY at strong marginsStreet coverage with positive forward estimatesQuiet on X (37 mentions/wk)
$AON·$75B·Insurance - Brokers·Financial Services
$355.40+1.7%1Y-3.0%
Mentions · last 7 days
2026-08-21: 8 posts2026-08-22: 3 posts2026-08-23: 3 posts2026-08-24: 5 posts37+11%
Price updated 2d ago·X counts updated 6d ago
AOAON
$AONAon plc
$355.40+1.67%37 posts+11%
AI analysisFundamentalsVoices on X
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AI verdict & sentimentAI analysisGenerated by AI from underlying data

Top X posts

Today's AI verdict on what's driving $AON, plus how loud the X conversation is and which way it's leaning.

AI analysis

TickerTalks’ read on the fundamentals and what’s driving the move.

Proven numbersWinding up for a moveAI verdict · as of 2026-08-25

Trading in a tight range and building pressure — a move looks likely soon, but the direction isn't clear yet.

Global insurance broker down 5% over twelve months despite four consecutive EPS beats and 27% operating margin — the market is waiting.

Aon plc is one of the top-three global insurance brokers (with Marsh McLennan and Willis Towers Watson) providing risk-capital and human-capital services. The stock is down 5% over trailing year despite genuinely strong operational cadence — a quiet compounder facing sector rotation.

  • Four consecutive positive EPS surprises: Q2 2026 +0.3%, Q1 +1.7%, Q4 25 +2.1%, Q3 25 +4.8% — small consistent beats reflecting reliable execution
  • Q2 2026 revenue was $4.25B (up 2.2% year-over-year); Q1 was $5.03B (+6.4%) — the topline growth is stable if not spectacular
  • Return on equity is 42.6% — extraordinary, though flattered by leverage (D/E 1.64)
  • Operating margin is 27.2% with 83% gross margin — high-quality services business
  • Analyst 2026 revenue estimate is $17.9B on $19.08 EPS growing to $19.1B / $21.33 EPS in 2027 — the stock at $359 is 18.8x forward, cheap for the return profile
  • Free cash flow yield is 4.3% at $75.5B market cap — solid capital-return capacity
  • On August 18 Aon disclosed a new $200M Sidecar X reinsurance vehicle for M&A activity — real revenue-generation opportunity in the risk-capital business
  • Aon's August 20 US employer health-care cost forecast (+9.5% in 2027) — this is Aon selling its own analytics, both a business win and a note that its customers face cost pressure
  • On August 17 Aon disclosed an officer/director change (Item 5.02) — details not in summary
  • Beta 0.68 — defensive services profile
  • Insider signal is null this period

At 18.8x forward with 27% operating margin and consistent execution, the quality-at-a-discount setup is real but requires patience.

What to watch: The Q3 print on October 30 needs organic revenue growth staying above 5% — that's the specific number that either extends the coil upward or triggers additional sector rotation risk.

On the calendar: 2026-10-30 — Q3 earnings

Read the AI verdict + X sentiment for $AON

  • One-line verdict on what's driving the move — fundamentals, momentum, both, or an event
  • Next dated catalyst when there is one (earnings, deal closing, activist clock)
  • X crowd read with bullish/bearish call + post volume
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What it does

Plain-English summary of the business — what they sell and how they make money.

Global professional services firm providing risk management, insurance brokerage, reinsurance, and human capital consulting.

Industry overviewAI analysisGenerated by AI from underlying data

Where Insurance - Brokers sits in its cycle right now — and what that implies for $AON.

Insurance - Brokers · Financial Services

Premium rate environment remains constructive; brokers benefit from rate increases through commission-linked revenue without taking underwriting risk. Organic growth in specialty and E&S lines is the differentiated driver.

What this means for $AON

Partial — insurance earnings follow combined ratio and investment income dynamics, partially correlated to industry macro; Aon plc operates as a professional services firm in the United States, rest of t.

Top industry ETF

$XLFFinancial Select Sector SPDR
+5.6%YTD
+7.9%1Y

Fundamentals & catalyst

Profitability, valuation, and the next earnings event — at a glance, with rule-of-thumb signals.

Key ratios

P/E
19.5How much investors are paying per dollar of profit the company actually earned in the last 12 months. Lower means the stock looks cheaper relative to earnings.~15–25 is typical for the S&P 500; high-growth names trade 30+; hyper-growth or speculative can be 100+ or negative.
ROIC
13.2%What percentage return the business earns on every dollar of capital (equity + debt) deployed in operations. The cleanest measure of business quality.Above ~15% is high-quality; consistently above 25% suggests a real moat. Below the company's cost of capital is value-destroying.
Op margin
27.2%Operating profit (after sales, marketing, R&D, and overhead but before interest and taxes) as a percentage of revenue. The clearest view of how well the underlying business is run.Mature business above 20% is healthy; software businesses can run 30%+; commodity / retail businesses operate in single digits.
FCF yield
4.3%Free cash flow (operating cash flow minus capex) divided by the company's market cap. The cash-on-cash return you'd get owning the whole business at today's price.Above ~5% is attractive; below ~2% means you're paying up for growth. Capital-light businesses (software) run higher than capital-heavy ones (utilities).
P/S
4.3Same idea as P/E but per dollar of revenue. Useful for companies that aren't profitable yet, where P/E is meaningless.Under ~2 is cheap; software / SaaS often runs 8–15; well above 20 implies the market is pricing in very high future growth.
ROE
42.6%Net income as a percentage of shareholders' equity. Similar to ROIC but counts only the equity side.Above 20% is strong, but can be inflated by leverage — a heavily indebted company can show high ROE with weak underlying ROIC.
Gross margin
83.1%Revenue minus the direct cost of producing what was sold, as a percentage of revenue. The first read on whether the product is structurally profitable.Software / SaaS is typically 70%+; consumer goods 30–50%; commodity / hardware businesses can be under 20%.
D/E
1.6Total debt divided by shareholders' equity. Measures how much the business runs on borrowed money versus owner capital.Under 1 is conservative; 1–2 is typical for mature businesses; over 2 is leveraged and more sensitive to interest rates.

Past earnings

QuarterReportedActualEstimateSurprise
Q2 2026Jul 29, 2026$3.81$3.80+0.3%
Q1 2026May 1, 2026$6.48$6.37+1.7%
Q4 2025Jan 30, 2026$4.85$4.75+2.1%
Q3 2025Oct 31, 2025$3.05$2.91+4.8%
Next earningsFri, Oct 30·consensus EPS $3.39

Quarterly trend

QuarterRevenueYoYGrossOpEPSFCF
Q2 FY26$4.2B+2.2%115%19.4%$2.59$483.0M
Q1 FY26$5.0B+6.4%87.7%35.9%$5.66$363.0M
Q4 FY25$4.3B+3.7%83.5%31.1%$7.87$1.3B
Q3 FY25$4.0B+7.4%43.5%20.4%$2.12$1.1B

Forward consensus

4-year forecast · up to 14 analysts
FYRevenueRangeEPSRangeAnalysts
FY26$17.9B$17.8B – $18.0B$19.08$18.85 – $19.5214
FY27$19.1B$18.8B – $19.3B$21.33$20.73 – $22.0814
FY28$20.3B$19.6B – $20.8B$23.82$21.97 – $25.5313
FY29$20.7B$20.4B – $21.0B$24.79$24.25 – $25.1711

Setup & momentum

Volume, range, and moving-average position — the technical setup driving short-term moves.

Right now

Vol vs 30dToday's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.0.5×Today's traded share volume divided by the average over the prior 30 trading days. ≥3× signals unusual interest; below 1× is quiet.
52w rangeWhere the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.65%Where the latest close sits between the 52-week low (0%) and high (100%). Above 80% is extended; below 30% is basing or in a downtrend.
vs 50d MALatest close vs the 50-day simple moving average. Positive = short-term trend is up.+0.8%Latest close vs the 50-day simple moving average. Positive = short-term trend is up.
vs 200d MALatest close vs the 200-day simple moving average. Positive = long-term trend is up.+5.2%Latest close vs the 200-day simple moving average. Positive = long-term trend is up.

Float & profile

FloatHigh float · 210.0M shFree-float shares — the slice of issued stock actually available to trade. Lower buckets squeeze harder on a catalyst.Traded today0.3% of floatToday's volume as a percent of the free float. Above 5% on a single day is unusually high turnover for the available share count.β0.685-year weekly beta vs the S&P 500. Above 1.5 means the stock typically moves more than the index; below 0.8 moves less.FilingActive offeringA shelf registration (S-3 / S-3ASR / S-1) or prospectus supplement (424B*) was filed in the last 90 days — the company is registered to (or actively) issuing new shares. Dilution risk.

Insider activity

Recent open-market buys and sells by officers and directors — flagged when multiple insiders cluster.

Recent transactions

SellJul 28Darren ZeidelGeneral Counsel1.9K sh$718KSellJul 17Darren ZeidelGeneral Counsel1.9K sh$726KSellJul 7Darren ZeidelGeneral Counsel600 sh$216K
+ 32 other (15 inkinds · 12 awards · 4 exempts · 1 gift) in window

See when $AON insiders are putting their own money in

  • Real-time open-market buys and sells from Form 4 filings
  • Cluster-buy detection when multiple insiders pile in at once
  • 30 / 60 / 180-day windows so you can spot building conviction
Free, forever. No credit card.

SEC filings

Material 8-K, 13D, S-3, and 424B5 events from the last 180 days — the filings that actually move the price.

Recent material filings

3New insider — initial holdingsAug 263
AI summary

Aon plc (AON) filed a Form 3 initial beneficial ownership statement for Nadin Virani, who assumed the role of Interim CFO of Aon as of August 17, 2026, at 200 East Randolph Street, Chicago, IL. The filing establishes Virani's initial equity ownership baseline as a new Section 16 reporting officer; specific share holdings are in the full form tables. This is an administrative filing reflecting a C-suite leadership transition at the major global professional services and insurance brokerage firm. The appointment of an Interim CFO may signal an ongoing CFO search or a permanent change in the finance leadership team.

8-KOfficer or director changeAug 178-K — Item 5.02: Officer or director change
AI summary

Aon plc filed an 8-K on August 17, 2026 covering Items 5.02 (officer/director change) and 7.01 (Reg FD). The body excerpt captured only the boilerplate securities listing and was truncated before reaching the substantive item content. The specific officer change or Reg FD disclosure details are not available in the excerpt. Full filing at the SEC link required for material details.

S-3ASRAuto-shelf registrationJul 2S-3ASR
AI summary

Aon plc (AON) filed an automatic S-3ASR shelf registration statement on July 2, 2026 covering itself and four subsidiaries: Aon Global Limited, Aon Global Holdings plc, Aon Corporation, and Aon North America, Inc. As a well-known seasoned issuer, the filing is effective immediately upon submission. The shelf spans both equity and debt instruments, providing Aon standing authorization to tap capital markets across a wide range of security types as conditions warrant.

8-KOfficer or director changeJul 18-K — Item 5.02: Officer or director change · Item 5.07: Shareholder vote · Item 8.01: Other event
AI summary

Aon plc (AON) filed an 8-K on July 1, 2026 (event date June 26, 2026) covering items 5.02 (director/officer changes), 5.07 (shareholder vote results), and 8.01 (other events), reflecting annual meeting governance activity. The multi-item filing covers Aon's leadership and shareholder vote disclosures. As a global risk advisory and human capital firm with 15+ listed senior note series, governance events carry significance for both debt and equity holders.

+ 10 other (3 13Gs · 2 10-Qs · 2 earnings 8-Ks · 2 proxys) in window

Recent news

Latest headlines from major outlets, sourced and timestamped — context for whatever just moved.

Aon close to acquiring USI Insurance from KKR in $17B deal: reportnypost.com·14h agoAon nears $17 billion deal to buy insurance broker USI, WSJ reportscnbc.com·15h agoAon close to acquiring USI Insurance from KKR in $17 billion deal, WSJ reportsreuters.com·19h agoAon Nears Roughly $17 Billion Deal for Insurance Brokerage USIwsj.com·20h agoWhy Is Aon (AON) Down 4.6% Since Last Earnings Report?zacks.com·3d ago

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